Citizens Financial Valuation
| CFIN Stock | USD 7,600 0.00 0.00% |
At this time, the firm appears to be fairly valued. Citizens Financial shows a prevailing Real Value of $7600.0 per share. The current price of the firm is $7600.0. Our model approximates the value of Citizens Financial from analyzing the firm fundamentals such as Return On Equity of -0.0164, current valuation of 1.46 M, and Profit Margin of (0.01) % as well as examining its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that Citizens Financial's price fluctuation is very steady at this time. Calculation of the real value of Citizens Financial is based on 3 months time horizon. Increasing Citizens Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Citizens Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Citizens Pink Sheet. However, Citizens Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 7600.0 | Real 7600.0 | Hype 7600.0 | Naive 7600.0 |
The intrinsic value of Citizens Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Citizens Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Citizens Financial helps investors to forecast how Citizens pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Citizens Financial more accurately as focusing exclusively on Citizens Financial's fundamentals will not take into account other important factors: Citizens Financial Total Value Analysis
Citizens Financial is currently forecasted to have valuation of 1.46 M with market capitalization of 1.46 M, debt of 5.54 M, and cash on hands of 7.54 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Citizens Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.46 M | 1.46 M | 5.54 M | 7.54 M |
Citizens Financial Investor Information
The company had not issued any dividends in recent years. Citizens Financial had 1:250 split on the 14th of November 2007. Citizens Financial is not in a good financial situation at this time. It has a very high probability of going through financial hardship in February.Citizens Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Citizens suggests not a very effective usage of assets in January.Citizens Financial Ownership Allocation
Almost 99.56 percent of Citizens Financial outstanding shares are held by general public with 0.44 % by other corporate entities.Citizens Financial Profitability Analysis
The company reported the previous year's revenue of 29.28 M. Net Loss for the year was (835.9 K) with profit before overhead, payroll, taxes, and interest of 7.34 M.About Citizens Financial Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Citizens Financial. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Citizens Financial based exclusively on its fundamental and basic technical indicators. By analyzing Citizens Financial's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Citizens Financial's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Citizens Financial. We calculate exposure to Citizens Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Citizens Financial's related companies.Citizens Financial Corporation, through its subsidiary, provides ancillary health insurance products. Citizens Financial Corporation was incorporated in 1990 and is based in Louisville, Kentucky. Citizens Financial operates under InsuranceLife classification in the United States and is traded on OTC Exchange. It employs 69 people.
8 Steps to conduct Citizens Financial's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Citizens Financial's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Citizens Financial's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Citizens Financial's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Citizens Financial's revenue streams: Identify Citizens Financial's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Citizens Financial's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Citizens Financial's growth potential: Evaluate Citizens Financial's management, business model, and growth potential.
- Determine Citizens Financial's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Citizens Financial's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Citizens Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 6556.00 | |
| Retained Earnings | 6.9 M |
Other Information on Investing in Citizens Pink Sheet
Citizens Financial financial ratios help investors to determine whether Citizens Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Citizens with respect to the benefits of owning Citizens Financial security.