Lakeland Financial Price To Book vs. Net Income
| LKFN Stock | USD 58.66 1.57 2.61% |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.51 | 0.6099 |
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| Net Profit Margin | 0.18 | 0.2451 |
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| Operating Profit Margin | 0.26 | 0.2978 |
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| Pretax Profit Margin | 0.26 | 0.2978 |
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| Return On Assets | 0.0091 | 0.0148 |
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| Return On Equity | 0.15 | 0.1356 |
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For Lakeland Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Lakeland Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Lakeland Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Lakeland Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Lakeland Financial over time as well as its relative position and ranking within its peers.
Check out Correlation Analysis. Will Regional Banks sector continue expanding? Could Lakeland diversify its offerings? Factors like these will boost the valuation of Lakeland Financial. Expected growth trajectory for Lakeland significantly influences the price investors are willing to assign. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Lakeland Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.233 | Dividend Share 2.02 | Earnings Share 4.01 | Revenue Per Share | Quarterly Revenue Growth 0.166 |
Investors evaluate Lakeland Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Lakeland Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Lakeland Financial's market price to deviate significantly from intrinsic value.
Understanding that Lakeland Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Lakeland Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Conversely, Lakeland Financial's market price signifies the transaction level at which participants voluntarily complete trades.
Lakeland Financial Net Income vs. Price To Book Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Lakeland Financial's current stock value. Our valuation model uses many indicators to compare Lakeland Financial value to that of its competitors to determine the firm's financial worth. Lakeland Financial is currently regarded as number one stock in price to book category among its peers. It is rated below average in net income category among its peers making up about 45,497,403 of Net Income per Price To Book. At this time, Lakeland Financial's Net Income is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Lakeland Financial's earnings, one of the primary drivers of an investment's value.Lakeland Net Income vs. Price To Book
Price to Book (P/B) ratio is used to relate a company book value to its current market price. A high P/B ratio indicates that investors expect executives to generate more returns on their investments from a given set of assets. Book value is the accounting value of assets minus liabilities.
Lakeland Financial |
| = | 2.27 X |
Price to Book ratio is mostly used in financial services industries where assets and liabilities are typically represented by dollars. Although low Price to Book ratio generally implies that the firm is undervalued, it is often a good indicator that the company may be in financial or managerial distress and should be investigated more carefully.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Lakeland Financial |
| = | 103.36 M |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Lakeland Net Income Comparison
Lakeland Financial is currently under evaluation in net income category among its peers.
Lakeland Financial Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Lakeland Financial, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Lakeland Financial will eventually generate negative long term returns. The profitability progress is the general direction of Lakeland Financial's change in net profit over the period of time. It can combine multiple indicators of Lakeland Financial, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -127.1 M | -120.8 M | |
| Operating Income | 125.6 M | 131.9 M | |
| Income Before Tax | 125.6 M | 131.9 M | |
| Total Other Income Expense Net | 25.7 M | 26.9 M | |
| Net Income | 103.4 M | 108.5 M | |
| Income Tax Expense | 22.2 M | 14.5 M | |
| Net Income Applicable To Common Shares | 119.4 M | 125.4 M | |
| Net Income From Continuing Ops | 107.5 M | 77.2 M | |
| Net Interest Income | 226.2 M | 176.5 M | |
| Interest Income | 429.1 M | 240.2 M | |
| Change To Netincome | 75.4 M | 79.1 M | |
| Net Income Per Share | 4.03 | 4.24 | |
| Income Quality | 1.26 | 1.53 | |
| Net Income Per E B T | 0.82 | 0.57 |
Lakeland Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Lakeland Financial. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Lakeland Financial position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Lakeland Financial's important profitability drivers and their relationship over time.
