Open Lending Net Worth
Open Lending Net Worth Breakdown | LPRO |
Open Lending Net Worth Analysis
Open Lending's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Open Lending's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Open Lending's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Open Lending's net worth analysis. One common approach is to calculate Open Lending's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Open Lending's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Open Lending's net worth. This approach calculates the present value of Open Lending's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Open Lending's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Open Lending's net worth. This involves comparing Open Lending's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Open Lending's net worth relative to its peers.
Enterprise Value |
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To determine if Open Lending is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Open Lending's net worth research are outlined below:
| Open Lending Corp had very high historical volatility over the last 90 days | |
| Over 84.0% of the company shares are owned by institutional investors | |
| Latest headline from news.google.com: LPRO Altman Z-Score 3.13 - GuruFocus.com |
Open Lending uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Open Lending Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Open Lending's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 22nd of February 2024 Upcoming Quarterly Report | View | |
| 14th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 22nd of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Know Open Lending's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Open Lending is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Open Lending Corp backward and forwards among themselves. Open Lending's institutional investor refers to the entity that pools money to purchase Open Lending's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Jpmorgan Chase & Co | 2024-06-30 | 1.4 M | Kornitzer Capital Management Inc | 2024-09-30 | 918 K | Northern Trust Corp | 2024-09-30 | 874.9 K | Charles Schwab Investment Management Inc | 2024-09-30 | 841.9 K | Goldman Sachs Group Inc | 2024-06-30 | 729.2 K | Palogic Value Management Lp | 2024-09-30 | 725 K | Raymond James & Associates | 2024-09-30 | 715.4 K | Renaissance Technologies Corp | 2024-09-30 | 620.9 K | Cresset Asset Management, Llc | 2024-09-30 | 550.6 K | Wasatch Advisors Lp | 2024-09-30 | 16.6 M | T. Rowe Price Associates, Inc. | 2024-06-30 | 10.7 M |
Follow Open Lending's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 773.39 M.Market Cap |
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Project Open Lending's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.06 | 0.06 | |
| Return On Capital Employed | 0.08 | 0.08 | |
| Return On Assets | 0.06 | 0.06 | |
| Return On Equity | 0.11 | 0.10 |
When accessing Open Lending's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Open Lending's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Open Lending's profitability and make more informed investment decisions.
Evaluate Open Lending's management efficiency
As of the 26th of November 2024, Return On Tangible Assets is likely to drop to 0.06. In addition to that, Return On Capital Employed is likely to drop to 0.08. At this time, Open Lending's Net Tangible Assets are very stable compared to the past year. As of the 26th of November 2024, Non Current Assets Total is likely to grow to about 102.1 M, while Total Assets are likely to drop about 271.1 M. Open Lending's management efficiency ratios could be used to measure how well Open Lending manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 1.70 | 1.79 | |
| Tangible Book Value Per Share | 1.70 | 1.79 | |
| Enterprise Value Over EBITDA | 22.67 | 23.80 | |
| Price Book Value Ratio | 5.00 | 5.25 | |
| Enterprise Value Multiple | 22.67 | 23.80 | |
| Price Fair Value | 5.00 | 5.25 | |
| Enterprise Value | 936.2 M | 1.2 B |
The strategic initiatives led by Open Lending's management are central to its market success. By analyzing these initiatives, we provide a clear picture of the stock's growth prospects.
Enterprise Value Revenue 6.9553 | Revenue 95.9 M | Quarterly Revenue Growth (0.1) | Revenue Per Share 0.805 | Return On Equity 0.0211 |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Open Lending insiders, such as employees or executives, is commonly permitted as long as it does not rely on Open Lending's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Open Lending insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Open Lending Corporate Filings
13A | 14th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
10Q | 8th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
F4 | 22nd of October 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 12th of September 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Open Lending Earnings per Share Projection vs Actual
Open Lending Corporate Management
| Kevin Filan | Senior Marketing | Profile | |
| Simona Fillarini | Chief Officer | Profile | |
| Richard Watkins | Founder | Profile | |
| Matthew Roe | Chief Officer | Profile | |
| Cecilia Camarillo | Chief Officer | Profile | |
| Thinh Nguyen | Chief Officer | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Open Lending Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. You can also try the Price Exposure Probability module to analyze equity upside and downside potential for a given time horizon across multiple markets.
Is Diversified Capital Markets space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Open Lending. If investors know Open will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Open Lending listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.50) | Earnings Share 0.04 | Revenue Per Share 0.805 | Quarterly Revenue Growth (0.1) | Return On Assets 0.0079 |
The market value of Open Lending Corp is measured differently than its book value, which is the value of Open that is recorded on the company's balance sheet. Investors also form their own opinion of Open Lending's value that differs from its market value or its book value, called intrinsic value, which is Open Lending's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Open Lending's market value can be influenced by many factors that don't directly affect Open Lending's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Open Lending's value and its price as these two are different measures arrived at by different means. Investors typically determine if Open Lending is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Open Lending's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.