Chime Financial Class Stock Performance
| CHYM Stock | 26.72 1.21 4.33% |
On a scale of 0 to 100, Chime Financial holds a performance score of 15. The firm shows a Beta (market volatility) of 2.67, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Chime Financial will likely underperform. Please check Chime Financial's potential upside, and the relationship between the total risk alpha and kurtosis , to make a quick decision on whether Chime Financial's price patterns will revert.
Risk-Adjusted Performance
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Compared to the overall equity markets, risk-adjusted returns on investments in Chime Financial Class are ranked lower than 15 (%) of all global equities and portfolios over the last 90 days. In spite of very inconsistent basic indicators, Chime Financial displayed solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return (4.33) | Five Day Return (4.57) | Year To Date Return 1.21 | Ten Year Return (28.00) | All Time Return (28.00) |
1 | Chime Reports Third Quarter 2025 Financial Results | 11/05/2025 |
2 | Disposition of 7407 shares by Mark Troughton of Chime Financial, at 18.43 subject to Rule 16b-3 | 11/20/2025 |
3 | Disposition of 102926 shares by Matthew Newcomb of Chime Financial, subject to Rule 16b-3 | 11/21/2025 |
4 | Is XRP the Next Bitcoin | 11/24/2025 |
5 | Disposition of 50000 shares by Asmerom Amine of Chime Financial, at 20.0474 subject to Rule 16b-3 | 11/26/2025 |
6 | Disposition of 34589 shares by Asmerom Amine of Chime Financial, at 20.3129 subject to Rule 16b-3 | 11/28/2025 |
7 | Disposition of 6760 shares by Frankel Adam B of Chime Financial, at 23.8424 subject to Rule 16b-3 | 12/08/2025 |
8 | Chime Financial Upgraded by Goldman Sachs on Bullish Outlook for New Chime Card Revenue | 12/09/2025 |
9 | 280,251 Shares in Chime Financial, Inc. CHYM Bought by Broad Bay Capital Management LP | 12/10/2025 |
10 | Chime Has the Recent 25 percent Rebound Left the Fintech Stock Overvalued | 12/11/2025 |
11 | 1,442,210 Shares in Chime Financial, Inc. CHYM Acquired by SkyBridge Capital II LLC | 12/12/2025 |
12 | Disposition of 7229 shares by Feuille James of Chime Financial at 24.82 subject to Rule 16b-3 | 12/16/2025 |
13 | Renaissance Capital LLC Invests 822,000 in Chime Financial, Inc. CHYM | 12/31/2025 |
14 | Assessing Chime Financial Valuation After Recent Share Price Momentum | 01/08/2026 |
15 | Disposition of 500 shares by Frankel Adam B of Chime Financial at 28.0 subject to Rule 16b-3 | 01/09/2026 |
16 | Acquisition by Dst Global Advisors Ltd of 2063270 shares of Chime Financial subject to Rule 16b-3 | 01/13/2026 |
| Begin Period Cash Flow | 239.7 M | |
| Total Cashflows From Investing Activities | 45.7 M |
Chime Financial Relative Risk vs. Return Landscape
If you would invest 1,754 in Chime Financial Class on October 16, 2025 and sell it today you would earn a total of 918.00 from holding Chime Financial Class or generate 52.34% return on investment over 90 days. Chime Financial Class is currently generating 0.7631% in daily expected returns and assumes 3.8243% risk (volatility on return distribution) over the 90 days horizon. In different words, 34% of stocks are less volatile than Chime, and 85% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Chime Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Chime Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Chime Financial Class, and traders can use it to determine the average amount a Chime Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.1996
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Based on monthly moving average Chime Financial is performing at about 15% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Chime Financial by adding it to a well-diversified portfolio.
Chime Financial Fundamentals Growth
Chime Stock prices reflect investors' perceptions of the future prospects and financial health of Chime Financial, and Chime Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Chime Stock performance.
| Profit Margin | (0.02) % | ||||
| Operating Margin | 0.23 % | ||||
| Current Valuation | 4.37 B | ||||
| Shares Outstanding | 332.24 M | ||||
| Price To Sales | 6.41 X | ||||
| Revenue | 1.67 B | ||||
| Gross Profit | 1.58 B | ||||
| EBITDA | (36.83 M) | ||||
| Net Income | (25.34 M) | ||||
| Total Debt | 96.34 M | ||||
| Book Value Per Share | (28.23) X | ||||
| Cash Flow From Operations | 64.14 M | ||||
| Earnings Per Share | (2.43) X | ||||
| Market Capitalization | 11.53 B | ||||
| Total Asset | 1.46 B | ||||
| Retained Earnings | (2.36 B) | ||||
| Working Capital | 912.22 M | ||||
About Chime Financial Performance
By examining Chime Financial's fundamental ratios, stakeholders can obtain critical insights into Chime Financial's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Chime Financial is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.02) | (0.02) | |
| Return On Capital Employed | (0.05) | (0.05) | |
| Return On Assets | (0.02) | (0.02) | |
| Return On Equity | (0.02) | (0.02) |
Things to note about Chime Financial Class performance evaluation
Checking the ongoing alerts about Chime Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Chime Financial Class help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Chime Financial appears to be risky and price may revert if volatility continues | |
| The company reported the previous year's revenue of 1.67 B. Net Loss for the year was (25.34 M) with profit before overhead, payroll, taxes, and interest of 1.58 B. | |
| About 12.0% of the company shares are held by company insiders | |
| Latest headline from finance.yahoo.com: The Inner Circle acknowledges, Pamela Rummage Culp as a Pinnacle Professional Member Inner Circle of Excellence |
- Analyzing Chime Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Chime Financial's stock is overvalued or undervalued compared to its peers.
- Examining Chime Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Chime Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Chime Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Chime Financial's stock. These opinions can provide insight into Chime Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Chime Financial Class. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in producer price index. You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Is Transaction & Payment Processing Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Chime Financial. If investors know Chime will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Chime Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.20) | Earnings Share (2.43) | Revenue Per Share | Quarterly Revenue Growth 0.323 |
The market value of Chime Financial Class is measured differently than its book value, which is the value of Chime that is recorded on the company's balance sheet. Investors also form their own opinion of Chime Financial's value that differs from its market value or its book value, called intrinsic value, which is Chime Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Chime Financial's market value can be influenced by many factors that don't directly affect Chime Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Chime Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Chime Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Chime Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.