Columbia Banking Current Valuation vs. Net Income

COLB Stock  USD 28.48  2.10  6.87%   
Considering the key profitability indicators obtained from Columbia Banking's historical financial statements, Columbia Banking's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Columbia Banking's ability to earn profits and add value for shareholders. At present, Columbia Banking's Price To Sales Ratio is projected to slightly decrease based on the last few years of reporting. The current year's Sales General And Administrative To Revenue is expected to grow to 0.26, whereas Days Sales Outstanding is forecasted to decline to 116.60. At present, Columbia Banking's Operating Income is projected to increase significantly based on the last few years of reporting. The current year's Net Income is expected to grow to about 577.5 M, whereas Accumulated Other Comprehensive Income is forecasted to decline to (244.7 M). At present, Columbia Banking's Gross Profit is projected to increase significantly based on the last few years of reporting. The current year's Operating Profit Margin is expected to grow to 0.34, whereas Pretax Profit Margin is forecasted to decline to 0.20.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.60.6766
Fairly Down
Slightly volatile
For Columbia Banking profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Columbia Banking to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Columbia Banking System utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Columbia Banking's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Columbia Banking System over time as well as its relative position and ranking within its peers.

Columbia Banking's Revenue Breakdown by Earning Segment

Check out Trending Equities.
The next projected EPS of Columbia Banking is estimated to be 0.6896 with future projections ranging from a low of 0.66 to a high of 0.711. Columbia Banking's most recent 12-month trailing earnings per share (EPS TTM) is at 2.3. Please be aware that the consensus of earnings estimates for Columbia Banking System is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Columbia Banking is projected to generate 0.6896 in earnings per share on the 31st of March 2026. Columbia Banking earnings estimates show analyst consensus about projected Columbia Banking System EPS (Earning Per Share). It derives the highest and the lowest estimates based on Columbia Banking's historical volatility. Many public companies, such as Columbia Banking, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Columbia Banking Revenue Breakdown by Earning Segment

By analyzing Columbia Banking's earnings estimates, investors can diagnose different trends across Columbia Banking's analyst sentiment over time as well as compare current estimates against different timeframes.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Columbia Banking. Projected growth potential of Columbia fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Columbia Banking assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.059
Earnings Share
2.3
Revenue Per Share
9.037
Quarterly Revenue Growth
0.512
Return On Assets
0.0093
The market value of Columbia Banking System is measured differently than its book value, which is the value of Columbia that is recorded on the company's balance sheet. Investors also form their own opinion of Columbia Banking's value that differs from its market value or its book value, called intrinsic value, which is Columbia Banking's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Columbia Banking's market value can be influenced by many factors that don't directly affect Columbia Banking's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Columbia Banking's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Columbia Banking should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Columbia Banking's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.

Columbia Banking System Net Income vs. Current Valuation Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Columbia Banking's current stock value. Our valuation model uses many indicators to compare Columbia Banking value to that of its competitors to determine the firm's financial worth.
Columbia Banking System is the top company in current valuation category among its peers. It is rated fourth in net income category among its peers making up about  0.05  of Net Income per Current Valuation. The ratio of Current Valuation to Net Income for Columbia Banking System is roughly  19.08 . At present, Columbia Banking's Net Income is projected to increase significantly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Columbia Banking's earnings, one of the primary drivers of an investment's value.

Columbia Current Valuation vs. Competition

Columbia Banking System is the top company in current valuation category among its peers. After adjusting for long-term liabilities, total market size of Financials industry is currently estimated at about (237.87 Billion). Columbia Banking adds roughly 10.5 Billion in current valuation claiming only tiny portion of equities under Financials industry.

Columbia Net Income vs. Current Valuation

Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.

Columbia Banking

Enterprise Value

 = 

Market Cap + Debt

-

Cash

 = 
10.5 B
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.

Columbia Banking

Net Income

 = 

(Rev + Gain)

-

(Exp + Loss)

 = 
550 M
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.

Columbia Net Income Comparison

Columbia Banking is currently under evaluation in net income category among its peers.

Columbia Banking Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Columbia Banking, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Columbia Banking will eventually generate negative long term returns. The profitability progress is the general direction of Columbia Banking's change in net profit over the period of time. It can combine multiple indicators of Columbia Banking, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-233 M-244.7 M
Operating Income751.3 M788.9 M
Net Income550 M577.5 M
Income Tax Expense178.3 M187.2 M
Income Before Tax728.3 M764.7 M
Total Other Income Expense Net-23 M-24.1 M
Net Income Applicable To Common Shares287.7 M302.1 M
Net Income From Continuing Ops613.7 M644.4 M
Net Interest IncomeB2.1 B
Interest Income3.2 B3.3 B
Change To Netincome17.4 M20 M
Net Income Per Share 1.86  1.96 
Income Quality 1.36  1.07 
Net Income Per E B T 0.76  0.56 

Columbia Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Columbia Banking. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Columbia Banking position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Columbia Banking's important profitability drivers and their relationship over time.

