Old Second Bancorp Stock Today

OSBC Stock  USD 18.83  0.15  0.80%   

Performance

10 of 100

 
Weak
 
Strong
OK

Odds Of Distress

Less than 3

 
High
 
Low
Very Low
Old Second is trading at 18.83 as of the 31st of January 2025, a 0.80 percent increase since the beginning of the trading day. The stock's open price was 18.68. Old Second has a very small chance of experiencing financial distress in the next few years and had a ok performance during the last 90 days. The performance scores are derived for the period starting the 3rd of September 2024 and ending today, the 31st of January 2025. Click here to learn more.
Business Domain
Banks
IPO Date
18th of August 1995
Category
Financial Services
Classification
Financials
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois. Old Second operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 44.87 M outstanding shares of which 515.7 K shares are now shorted by private and institutional investors with about 2.34 trading days to cover. More on Old Second Bancorp

Moving together with Old Stock

  0.75AX Axos FinancialPairCorr
  0.81BY Byline BancorpPairCorr
  0.9PB Prosperity BancsharesPairCorr
Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

Old Stock Highlights

ESG Sustainability
Environmental
Governance
Social
ChairmanJames Eccher
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.05120.0587
Fairly Down
Very volatile
Gross Profit Margin0.750.87
Fairly Down
Slightly volatile
Total Current Liabilities4.7 B4.5 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total1.5 B1.4 B
Sufficiently Up
Slightly volatile
Total Assets6.9 B6.6 B
Sufficiently Up
Slightly volatile
Total Current Assets1.4 B2.1 B
Way Down
Slightly volatile
Debt Levels
Old Second can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Old Second's financial leverage. It provides some insight into what part of Old Second's total assets is financed by creditors.
Liquidity
Old Second Bancorp currently holds 490.15 M in liabilities with Debt to Equity (D/E) ratio of 12.32, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Old Second's use of debt, we should always consider it together with its cash and equity.

Free Cash Flow

125.61 Million
Old Second Bancorp (OSBC) is traded on NASDAQ Exchange in USA. It is located in 37 South River Street, Aurora, IL, United States, 60507 and employs 834 people. Old Second is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 844.97 M. Old Second Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 44.87 M outstanding shares of which 515.7 K shares are now shorted by private and institutional investors with about 2.34 trading days to cover. Old Second Bancorp currently holds about 281.34 M in cash with 116.4 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 6.31.
Check Old Second Probability Of Bankruptcy
Ownership Allocation
Old Second owns a total of 44.87 Million outstanding shares. The majority of Old Second Bancorp outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Old Second Bancorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Old Second. Please pay attention to any change in the institutional holdings of Old Second Bancorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check Old Ownership Details

Old Stock Institutional Holders

InstituionRecorded OnShares
American Century Companies Inc2024-09-30
939.9 K
Goldman Sachs Group Inc2024-09-30
838.2 K
Alliancebernstein L.p.2024-09-30
798.1 K
Kennedy Capital Management Inc2024-09-30
768.5 K
Northern Trust Corp2024-09-30
462.9 K
Assenagon Asset Management Sa2024-09-30
443.5 K
Stieven Capital Advisors, L.p.2024-09-30
385.4 K
Morgan Stanley - Brokerage Accounts2024-09-30
364.8 K
Bank Of New York Mellon Corp2024-09-30
361.8 K
Blackrock Inc2024-09-30
3.7 M
Vanguard Group Inc2024-09-30
2.5 M
View Old Second Diagnostics

Old Second Historical Income Statement

At present, Old Second's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling General Administrative is expected to grow to about 111.7 M, whereas Preferred Stock And Other Adjustments is projected to grow to (1.2 M). View More Fundamentals

Old Stock Against Markets

Old Second Corporate Management

When determining whether Old Second Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Old Second's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Old Second Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Old Second Bancorp Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Old Second Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Old Second. If investors know Old will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Old Second listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.07)
Earnings Share
1.87
Revenue Per Share
5.896
Quarterly Revenue Growth
(0.01)
Return On Assets
0.0148
The market value of Old Second Bancorp is measured differently than its book value, which is the value of Old that is recorded on the company's balance sheet. Investors also form their own opinion of Old Second's value that differs from its market value or its book value, called intrinsic value, which is Old Second's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Old Second's market value can be influenced by many factors that don't directly affect Old Second's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Old Second's value and its price as these two are different measures arrived at by different means. Investors typically determine if Old Second is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Old Second's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.