Chime Financial Class Stock Performance

CHYM Stock   19.68  0.01  0.05%   
Chime Financial has a performance score of 2 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 1.96, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Chime Financial will likely underperform. Chime Financial Class right now shows a risk of 3.64%. Please confirm Chime Financial Class maximum drawdown, as well as the relationship between the accumulation distribution and market facilitation index , to decide if Chime Financial Class will be following its price patterns.

Risk-Adjusted Performance

Weak

 
Weak
 
Strong
Compared to the overall equity markets, risk-adjusted returns on investments in Chime Financial Class are ranked lower than 2 (%) of all global equities and portfolios over the last 90 days. In spite of very weak basic indicators, Chime Financial may actually be approaching a critical reversion point that can send shares even higher in March 2026. ...more

Actual Historical Performance (%)

One Day Return
1.81
Five Day Return
(13.37)
Year To Date Return
(25.42)
Ten Year Return
(46.94)
All Time Return
(46.94)
1
Disposition of 7407 shares by Mark Troughton of Chime Financial, at 18.43 subject to Rule 16b-3
11/20/2025
2
Disposition of 102926 shares by Matthew Newcomb of Chime Financial, subject to Rule 16b-3
11/21/2025
3
Disposition of 50000 shares by Asmerom Amine of Chime Financial, at 20.0474 subject to Rule 16b-3
11/26/2025
4
Disposition of 34589 shares by Asmerom Amine of Chime Financial, at 20.3129 subject to Rule 16b-3
11/28/2025
5
Disposition of 6760 shares by Frankel Adam B of Chime Financial, at 23.8424 subject to Rule 16b-3
12/08/2025
6
Chime Financial General Counsel Adam Frankel Sells 1,000 Shares
12/12/2025
7
Disposition of 7229 shares by Feuille James of Chime Financial at 24.82 subject to Rule 16b-3
12/16/2025
8
Chime Financial, Inc. Class A Receives a Rating Update from a Top Analyst - The Globe and Mail
01/05/2026
9
Assessing Chime Financial Valuation After Recent Share Price Momentum
01/08/2026
10
Disposition of 500 shares by Frankel Adam B of Chime Financial at 28.0 subject to Rule 16b-3
01/09/2026
11
Acquisition by Dst Global Advisors Ltd of 2063270 shares of Chime Financial subject to Rule 16b-3
01/13/2026
12
Acquisition by Dunne James J. Iii of 2902 shares of Chime Financial subject to Rule 16b-3
01/16/2026
13
Chime Financial Upgraded to Hold at Rothschild Redb
01/27/2026
14
Chime Financial Stock Lands New 129 Million Bet Despite Tepid Post-IPO Performance
01/29/2026
15
Chime Financial Valuation Check After Recent Share Price Swings
01/30/2026
16
Disposition of 488748 shares by Dst Global Advisors Ltd of Chime Financial subject to Rule 16b-3
02/03/2026
17
Disposition of 10577 shares by Asmerom Amine of Chime Financial at 18.43 subject to Rule 16b-3
02/16/2026
Begin Period Cash Flow239.7 M
Total Cashflows From Investing Activities45.7 M

Chime Financial Relative Risk vs. Return Landscape

If you would invest  1,894  in Chime Financial Class on November 18, 2025 and sell it today you would earn a total of  74.00  from holding Chime Financial Class or generate 3.91% return on investment over 90 days. Chime Financial Class is currently generating 0.1277% in daily expected returns and assumes 3.64% risk (volatility on return distribution) over the 90 days horizon. In different words, 32% of stocks are less volatile than Chime, and 98% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
  Expected Return   
       Risk  
Given the investment horizon of 90 days Chime Financial is expected to generate 4.82 times more return on investment than the market. However, the company is 4.82 times more volatile than its market benchmark. It trades about 0.04 of its potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.16 per unit of risk.