Columbia Banking Earnings Estimation Breakdown

The calculation of Columbia Banking's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Columbia Banking is estimated to be 0.6896 with the future projection ranging from a low of 0.66 to a high of 0.711. Please be aware that this consensus of annual earnings estimates for Columbia Banking System is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.82
0.66
Lowest
Expected EPS
0.6896
0.71
Highest

Columbia Banking Earnings Projection Consensus

Suppose the current estimates of Columbia Banking's value are higher than the current market price of the Columbia Banking stock. In this case, investors may conclude that Columbia Banking is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Columbia Banking's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
1378.95%
0.82
0.6896
2.3

Columbia Banking Earnings History

Earnings estimate consensus by Columbia Banking System analysts from Wall Street is used by the market to judge Columbia Banking's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we suggest analyzing not only Columbia Banking's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Columbia Banking Quarterly Gross Profit

717 Million

The current year's Retained Earnings Total Equity is expected to grow to about 1 B, whereas Retained Earnings are projected to grow to (24.7 M). The current year's Common Stock Shares Outstanding is expected to grow to about 311.6 M. The current year's Net Income Applicable To Common Shares is expected to grow to about 302.1 M.
Hype
Prediction
LowEstimatedHigh
26.9728.5230.07
Details
Intrinsic
Valuation
LowRealHigh
25.6333.3434.89
Details
Naive
Forecast
LowNextHigh
26.3627.9129.46
Details
11 Analysts
Consensus
LowTargetHigh
29.7932.7336.33
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of Columbia assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Columbia Banking. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Columbia Banking's stock price in the short term.

Columbia Banking Earnings per Share Projection vs Actual

Actual Earning per Share of Columbia Banking refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Columbia Banking System predict the company's earnings will be in the future. The higher the earnings per share of Columbia Banking, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Columbia Banking Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Columbia Banking, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Columbia Banking should always be considered in relation to other companies to make a more educated investment decision.

