The firm shows a Beta (market volatility) of 0.0, which signifies not very significant fluctuations relative to the market. the returns on MARKET and Citizens Financial are completely uncorrelated.
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Over the last 90 days Citizens Financial has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of very healthy forward indicators, Citizens Financial is not utilizing all of its potentials. The current stock price disarray, may contribute to short-term losses for the investors. ...more
Begin Period Cash Flow
3.6 M
Total Cashflows From Investing Activities
8.1 M
Citizens
Citizens Financial Relative Risk vs. Return Landscape
If you would invest 760,000 in Citizens Financial on October 4, 2025 and sell it today you would earn a total of 0.00 from holding Citizens Financial or generate 0.0% return on investment over 90 days. Citizens Financial is currently does not generate positive expected returns and assumes 0.0% risk (volatility on return distribution) over the 90 days horizon. In different words, 0% of pink sheets are less volatile than Citizens, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
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Citizens Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Citizens Financial's investment risk. Standard deviation is the most common way to measure market volatility of pink sheets, such as Citizens Financial, and traders can use it to determine the average amount a Citizens Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0
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Based on monthly moving average Citizens Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Citizens Financial by adding Citizens Financial to a well-diversified portfolio.
Citizens Financial Fundamentals Growth
Citizens Pink Sheet prices reflect investors' perceptions of the future prospects and financial health of Citizens Financial, and Citizens Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Citizens Pink Sheet performance.
By examining Citizens Financial's fundamental ratios, stakeholders can obtain critical insights into Citizens Financial's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Citizens Financial is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
Citizens Financial Corporation, through its subsidiary, provides ancillary health insurance products. Citizens Financial Corporation was incorporated in 1990 and is based in Louisville, Kentucky. Citizens Financial operates under InsuranceLife classification in the United States and is traded on OTC Exchange. It employs 69 people.
Things to note about Citizens Financial performance evaluation
Checking the ongoing alerts about Citizens Financial for important developments is a great way to find new opportunities for your next move. Pink Sheet alerts and notifications screener for Citizens Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Citizens Financial generated a negative expected return over the last 90 days
The company reported the previous year's revenue of 29.28 M. Net Loss for the year was (835.9 K) with profit before overhead, payroll, taxes, and interest of 7.34 M.
Citizens Financial currently holds about 7.54 M in cash with (2.35 M) of positive cash flow from operations.
Evaluating Citizens Financial's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Citizens Financial's pink sheet performance include:
Analyzing Citizens Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Citizens Financial's stock is overvalued or undervalued compared to its peers.
Examining Citizens Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
Evaluating Citizens Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Citizens Financial's management team can help you assess the Company's leadership.
Pay attention to analyst opinions and ratings of Citizens Financial's pink sheet. These opinions can provide insight into Citizens Financial's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Citizens Financial's pink sheet performance is not an exact science, and many factors can impact Citizens Financial's pink sheet market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.
Other Information on Investing in Citizens Pink Sheet
Citizens Financial financial ratios help investors to determine whether Citizens Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Citizens with respect to the benefits of owning Citizens Financial security.