Lakeland Financial Earnings Estimation Breakdown
The calculation of Lakeland Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Lakeland Financial is estimated to be 1.02 with the future projection ranging from a low of 0.97 to a high of 1.05. Please be aware that this consensus of annual earnings estimates for Lakeland Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.97 Lowest | Expected EPS | 1.05 Highest |
Lakeland Financial Earnings Projection Consensus
Suppose the current estimates of Lakeland Financial's value are higher than the current market price of the Lakeland Financial stock. In this case, investors may conclude that Lakeland Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Lakeland Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 4 | 88.22% | 1.16 | 1.02 | 4.01 |
Lakeland Financial Earnings History
Earnings estimate consensus by Lakeland Financial analysts from Wall Street is used by the market to judge Lakeland Financial's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we suggest analyzing not only Lakeland Financial's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.Lakeland Financial Quarterly Gross Profit |
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Lakeland Financial Earnings per Share Projection vs Actual
Actual Earning per Share of Lakeland Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Lakeland Financial predict the company's earnings will be in the future. The higher the earnings per share of Lakeland Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Lakeland Financial Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Lakeland Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Lakeland Financial should always be considered in relation to other companies to make a more educated investment decision.Lakeland Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Lakeland Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2026-01-22 | 2025-12-31 | 1.05 | 1.16 | 0.11 | 10 | ||
2025-10-27 | 2025-09-30 | 1.04 | 1.03 | -0.01 | 0 | ||
2025-07-25 | 2025-06-30 | 0.97 | 1.04 | 0.07 | 7 | ||
2025-04-25 | 2025-03-31 | 0.89 | 0.78 | -0.11 | 12 | ||
2025-01-24 | 2024-12-31 | 0.9 | 0.94 | 0.04 | 4 | ||
2024-10-25 | 2024-09-30 | 0.88 | 0.91 | 0.03 | 3 | ||
2024-07-25 | 2024-06-30 | 0.85 | 0.87 | 0.02 | 2 | ||
2024-04-25 | 2024-03-31 | 0.86 | 0.91 | 0.05 | 5 | ||
2024-01-25 | 2023-12-31 | 0.89 | 1.16 | 0.27 | 30 | ||
2023-10-25 | 2023-09-30 | 0.9 | 0.98 | 0.08 | 8 | ||
2023-07-21 | 2023-06-30 | 0.91 | 0.57 | -0.34 | 37 | ||
2023-04-25 | 2023-03-31 | 1.09 | 0.94 | -0.15 | 13 | ||
2023-01-25 | 2022-12-31 | 1.13 | 1.01 | -0.12 | 10 | ||
2022-10-25 | 2022-09-30 | 1.03 | 1.11 | 0.08 | 7 | ||
2022-07-25 | 2022-06-30 | 0.96 | 1.0 | 0.04 | 4 | ||
2022-04-25 | 2022-03-31 | 0.93 | 0.92 | -0.01 | 1 | ||
2022-01-25 | 2021-12-31 | 0.96 | 0.95 | -0.01 | 1 | ||
2021-10-25 | 2021-09-30 | 0.93 | 0.94 | 0.01 | 1 | ||
2021-07-26 | 2021-06-30 | 0.84 | 0.95 | 0.11 | 13 | ||
2021-04-26 | 2021-03-31 | 0.88 | 0.9 | 0.02 | 2 | ||
