Bank of Marin Profitability Analysis
| BMRC Stock | USD 26.22 0.51 1.98% |
Net Income | First Reported 2000-03-31 | Previous Quarter -21.9 M | Current Value 4.6 M | Quarterly Volatility 3.8 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Net Profit Margin | 0.18 | 0.1891 |
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| Operating Profit Margin | 0.92 | 0.55 |
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| Pretax Profit Margin | 0.24 | 0.2475 |
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| Return On Assets | 0.005 | 0.0052 |
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| Return On Equity | 0.043 | 0.0453 |
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For Bank of Marin profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Bank of Marin to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Bank of Marin utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Bank of Marin's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Bank of Marin over time as well as its relative position and ranking within its peers.
Bank |
Bank of Marin's Revenue Breakdown by Earning Segment
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank of Marin. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank of Marin listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.15) | Dividend Share 1 | Earnings Share (0.87) | Revenue Per Share 3.695 | Quarterly Revenue Growth 0.028 |
The market value of Bank of Marin is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank of Marin's value that differs from its market value or its book value, called intrinsic value, which is Bank of Marin's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank of Marin's market value can be influenced by many factors that don't directly affect Bank of Marin's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank of Marin's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank of Marin is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank of Marin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Bank of Marin Return On Asset vs. Return On Equity Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Bank of Marin's current stock value. Our valuation model uses many indicators to compare Bank of Marin value to that of its competitors to determine the firm's financial worth. Bank of Marin is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers . At present, Bank of Marin's Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Bank of Marin's earnings, one of the primary drivers of an investment's value.Bank Return On Asset vs. Return On Equity
Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Bank of Marin |
| = | -0.0323 |
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
Return on Asset or ROA shows how effective is the management of the company in generating income from utilizing all of the assets at their disposal. It is a useful ratio to evaluate the performance of different departments of a company as well as to understand management performance over time.
Bank of Marin |
| = | -0.0035 |
Return on Asset measures overall efficiency of a company in generating profits from its total assets. It is expressed as the percentage of profits earned per dollar of Asset. A low ROA typically means that a company is asset-intensive and therefore will needs more money to continue generating revenue in the future.
Bank Return On Asset Comparison
Bank of Marin is currently under evaluation in return on asset category among its peers.
Bank of Marin Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Bank of Marin, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Bank of Marin will eventually generate negative long term returns. The profitability progress is the general direction of Bank of Marin's change in net profit over the period of time. It can combine multiple indicators of Bank of Marin, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -53 M | -50.4 M | |
| Operating Income | 39.7 M | 33.5 M | |
| Net Income | 19.9 M | 19.7 M | |
| Income Tax Expense | 6.1 M | 8.6 M | |
| Income Before Tax | 26 M | 29.3 M | |
| Total Other Income Expense Net | -13.6 M | -13 M | |
| Net Income Applicable To Common Shares | 53.6 M | 56.3 M | |
| Net Income From Continuing Ops | 19.9 M | 28.1 M | |
| Non Operating Income Net Other | -79.8 M | -75.8 M | |
| Net Interest Income | 102.8 M | 102 M | |
| Interest Income | 139.5 M | 109.3 M | |
| Change To Netincome | 10 M | 10.5 M | |
| Net Income Per Share | 1.24 | 1.09 | |
| Income Quality | 1.79 | 1.04 | |
| Net Income Per E B T | 0.76 | 0.52 |
Bank Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Bank of Marin. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Bank of Marin position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Bank of Marin's important profitability drivers and their relationship over time.
Bank of Marin Profitability Trends
Bank of Marin profitability trend refers to the progression of profit or loss within a business. An upward trend means that Bank of Marin's profit has generally increased over time, and a downward profitability trend means profits are declining. Recognizing problems early in profitability trends allows investors to address revenue and cost issues in advance. Investors and analysts usually monitor three types of profitability trends: gross, operating, and net. Gross profit is the difference between revenue and costs of goods sold. Operating profit is Bank of Marin's gross profit minus its overhead. After you account for other unusual revenue, expenses, and costs, you get net profit. Gross profit trends are often a good indicator of future profitability. If you have high gross profit margins, you have a better chance to cover overhead and make money.
Bank of Marin Profitability Drivers Correlations
One of the toughest challenges investors face today is learning how to quickly synthesize and read into endless financial statements and information provided by the company, SEC reporting, and various external parties. Understanding the correlation between Bank of Marin different financial indicators related to revenue and profit generation helps investors identify and prioritize their investing strategies towards Bank of Marin in a much-optimized way. Analyzing correlations between profit drivers that are directly associated with dollar figures is the most effective way to break down Bank of Marin's future profitability.
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Use Bank of Marin in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bank of Marin position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bank of Marin will appreciate offsetting losses from the drop in the long position's value.Bank of Marin Pair Trading
Bank of Marin Pair Trading Analysis
The ability to find closely correlated positions to Bank of Marin could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Bank of Marin when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bank of Marin - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bank of Marin to buy it.
The correlation of Bank of Marin is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bank of Marin moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bank of Marin moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Bank of Marin can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your Bank of Marin position
In addition to having Bank of Marin in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Companies specializing in advertising, marketing and advertising services. The Advertising theme has 37 constituents at this time.
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To fully project Bank of Marin's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Bank of Marin at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Bank of Marin's income statement, its balance sheet, and the statement of cash flows.