Alerus Financial Corp Stock Performance
| ALRS Stock | USD 22.11 0.22 1.01% |
Alerus Financial has a performance score of 1 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 1.54, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Alerus Financial will likely underperform. Alerus Financial Corp right now shows a risk of 2.55%. Please confirm Alerus Financial Corp standard deviation, expected short fall, period momentum indicator, as well as the relationship between the maximum drawdown and rate of daily change , to decide if Alerus Financial Corp will be following its price patterns.
Risk-Adjusted Performance
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Weak
Compared to the overall equity markets, risk-adjusted returns on investments in Alerus Financial Corp are ranked lower than 1 (%) of all global equities and portfolios over the last 90 days. In spite of comparatively stable basic indicators, Alerus Financial is not utilizing all of its potentials. The latest stock price uproar, may contribute to short-horizon losses for the private investors. ...more
Actual Historical Performance (%)
One Day Return 1 | Five Day Return 3.24 | Year To Date Return 1.09 | Ten Year Return 12.78 | All Time Return 508.45 |
Forward Dividend Yield 0.0362 | Payout Ratio 0.5652 | Last Split Factor 3:1 | Forward Dividend Rate 0.8 | Dividend Date 2024-10-11 |
1 | Alerus Financial Corp Trading 3.11 percent Higher on Sep 17 | 09/17/2024 |
2 | American Century Companies Inc. Sells 23,791 Shares of Alerus Financial Co. - MarketBeat | 09/27/2024 |
3 | Alerus Financial Corp Q2 2024 Earnings Call Highlights Strong Loan Growth and Strategic ... | 10/09/2024 |
4 | Acquisition by Bolton Jeffrey of 1309 shares of Alerus Financial subject to Rule 16b-3 | 10/10/2024 |
| Alerus Financial dividend paid on 11th of October 2024 | 10/11/2024 |
5 | Acquisition by Karin Taylor of 5753 shares of Alerus Financial subject to Rule 16b-3 | 10/23/2024 |
6 | Alerus Financial Corporation Reports Third Quarter 2024 Net Income of 5.2 Million | 10/29/2024 |
7 | Alerus Financial Announces Earnings Results | 10/30/2024 |
8 | Alerus Financial Corp Q3 2024 Earnings Call Highlights Navigating Growth Amidst Challenges | 10/31/2024 |
9 | Acquisition by Katie Lorenson of 1000 shares of Alerus Financial at 20.3 subject to Rule 16b-3 | 11/01/2024 |
10 | Alerus Financial Corporation Q3 2024 Earnings Call Transcript | 11/04/2024 |
| Begin Period Cash Flow | 58.2 M |
Alerus |
Alerus Financial Relative Risk vs. Return Landscape
If you would invest 2,188 in Alerus Financial Corp on August 27, 2024 and sell it today you would earn a total of 23.00 from holding Alerus Financial Corp or generate 1.05% return on investment over 90 days. Alerus Financial Corp is currently generating 0.0499% in daily expected returns and assumes 2.554% risk (volatility on return distribution) over the 90 days horizon. In different words, 22% of stocks are less volatile than Alerus, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Alerus Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Alerus Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Alerus Financial Corp, and traders can use it to determine the average amount a Alerus Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0195
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Estimated Market Risk
| 2.55 actual daily | 22 78% of assets are more volatile |
Expected Return
| 0.05 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| 0.02 actual daily | 1 99% of assets perform better |
Based on monthly moving average Alerus Financial is performing at about 1% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Alerus Financial by adding it to a well-diversified portfolio.
Alerus Financial Fundamentals Growth
Alerus Stock prices reflect investors' perceptions of the future prospects and financial health of Alerus Financial, and Alerus Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Alerus Stock performance.
| Return On Equity | 0.0084 | ||||
| Return On Asset | 8.0E-4 | ||||
| Profit Margin | 0.02 % | ||||
| Operating Margin | 0.20 % | ||||
| Current Valuation | 806.08 M | ||||
| Shares Outstanding | 25.34 M | ||||
| Price To Earning | 7.68 X | ||||
| Price To Book | 1.45 X | ||||
| Price To Sales | 3.41 X | ||||
| Revenue | 166.17 M | ||||
| Gross Profit | 210.95 M | ||||
| EBITDA | 5.3 M | ||||
| Net Income | 11.7 M | ||||
| Cash And Equivalents | 68.29 M | ||||
| Cash Per Share | 3.42 X | ||||
| Total Debt | 378.88 M | ||||
| Debt To Equity | 11.87 % | ||||
| Book Value Per Share | 19.53 X | ||||
| Cash Flow From Operations | 28.98 M | ||||
| Earnings Per Share | 0.17 X | ||||
| Market Capitalization | 560.23 M | ||||
| Total Asset | 3.91 B | ||||
| Retained Earnings | 272.7 M | ||||
About Alerus Financial Performance
Assessing Alerus Financial's fundamental ratios provides investors with valuable insights into Alerus Financial's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Alerus Financial is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.02 | 0.03 | |
| Return On Equity | 0.03 | 0.03 |
Things to note about Alerus Financial Corp performance evaluation
Checking the ongoing alerts about Alerus Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Alerus Financial Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| On 11th of October 2024 Alerus Financial paid $ 0.2 per share dividend to its current shareholders | |
| Latest headline from insidermonkey.com: Alerus Financial Corporation Q3 2024 Earnings Call Transcript |
- Analyzing Alerus Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Alerus Financial's stock is overvalued or undervalued compared to its peers.
- Examining Alerus Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Alerus Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Alerus Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Alerus Financial's stock. These opinions can provide insight into Alerus Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Alerus Stock Analysis
When running Alerus Financial's price analysis, check to measure Alerus Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Alerus Financial is operating at the current time. Most of Alerus Financial's value examination focuses on studying past and present price action to predict the probability of Alerus Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Alerus Financial's price. Additionally, you may evaluate how the addition of Alerus Financial to your portfolios can decrease your overall portfolio volatility.