Unico American Stock Performance
| UNAM Stock | USD 0.06 0.01 9.09% |
The entity has a beta of 1.16, which indicates a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Unico American will likely underperform. Unico American right now has a risk of 4.23%. Please validate Unico American variance, kurtosis, as well as the relationship between the Kurtosis and price action indicator , to decide if Unico American will be following its existing price patterns.
Risk-Adjusted Performance
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Over the last 90 days Unico American has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of very healthy basic indicators, Unico American is not utilizing all of its potentials. The current stock price disarray, may contribute to short-term losses for the investors. ...more
| Begin Period Cash Flow | 4 M |
Unico |
Unico American Relative Risk vs. Return Landscape
If you would invest 6.22 in Unico American on August 29, 2024 and sell it today you would lose (0.22) from holding Unico American or give up 3.54% of portfolio value over 90 days. Unico American is currently generating 0.0286% in daily expected returns and assumes 4.226% risk (volatility on return distribution) over the 90 days horizon. In different words, 37% of pink sheets are less volatile than Unico, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Unico American Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Unico American's investment risk. Standard deviation is the most common way to measure market volatility of pink sheets, such as Unico American, and traders can use it to determine the average amount a Unico American's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0068
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | UNAM |
Estimated Market Risk
| 4.23 actual daily | 37 63% of assets are more volatile |
Expected Return
| 0.03 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| 0.01 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Unico American is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Unico American by adding Unico American to a well-diversified portfolio.
Unico American Fundamentals Growth
Unico Pink Sheet prices reflect investors' perceptions of the future prospects and financial health of Unico American, and Unico American fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Unico Pink Sheet performance.
| Return On Equity | -0.51 | |||
| Return On Asset | -0.0898 | |||
| Profit Margin | (1.09) % | |||
| Operating Margin | 2.25 % | |||
| Current Valuation | (12.44 M) | |||
| Shares Outstanding | 5.3 M | |||
| Price To Earning | (12.32) X | |||
| Price To Book | 0 X | |||
| Price To Sales | 0 X | |||
| Revenue | 36.39 M | |||
| EBITDA | (4.56 M) | |||
| Cash And Equivalents | 11.65 M | |||
| Cash Per Share | 2.20 X | |||
| Debt To Equity | 0.99 % | |||
| Book Value Per Share | 3.38 X | |||
| Cash Flow From Operations | (7.51 M) | |||
| Earnings Per Share | (2.43) X | |||
| Total Asset | 126.87 M | |||
| Retained Earnings | 22.95 M | |||
About Unico American Performance
By examining Unico American's fundamental ratios, stakeholders can obtain critical insights into Unico American's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Unico American is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
Unico American Corporation, an insurance holding company, underwrites property and casualty insurance in Arizona, California, Nevada, Oregon, and Washington. The company was incorporated in 1969 and is headquartered in Calabasas, California. Unico American operates under InsuranceProperty Casualty classification in the United States and is traded on NASDAQ Exchange. It employs 38 people.Things to note about Unico American performance evaluation
Checking the ongoing alerts about Unico American for important developments is a great way to find new opportunities for your next move. Pink Sheet alerts and notifications screener for Unico American help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Unico American has some characteristics of a very speculative penny stock | |
| Unico American had very high historical volatility over the last 90 days | |
| The company has a current ratio of 0.5, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Debt can assist Unico American until it has trouble settling it off, either with new capital or with free cash flow. So, Unico American's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Unico American sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Unico to invest in growth at high rates of return. When we think about Unico American's use of debt, we should always consider it together with cash and equity. | |
| Unico American reported the previous year's revenue of 36.39 M. Net Loss for the year was (5.67 M) with profit before overhead, payroll, taxes, and interest of 1.2 M. | |
| Unico American currently holds about 11.65 M in cash with (7.51 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.2, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Roughly 54.0% of the company outstanding shares are owned by insiders |
- Analyzing Unico American's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Unico American's stock is overvalued or undervalued compared to its peers.
- Examining Unico American's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Unico American's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Unico American's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Unico American's pink sheet. These opinions can provide insight into Unico American's potential for growth and whether the stock is currently undervalued or overvalued.
Other Information on Investing in Unico Pink Sheet
Unico American financial ratios help investors to determine whether Unico Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Unico with respect to the benefits of owning Unico American security.