Community Bank System Stock Performance
| CBU Stock | USD 71.45 0.59 0.83% |
On a scale of 0 to 100, Community Bank holds a performance score of 8. The firm shows a Beta (market volatility) of 2.27, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Community Bank will likely underperform. Please check Community Bank's downside variance, and the relationship between the sortino ratio and accumulation distribution , to make a quick decision on whether Community Bank's price patterns will revert.
Risk-Adjusted Performance
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Compared to the overall equity markets, risk-adjusted returns on investments in Community Bank System are ranked lower than 8 (%) of all global equities and portfolios over the last 90 days. In spite of comparatively weak fundamental drivers, Community Bank unveiled solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return (1.47) | Five Day Return 3.26 | Year To Date Return 33.81 | Ten Year Return 86.49 | All Time Return 1.7 K |
Forward Dividend Yield 0.026 | Payout Ratio 0.5583 | Last Split Factor 2:1 | Forward Dividend Rate 1.84 | Dividend Date 2025-01-10 |
1 | Disposition of 1198 shares by Jeffery Knauss of Community Bank subject to Rule 16b-3 | 09/06/2024 |
2 | JD Bancshares and JD Bank Announce Leadership Succession | 09/10/2024 |
3 | Disposition of 177 shares by Gillan-myer Maureen A of Community Bank at 58.07 subject to Rule 16b-3 | 10/01/2024 |
4 | Insider Trading | 10/07/2024 |
| Community Bank dividend paid on 10th of October 2024 | 10/10/2024 |
5 | Q3 2024 Community Financial System Inc Earnings Call Transcript | 10/23/2024 |
6 | Community Financial System Inc Shares Up 5.7 percent on Oct 28 | 10/28/2024 |
7 | Community Bank of the Bay Trading Down 0.1 percent Heres Why | 10/31/2024 |
8 | POTOMAC BANCSHARES, INC. REPORTS 2024 THIRD QUARTER RESULTS | 11/04/2024 |
9 | Community Financial Upgraded to Buy Heres What You Should Know | 11/06/2024 |
10 | Disposition of 427 shares by Deresa Durkee of Community Bank at 38.02 subject to Rule 16b-3 | 11/07/2024 |
11 | Acquisition by John Parente of 1198 shares of Community Bank at 43.65 subject to Rule 16b-3 | 11/11/2024 |
12 | JSB Financial Inc. Reports Earnings for the Third Quarter and First Nine Months of 2024 | 11/15/2024 |
13 | Quest Partners LLC Buys New Holdings in Community Bank System, Inc. | 11/20/2024 |
14 | Community Financial System Inc Shares Up 3.34 percent on Nov 22 | 11/22/2024 |
| Begin Period Cash Flow | 209.9 M |
Community |
Community Bank Relative Risk vs. Return Landscape
If you would invest 6,087 in Community Bank System on August 28, 2024 and sell it today you would earn a total of 1,058 from holding Community Bank System or generate 17.38% return on investment over 90 days. Community Bank System is generating 0.2825% of daily returns assuming volatility of 2.5929% on return distribution over 90 days investment horizon. In other words, 23% of stocks are less volatile than Community, and above 95% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Community Bank Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Community Bank's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Community Bank System, and traders can use it to determine the average amount a Community Bank's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.1089
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
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Estimated Market Risk
| 2.59 actual daily | 23 77% of assets are more volatile |
Expected Return
| 0.28 actual daily | 5 95% of assets have higher returns |
Risk-Adjusted Return
| 0.11 actual daily | 8 92% of assets perform better |
Based on monthly moving average Community Bank is performing at about 8% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Community Bank by adding it to a well-diversified portfolio.
Community Bank Fundamentals Growth
Community Stock prices reflect investors' perceptions of the future prospects and financial health of Community Bank, and Community Bank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Community Stock performance.
| Return On Equity | 0.0996 | ||||
| Return On Asset | 0.0105 | ||||
| Profit Margin | 0.24 % | ||||
| Operating Margin | 0.33 % | ||||
| Current Valuation | 4.36 B | ||||
| Shares Outstanding | 52.56 M | ||||
| Price To Earning | 19.81 X | ||||
| Price To Book | 2.10 X | ||||
| Price To Sales | 5.32 X | ||||
| Revenue | 640.67 M | ||||
| Gross Profit | 664.58 M | ||||
| EBITDA | 195.73 M | ||||
| Net Income | 131.48 M | ||||
| Cash And Equivalents | 247.39 M | ||||
| Cash Per Share | 4.60 X | ||||
| Total Debt | 460.6 M | ||||
| Debt To Equity | 0.35 % | ||||
| Book Value Per Share | 33.97 X | ||||
| Cash Flow From Operations | 228.42 M | ||||
| Earnings Per Share | 3.13 X | ||||
| Market Capitalization | 3.76 B | ||||
| Total Asset | 15.56 B | ||||
| Retained Earnings | 1.19 B | ||||
About Community Bank Performance
Assessing Community Bank's fundamental ratios provides investors with valuable insights into Community Bank's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Community Bank is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | (274.31) | (288.03) | |
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.08 | 0.11 |
Things to note about Community Bank System performance evaluation
Checking the ongoing alerts about Community Bank for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Community Bank System help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Community Bank has a strong financial position based on the latest SEC filings | |
| About 73.0% of the company shares are held by institutions such as insurance companies | |
| On 10th of October 2024 Community Bank paid $ 0.46 per share dividend to its current shareholders | |
| Latest headline from gurufocus.com: Community Financial System Inc Shares Up 3.34 percent on Nov 22 |
- Analyzing Community Bank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Community Bank's stock is overvalued or undervalued compared to its peers.
- Examining Community Bank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Community Bank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Community Bank's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Community Bank's stock. These opinions can provide insight into Community Bank's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Community Stock Analysis
When running Community Bank's price analysis, check to measure Community Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Community Bank is operating at the current time. Most of Community Bank's value examination focuses on studying past and present price action to predict the probability of Community Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Community Bank's price. Additionally, you may evaluate how the addition of Community Bank to your portfolios can decrease your overall portfolio volatility.