Columbia Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Columbia Banking's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2026-01-21
2025-12-310.74360.820.076410 
2025-10-30
2025-09-300.710.850.1419 
2025-07-24
2025-06-300.660.760.115 
2025-04-23
2025-03-310.640.670.03
2025-01-23
2024-12-310.650.710.06
2024-10-24
2024-09-300.610.690.0813 
2024-07-25
2024-06-300.570.670.117 
2024-04-25
2024-03-310.530.650.1222 
2024-01-24
2023-12-310.790.44-0.3544 
2023-10-18
2023-09-300.730.790.06
2023-07-19
2023-06-300.930.81-0.1212 
2023-04-26
2023-03-310.450.460.01
2023-01-24
2022-12-310.90.88-0.02
2022-10-20
2022-09-30-0.10.80.9900 
2022-07-21
2022-06-300.750.750.0
2022-04-21
2022-03-310.680.740.06
2022-01-19
2021-12-310.590.55-0.04
2021-10-28
2021-09-300.710.740.03
2021-07-29
2021-06-300.660.780.1218 
2021-04-29
2021-03-310.620.730.1117 
2021-01-28
2020-12-310.60.820.2236 
2020-10-29
2020-09-300.420.630.2150 
2020-07-23
2020-06-300.280.520.2485 
2020-04-30
2020-03-310.440.2-0.2454 
2020-01-23
2019-12-310.610.640.03
2019-10-24
2019-09-300.60.70.116 
2019-07-25
2019-06-300.610.710.116 
2019-04-25
2019-03-310.610.630.02
2019-01-24
2018-12-310.680.61-0.0710 
2018-10-25
2018-09-300.630.630.0
2018-07-26
2018-06-300.640.57-0.0710 
2018-04-26
2018-03-310.650.55-0.115 
2018-01-25
2017-12-310.540.41-0.1324 
2017-10-26
2017-09-300.570.70.1322 
2017-07-27
2017-06-300.480.50.02
2017-04-27
2017-03-310.480.50.02
2017-01-26
2016-12-310.490.530.04
2016-10-27
2016-09-300.470.470.0
2016-07-28
2016-06-300.450.44-0.01
2016-04-27
2016-03-310.460.37-0.0919 
2016-01-28
2015-12-310.480.46-0.02
2015-10-29
2015-09-300.470.45-0.02
2015-07-23
2015-06-300.430.38-0.0511 
2015-04-22
2015-03-310.430.42-0.01
2015-01-29
2014-12-310.420.34-0.0819 
2014-10-23
2014-09-300.420.41-0.01
2014-07-23
2014-06-300.420.4-0.02
2014-04-23
2014-03-310.410.37-0.04
2014-01-23
2013-12-310.380.380.0
2013-10-24
2013-09-300.40.25-0.1537 
2013-07-25
2013-06-300.360.390.03
2013-04-24
2013-03-310.30.310.01
2013-01-24
2012-12-310.30.340.0413 
2012-10-25
2012-09-300.30.30.0
2012-07-26
2012-06-300.290.30.01
2012-04-25
2012-03-310.310.22-0.0929 
2012-01-26
2011-12-310.310.370.0619 
2011-10-27
2011-09-300.270.480.2177 
2011-07-28
2011-06-300.190.220.0315 
2011-04-27
2011-03-310.150.150.0
2011-02-04
2010-12-310.130.320.19146 
2010-10-28
2010-09-300.050.060.0120 
2010-07-29
2010-06-300.030.110.08266 
2010-04-28
2010-03-31-0.010.240.252500 
2010-01-28
2009-12-31-0.10.020.12120 
2009-10-29
2009-09-30-0.17-0.110.0635 
2009-07-23
2009-06-30-0.41-0.370.04
2009-04-22
2009-03-31-0.010.020.03300 
2009-01-29
2008-12-310.050.070.0240 
2008-10-22
2008-09-30-0.12-0.49-0.37308 
2008-07-24
2008-06-30-0.090.110.2222 
2008-04-23
2008-03-310.450.610.1635 
2008-01-24
2007-12-310.460.41-0.0510 
2007-10-25
2007-09-300.540.53-0.01
2007-07-26
2007-06-300.520.530.01
2007-04-25
2007-03-310.520.45-0.0713 
2007-01-25
2006-12-310.520.520.0
2006-10-26
2006-09-300.530.49-0.04
2006-07-27
2006-06-300.540.52-0.02
2006-04-26
2006-03-310.510.510.0
2006-01-26
2005-12-310.480.540.0612 
2005-10-27
2005-09-300.440.50.0613 
2005-07-28
2005-06-300.430.430.0
2005-04-27
2005-03-310.420.4-0.02
2005-01-27
2004-12-310.410.410.0
2004-10-28
2004-09-300.390.38-0.01
2004-07-29
2004-06-300.380.37-0.01
2004-04-28
2004-03-310.370.36-0.01
2004-01-29
2003-12-310.340.380.0411 
2003-10-23
2003-09-300.330.340.01
2003-07-24
2003-06-300.320.330.01
2003-04-23
2003-03-310.30.310.01
2003-01-23
2002-12-310.230.310.0834 
2002-10-24
2002-09-300.220.270.0522 
2002-07-18
2002-06-300.230.230.0
2002-04-18
2002-03-310.22-0.03-0.25113 
2002-01-24
2001-12-310.220.230.01
2001-10-25
2001-09-300.20.240.0420 
2001-07-27
2001-06-300.220.19-0.0313 
2001-04-26
2001-03-310.230.21-0.02
2001-01-25
2000-12-310.260.260.0
2000-10-19
2000-09-300.240.260.02
2000-07-27
2000-06-300.220.230.01
2000-04-25
2000-03-310.220.220.0
2000-01-27
1999-12-310.230.250.02
1999-10-20
1999-09-300.190.220.0315 
1999-07-20
1999-06-300.180.190.01
1999-04-22
1999-03-310.150.150.0
1999-01-28
1998-12-310.180.190.01
1998-10-20
1998-09-300.190.18-0.01
1998-07-21
1998-06-300.180.180.0
1998-04-22
1998-03-310.170.170.0
1998-01-27
1997-12-310.150.170.0213 
1997-10-23
1997-09-300.130.160.0323 
1997-07-21
1997-06-300.120.150.0325 
1997-04-23
1997-03-310.10.09-0.0110 
1997-01-23
1996-12-310.120.130.01
1996-10-22
1996-09-300.140.140.0
1996-07-25
1996-06-300.120.130.01
1996-04-24
1996-03-310.110.1-0.01
1996-01-24
1995-12-310.110.120.01
1995-10-25
1995-09-300.080.10.0225 

Use Columbia Banking in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Columbia Banking position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Columbia Banking will appreciate offsetting losses from the drop in the long position's value.

Columbia Banking Pair Trading

Columbia Banking System Pair Trading Analysis

The ability to find closely correlated positions to Columbia Banking could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Columbia Banking when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Columbia Banking - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Columbia Banking System to buy it.
The correlation of Columbia Banking is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Columbia Banking moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Columbia Banking System moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Columbia Banking can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Columbia Banking position

In addition to having Columbia Banking in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Health Management Thematic Idea Now

Health Management
Health Management Theme
Major hospitals and healthcare providers. The Health Management theme has 43 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Health Management Theme or any other thematic opportunities.
View All  Next Launch
When determining whether Columbia Banking System offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Columbia Banking's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Columbia Banking System Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Columbia Banking System Stock:
Check out Trending Equities.
You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.
To fully project Columbia Banking's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Columbia Banking System at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Columbia Banking's income statement, its balance sheet, and the statement of cash flows.
Potential Columbia Banking investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Columbia Banking investors may work on each financial statement separately, they are all related. The changes in Columbia Banking's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Columbia Banking's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.