2021-01-25 | 2020-12-31 | 0.8 | 0.97 | 0.17 | 21 | ||
2020-10-26 | 2020-09-30 | 0.73 | 0.89 | 0.16 | 21 | ||
2020-07-27 | 2020-06-30 | 0.54 | 0.77 | 0.23 | 42 | ||
2020-04-27 | 2020-03-31 | 0.59 | 0.67 | 0.08 | 13 | ||
2020-01-27 | 2019-12-31 | 0.77 | 0.86 | 0.09 | 11 | ||
2019-10-25 | 2019-09-30 | 0.77 | 0.83 | 0.06 | 7 | ||
2019-07-25 | 2019-06-30 | 0.81 | 0.85 | 0.04 | 4 | ||
2019-04-25 | 2019-03-31 | 0.81 | 0.84 | 0.03 | 3 | ||
2019-01-25 | 2018-12-31 | 0.79 | 0.83 | 0.04 | 5 | ||
2018-10-25 | 2018-09-30 | 0.78 | 0.8 | 0.02 | 2 | ||
2018-07-25 | 2018-06-30 | 0.75 | 0.78 | 0.03 | 4 | ||
2018-04-25 | 2018-03-31 | 0.7 | 0.71 | 0.01 | 1 | ||
2018-01-25 | 2017-12-31 | 0.61 | 0.61 | 0.0 | 0 | ||
2017-10-25 | 2017-09-30 | 0.6 | 0.62 | 0.02 | 3 | ||
2017-07-25 | 2017-06-30 | 0.55 | 0.6 | 0.05 | 9 | ||
2017-04-25 | 2017-03-31 | 0.52 | 0.57 | 0.05 | 9 | ||
2017-01-25 | 2016-12-31 | 0.52 | 0.53 | 0.01 | 1 | ||
2016-10-25 | 2016-09-30 | 0.5 | 0.53 | 0.03 | 6 | ||
2016-07-25 | 2016-06-30 | 0.48 | 0.51 | 0.03 | 6 | ||
2016-04-25 | 2016-03-31 | 0.46 | 0.49 | 0.03 | 6 | ||
2016-01-25 | 2015-12-31 | 0.47 | 0.49 | 0.02 | 4 | ||
2015-10-26 | 2015-09-30 | 0.46 | 0.46 | 0.0 | 0 | ||
2015-07-24 | 2015-06-30 | 0.46 | 0.45 | -0.01 | 2 | ||
2015-04-27 | 2015-03-31 | 0.43 | 0.44 | 0.01 | 2 | ||
2015-01-26 | 2014-12-31 | 0.46 | 0.44 | -0.02 | 4 | ||
2014-10-27 | 2014-09-30 | 0.46 | 0.46 | 0.0 | 0 | ||
2014-07-25 | 2014-06-30 | 0.44 | 0.45 | 0.01 | 2 | ||
2014-04-25 | 2014-03-31 | 0.41 | 0.39 | -0.02 | 4 | ||
2014-01-27 | 2013-12-31 | 0.41 | 0.42 | 0.01 | 2 | ||
2013-10-25 | 2013-09-30 | 0.39 | 0.39 | 0.0 | 0 | ||
2013-07-25 | 2013-06-30 | 0.37 | 0.39 | 0.02 | 5 | ||
2013-04-25 | 2013-03-31 | 0.35 | 0.37 | 0.02 | 5 | ||
2013-01-25 | 2012-12-31 | 0.37 | 0.35 | -0.02 | 5 | ||
2012-10-25 | 2012-09-30 | 0.36 | 0.38 | 0.02 | 5 | ||
2012-07-25 | 2012-06-30 | 0.34 | 0.36 | 0.02 | 5 | ||
2012-04-25 | 2012-03-31 | 0.33 | 0.35 | 0.02 | 6 | ||
2012-01-25 | 2011-12-31 | 0.35 | 0.33 | -0.02 | 5 | ||
2011-10-25 | 2011-09-30 | 0.32 | 0.35 | 0.03 | 9 | ||
2011-07-25 | 2011-06-30 | 0.29 | 0.33 | 0.04 | 13 | ||
2011-04-25 | 2011-03-31 | 0.27 | 0.25 | -0.02 | 7 | ||
2011-01-25 | 2010-12-31 | 0.28 | 0.24 | -0.04 | 14 | ||
2010-10-25 | 2010-09-30 | 0.27 | 0.27 | 0.0 | 0 | ||
2010-07-26 | 2010-06-30 | 0.24 | 0.16 | -0.08 | 33 | ||
2010-04-26 | 2010-03-31 | 0.21 | 0.21 | 0.0 | 0 | ||
2010-01-25 | 2009-12-31 | 0.2 | 0.21 | 0.01 | 5 | ||
2009-10-26 | 2009-09-30 | 0.23 | 0.24 | 0.01 | 4 | ||
2009-07-27 | 2009-06-30 | 0.16 | 0.19 | 0.03 | 18 | ||
2009-04-27 | 2009-03-31 | 0.22 | 0.19 | -0.03 | 13 | ||
2009-01-26 | 2008-12-31 | 0.24 | 0.23 | -0.01 | 4 | ||
2008-10-27 | 2008-09-30 | 0.27 | 0.28 | 0.01 | 3 | ||
2008-07-23 | 2008-06-30 | 0.26 | 0.26 | 0.0 | 0 | ||
2008-04-25 | 2008-03-31 | 0.24 | 0.28 | 0.04 | 16 | ||
2008-01-25 | 2007-12-31 | 0.26 | 0.27 | 0.01 | 3 | ||
2007-10-15 | 2007-09-30 | 0.29 | 0.23 | -0.06 | 20 | ||
2007-07-16 | 2007-06-30 | 0.27 | 0.28 | 0.01 | 3 | ||
2007-04-16 | 2007-03-31 | 0.25 | 0.25 | 0.0 | 0 | ||