Chime Financial Target Price Odds to finish over Current Price

The tendency of Chime Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to move above the current price in 90 days
 19.68 90 days 19.68 
about 91.13
Based on a normal probability distribution, the odds of Chime Financial to move above the current price in 90 days from now is about 91.13 (This Chime Financial Class probability density function shows the probability of Chime Stock to fall within a particular range of prices over 90 days) .
Given the investment horizon of 90 days the stock has the beta coefficient of 1.96 suggesting as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Chime Financial will likely underperform. Additionally Chime Financial Class has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the Dow Jones Industrial.
   Chime Financial Price Density   
       Price  

Predictive Modules for Chime Financial

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Chime Financial Class. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Chime Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
15.9319.5723.21
Details
Intrinsic
Valuation
LowRealHigh
12.8916.5320.17
Details

Chime Financial Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. Chime Financial is not an exception. The market had few large corrections towards the Chime Financial's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Chime Financial Class, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Chime Financial within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
-0.18
β
Beta against Dow Jones1.96
σ
Overall volatility
3.07
Ir
Information ratio -0.03

Chime Financial Alerts and Suggestions

In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Chime Financial for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Chime Financial Class can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.
Chime Financial had very high historical volatility over the last 90 days
The company reported the previous year's revenue of 1.67 B. Net Loss for the year was (25.34 M) with profit before overhead, payroll, taxes, and interest of 1.58 B.
About 12.0% of the company shares are held by company insiders
Latest headline from MacroaxisInsider: Disposition of 488748 shares by Dst Global Advisors Ltd of Chime Financial subject to Rule 16b-3

Chime Financial Price Density Drivers

Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Chime Stock often depends not only on the future outlook of the current and potential Chime Financial's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Chime Financial's indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding364.4 M
Cash And Short Term Investments706.6 M

Chime Financial Fundamentals Growth

Chime Stock prices reflect investors' perceptions of the future prospects and financial health of Chime Financial, and Chime Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Chime Stock performance.

About Chime Financial Performance

By examining Chime Financial's fundamental ratios, stakeholders can obtain critical insights into Chime Financial's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Chime Financial is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
Last ReportedProjected for Next Year
Return On Tangible Assets(0.02)(0.02)
Return On Capital Employed(0.05)(0.05)
Return On Assets(0.02)(0.02)
Return On Equity(0.02)(0.02)

Things to note about Chime Financial Class performance evaluation

Checking the ongoing alerts about Chime Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Chime Financial Class help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Chime Financial had very high historical volatility over the last 90 days
The company reported the previous year's revenue of 1.67 B. Net Loss for the year was (25.34 M) with profit before overhead, payroll, taxes, and interest of 1.58 B.
About 12.0% of the company shares are held by company insiders
Latest headline from MacroaxisInsider: Disposition of 488748 shares by Dst Global Advisors Ltd of Chime Financial subject to Rule 16b-3
Evaluating Chime Financial's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Chime Financial's stock performance include:
  • Analyzing Chime Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Chime Financial's stock is overvalued or undervalued compared to its peers.
  • Examining Chime Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Chime Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Chime Financial's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of Chime Financial's stock. These opinions can provide insight into Chime Financial's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Chime Financial's stock performance is not an exact science, and many factors can impact Chime Financial's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.
When determining whether Chime Financial Class is a strong investment it is important to analyze Chime Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Chime Financial's future performance. For an informed investment choice regarding Chime Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Chime Financial Class. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment.
You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.
Will Transaction & Payment Processing Services sector continue expanding? Could Chime diversify its offerings? Factors like these will boost the valuation of Chime Financial. Projected growth potential of Chime fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Chime Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.20)
Earnings Share
(2.43)
Revenue Per Share
27.58
Quarterly Revenue Growth
0.323
The market value of Chime Financial Class is measured differently than its book value, which is the value of Chime that is recorded on the company's balance sheet. Investors also form their own opinion of Chime Financial's value that differs from its market value or its book value, called intrinsic value, which is Chime Financial's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because Chime Financial's market value can be influenced by many factors that don't directly affect Chime Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Chime Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Chime Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Chime Financial's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.