Finwise Bancorp Valuation
| FINW Stock | USD 18.05 0.22 1.23% |
At this time, the firm appears to be overvalued. Finwise Bancorp shows a prevailing Real Value of $15.37 per share. The current price of the firm is $18.05. Our model computes the value of Finwise Bancorp from reviewing the firm fundamentals such as Shares Outstanding of 13.21 M, current valuation of 155.43 M, and Profit Margin of 0.20 % as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Finwise Bancorp's valuation include:
Price Book 1.3826 | Enterprise Value 155.4 M | Price Sales 3.4021 | Trailing PE 16.8208 | Enterprise Value Revenue 2.9773 |
Overvalued
Today
Please note that Finwise Bancorp's price fluctuation is not too volatile at this time. Calculation of the real value of Finwise Bancorp is based on 3 months time horizon. Increasing Finwise Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Finwise stock is determined by what a typical buyer is willing to pay for full or partial control of Finwise Bancorp. Since Finwise Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Finwise Stock. However, Finwise Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 18.05 | Real 15.37 | Target 11.0 | Hype 18.03 | Naive 17.77 |
The intrinsic value of Finwise Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Finwise Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Finwise Bancorp helps investors to forecast how Finwise stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Finwise Bancorp more accurately as focusing exclusively on Finwise Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Finwise Bancorp's intrinsic value based on its ongoing forecasts of Finwise Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Finwise Bancorp's closest peers.
Finwise Bancorp Cash |
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Finwise Valuation Trend
Analysing the historical paterns of Finwise Bancorp's enterprise value and its market capitalization is a good way to estimate and gauge the value of Finwise Bancorp over time and is usually enough for investors to make rational market timing decisions.
Finwise Revenue by Product
Finwise Bancorp Total Value Analysis
Finwise Bancorp is currently estimated to have valuation of 155.43 M with market capitalization of 235.56 M, debt of 6.49 M, and cash on hands of 96.53 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Finwise Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
155.43 M | 235.56 M | 6.49 M | 96.53 M |
Finwise Bancorp Investor Information
About 32.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.38. Some equities with similar Price to Book (P/B) outperform the market in the long run. Finwise Bancorp had not issued any dividends in recent years. Based on the analysis of Finwise Bancorp's profitability, liquidity, and operating efficiency, Finwise Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.35 | 0.3721 |
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| Operating Income | 28.5 M | 23.8 M |
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Finwise Bancorp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Finwise Bancorp has an asset utilization ratio of 10.92 percent. This indicates that the Company is making $0.11 for each dollar of assets. An increasing asset utilization means that Finwise Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Finwise Bancorp Ownership Allocation
The market capitalization of Finwise Bancorp is $235.56 Million. Finwise Bancorp retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.Finwise Bancorp Profitability Analysis
The company reported the previous year's revenue of 64 M. Net Income was 17.46 M with profit before overhead, payroll, taxes, and interest of 74.79 M.About Finwise Bancorp Valuation
Our relative valuation model uses a comparative analysis of Finwise Bancorp. We calculate exposure to Finwise Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Finwise Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 57.5 M | 45.8 M | |
| Pretax Profit Margin | 0.37 | 0.35 | |
| Operating Profit Margin | 0.37 | 0.35 | |
| Net Profit Margin | 0.27 | 0.26 | |
| Gross Profit Margin | 0.90 | 0.70 |
Finwise Bancorp Quarterly Retained Earnings |
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Finwise Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as Finwise Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 12.9 M | |
| Quarterly Earnings Growth Y O Y | -0.324 |
Finwise Bancorp Current Valuation Indicators
Valuation refers to the process of determining the present value of Finwise Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Finwise we look at many different elements of the entity such as Finwise's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Finwise Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Finwise Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Finwise Bancorp's worth.Additional Tools for Finwise Stock Analysis
When running Finwise Bancorp's price analysis, check to measure Finwise Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Finwise Bancorp is operating at the current time. Most of Finwise Bancorp's value examination focuses on studying past and present price action to predict the probability of Finwise Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Finwise Bancorp's price. Additionally, you may evaluate how the addition of Finwise Bancorp to your portfolios can decrease your overall portfolio volatility.