Pioneer Bancorp Return On Asset vs. Market Capitalization
| PBFS Stock | USD 11.78 0.08 0.68% |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.71 | 0.8 |
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For Pioneer Bancorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Pioneer Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Pioneer Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Pioneer Bancorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Pioneer Bancorp over time as well as its relative position and ranking within its peers.
Pioneer |
Pioneer Bancorp's Revenue Breakdown by Earning Segment
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pioneer Bancorp. If investors know Pioneer will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pioneer Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.842 | Earnings Share 0.72 | Revenue Per Share 3.114 | Quarterly Revenue Growth 0.223 | Return On Assets 0.0091 |
The market value of Pioneer Bancorp is measured differently than its book value, which is the value of Pioneer that is recorded on the company's balance sheet. Investors also form their own opinion of Pioneer Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Pioneer Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pioneer Bancorp's market value can be influenced by many factors that don't directly affect Pioneer Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pioneer Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pioneer Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pioneer Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Pioneer Bancorp Market Capitalization vs. Return On Asset Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Pioneer Bancorp's current stock value. Our valuation model uses many indicators to compare Pioneer Bancorp value to that of its competitors to determine the firm's financial worth. Pioneer Bancorp is regarded second in return on asset category among its peers. It is regarded third in market capitalization category among its peers creating about 33,395,013,626 of Market Capitalization per Return On Asset. At this time, Pioneer Bancorp's Market Cap is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Pioneer Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Pioneer Market Capitalization vs. Return On Asset
Return on Asset or ROA shows how effective is the management of the company in generating income from utilizing all of the assets at their disposal. It is a useful ratio to evaluate the performance of different departments of a company as well as to understand management performance over time.
Pioneer Bancorp |
| = | 0.0091 |
Return on Asset measures overall efficiency of a company in generating profits from its total assets. It is expressed as the percentage of profits earned per dollar of Asset. A low ROA typically means that a company is asset-intensive and therefore will needs more money to continue generating revenue in the future.
Market Capitalization is the total market value of a company's equity. It is one of many ways to value a company and is calculated by multiplying the price of the stock by the number of shares issued. If a firm has one type of stock its market capitalization will be the current market share price multiplied by the number of shares. However, if a company has multiple types of equities then the market cap will be the total of the market caps of the different types of shares.
Pioneer Bancorp |
| = | 303.89 M |
In most publications or references market cap is broken down into the mega-cap, large-cap, mid-cap, small-cap, micro-cap, and nano-cap. Market Cap is a measurement of business as total market value of all of the outstanding shares at a given time, and can be used to compare different companies based on their size.
Pioneer Market Capitalization vs Competition
Pioneer Bancorp is regarded third in market capitalization category among its peers. Market capitalization of Financials industry is at this time estimated at about 2.85 Billion. Pioneer Bancorp retains roughly 303.89 Million in market capitalization claiming about 11% of equities under Financials industry.
Pioneer Bancorp Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Pioneer Bancorp, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Pioneer Bancorp will eventually generate negative long term returns. The profitability progress is the general direction of Pioneer Bancorp's change in net profit over the period of time. It can combine multiple indicators of Pioneer Bancorp, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | 4.9 M | 5.2 M | |
| Net Interest Income | 66.5 M | 54.1 M | |
| Interest Income | 88.3 M | 60.3 M | |
| Operating Income | 13.5 M | 14.6 M | |
| Net Income From Continuing Ops | 15.3 M | 12.9 M | |
| Income Before Tax | 19.4 M | 14.2 M | |
| Total Other Income Expense Net | 6 M | 6.2 M | |
| Net Income Applicable To Common Shares | 25.2 M | 26.5 M | |
| Net Income | 15.3 M | 10.8 M | |
| Income Tax Expense | 4.1 M | 3.5 M | |
| Change To Netincome | 760.5 K | 722.5 K | |
| Net Income Per Share | 0.61 | 0.34 | |
| Income Quality | 1.56 | 1.48 | |
| Net Income Per E B T | 0.79 | 0.55 |
Pioneer Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Pioneer Bancorp. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Pioneer Bancorp position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Pioneer Bancorp's important profitability drivers and their relationship over time.
Use Pioneer Bancorp in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Pioneer Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Pioneer Bancorp will appreciate offsetting losses from the drop in the long position's value.Pioneer Bancorp Pair Trading
Pioneer Bancorp Pair Trading Analysis
The ability to find closely correlated positions to Pioneer Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Pioneer Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Pioneer Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Pioneer Bancorp to buy it.
The correlation of Pioneer Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Pioneer Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Pioneer Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Pioneer Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your Pioneer Bancorp position
In addition to having Pioneer Bancorp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Money Funds
Funds or Etfs that invest most if their asset in companies from financial sector such as commercial banks, insurance companies, investment funds, and real estate. The Money Funds theme has 34 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Money Funds Theme or any other thematic opportunities.
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Additional Tools for Pioneer Stock Analysis
When running Pioneer Bancorp's price analysis, check to measure Pioneer Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pioneer Bancorp is operating at the current time. Most of Pioneer Bancorp's value examination focuses on studying past and present price action to predict the probability of Pioneer Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pioneer Bancorp's price. Additionally, you may evaluate how the addition of Pioneer Bancorp to your portfolios can decrease your overall portfolio volatility.