2007-01-16 | 2006-12-31 | 0.26 | 0.25 | -0.01 | 3 | ||
2006-10-16 | 2006-09-30 | 0.26 | 0.25 | -0.01 | 3 | ||
2006-07-17 | 2006-06-30 | 0.26 | 0.26 | 0.0 | 0 | ||
2006-04-17 | 2006-03-31 | 0.26 | 0.25 | -0.01 | 3 | ||
2006-01-17 | 2005-12-31 | 0.25 | 0.27 | 0.02 | 8 | ||
2005-10-17 | 2005-09-30 | 0.25 | 0.24 | -0.01 | 4 | ||
2005-07-15 | 2005-06-30 | 0.23 | 0.24 | 0.01 | 4 | ||
2005-04-15 | 2005-03-31 | 0.22 | 0.22 | 0.0 | 0 | ||
2005-01-18 | 2004-12-31 | 0.22 | 0.21 | -0.01 | 4 | ||
2004-10-15 | 2004-09-30 | 0.21 | 0.22 | 0.01 | 4 | ||
2004-07-15 | 2004-06-30 | 0.2 | 0.18 | -0.02 | 10 | ||
2004-04-15 | 2004-03-31 | 0.2 | 0.19 | -0.01 | 5 | ||
2004-01-15 | 2003-12-31 | 0.19 | 0.19 | 0.0 | 0 | ||
2003-10-15 | 2003-09-30 | 0.2 | 0.2 | 0.0 | 0 | ||
2003-07-15 | 2003-06-30 | 0.19 | 0.21 | 0.02 | 10 | ||
2003-04-15 | 2003-03-31 | 0.18 | 0.2 | 0.02 | 11 | ||
2003-01-15 | 2002-12-31 | 0.17 | 0.19 | 0.02 | 11 | ||
2002-10-15 | 2002-09-30 | 0.17 | 0.16 | -0.01 | 5 | ||
2002-07-15 | 2002-06-30 | 0.16 | 0.17 | 0.01 | 6 | ||
2002-04-15 | 2002-03-31 | 0.16 | 0.16 | 0.0 | 0 | ||
2002-01-15 | 2001-12-31 | 0.14 | 0.16 | 0.02 | 14 | ||
2001-10-16 | 2001-09-30 | 0.14 | 0.16 | 0.02 | 14 | ||
2001-07-18 | 2001-06-30 | 0.13 | 0.14 | 0.01 | 7 | ||
2001-03-12 | 2000-12-31 | 0.14 | 0.13 | -0.01 | 7 | ||
2000-12-27 | 2000-09-30 | 0.14 | 0.14 | 0.0 | 0 | ||
2000-06-21 | 2000-03-31 | 0.13 | 0.13 | 0.0 | 0 | ||
1999-11-16 | 1999-09-30 | 0.12 | 0.12 | 0.0 | 0 | ||
1999-08-13 | 1999-06-30 | 0.12 | 0.12 | 0.0 | 0 |
Use Lakeland Financial in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Lakeland Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Lakeland Financial will appreciate offsetting losses from the drop in the long position's value.Lakeland Financial Pair Trading
Lakeland Financial Pair Trading Analysis
The ability to find closely correlated positions to Lakeland Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Lakeland Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Lakeland Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Lakeland Financial to buy it.
The correlation of Lakeland Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Lakeland Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Lakeland Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Lakeland Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your Lakeland Financial position
In addition to having Lakeland Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Tips ETFs Theme or any other thematic opportunities.
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Check out Correlation Analysis. To learn how to invest in Lakeland Stock, please use our How to Invest in Lakeland Financial guide.You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
To fully project Lakeland Financial's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Lakeland Financial at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Lakeland Financial's income statement, its balance sheet, and the statement of cash flows.