RBB Bancorp Operating Margin vs. Net Income
| RBB Stock | USD 21.95 0.25 1.13% |
RBB Bancorp Operating Profit Margin |
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| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.79 | 0.4991 |
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| Net Profit Margin | 0.26 | 0.1342 |
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| Operating Profit Margin | 0.17 | 0.177 |
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| Pretax Profit Margin | 0.17 | 0.177 |
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| Return On Assets | 0.0125 | 0.0076 |
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| Return On Equity | 0.0662 | 0.061 |
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For RBB Bancorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of RBB Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well RBB Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between RBB Bancorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of RBB Bancorp over time as well as its relative position and ranking within its peers.
RBB Bancorp's Revenue Breakdown by Earning Segment
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RBB Bancorp Revenue Breakdown by Earning Segment
By analyzing RBB Bancorp's earnings estimates, investors can diagnose different trends across RBB Bancorp's analyst sentiment over time as well as compare current estimates against different timeframes.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of RBB Bancorp. Anticipated expansion of RBB directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive RBB Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 1.393 | Dividend Share 0.64 | Earnings Share 1.83 | Revenue Per Share | Quarterly Revenue Growth 0.397 |
RBB Bancorp's market price often diverges from its book value, the accounting figure shown on RBB's balance sheet. Smart investors calculate RBB Bancorp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since RBB Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between RBB Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding RBB Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, RBB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
RBB Bancorp Net Income vs. Operating Margin Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining RBB Bancorp's current stock value. Our valuation model uses many indicators to compare RBB Bancorp value to that of its competitors to determine the firm's financial worth. RBB Bancorp is rated below average in operating margin category among its peers. It is rated fifth in net income category among its peers making up about 62,623,297 of Net Income per Operating Margin. At present, RBB Bancorp's Operating Profit Margin is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the RBB Bancorp's earnings, one of the primary drivers of an investment's value.RBB Net Income vs. Operating Margin
Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
RBB Bancorp |
| = | 0.43 % |
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
RBB Bancorp |
| = | 26.66 M |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
RBB Net Income Comparison
RBB Bancorp is currently under evaluation in net income category among its peers.
RBB Bancorp Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in RBB Bancorp, profitability is also one of the essential criteria for including it into their portfolios because, without profit, RBB Bancorp will eventually generate negative long term returns. The profitability progress is the general direction of RBB Bancorp's change in net profit over the period of time. It can combine multiple indicators of RBB Bancorp, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -13.3 M | -12.7 M | |
| Operating Income | 42.1 M | 47.1 M | |
| Income Before Tax | 42.1 M | 47 M | |
| Total Other Income Expense Net | 227.6 M | 239 M | |
| Net Income | 30.7 M | 32 M | |
| Income Tax Expense | 10.2 M | 14.8 M | |
| Net Income From Continuing Ops | 30.7 M | 37.2 M | |
| Net Income Applicable To Common Shares | 74 M | 77.7 M | |
| Net Interest Income | 112.8 M | 102.3 M | |
| Interest Income | 247.6 M | 145.6 M | |
| Non Operating Income Net Other | 41.4 K | 36.8 K | |
| Change To Netincome | 26.2 M | 24.8 M | |
| Net Income Per Share | 1.87 | 1.35 | |
| Income Quality | 1.97 | 1.75 | |
| Net Income Per E B T | 0.76 | 0.53 |
RBB Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on RBB Bancorp. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of RBB Bancorp position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the RBB Bancorp's important profitability drivers and their relationship over time.
RBB Bancorp Earnings Estimation Breakdown
The calculation of RBB Bancorp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of RBB Bancorp is estimated to be 0.5125 with the future projection ranging from a low of 0.47 to a high of 0.55. Please be aware that this consensus of annual earnings estimates for RBB Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.47 Lowest | Expected EPS | 0.55 Highest |
RBB Bancorp Earnings Projection Consensus
Suppose the current estimates of RBB Bancorp's value are higher than the current market price of the RBB Bancorp stock. In this case, investors may conclude that RBB Bancorp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and RBB Bancorp's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 30th of June 2026 | Current EPS (TTM) | |
| 4 | 64.44% | 0.0 | 0.5125 | 1.83 |
RBB Bancorp Earnings History
Earnings estimate consensus by RBB Bancorp analysts from Wall Street is used by the market to judge RBB Bancorp's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we suggest analyzing not only RBB Bancorp's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.RBB Bancorp Quarterly Gross Profit |
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RBB Bancorp Earnings per Share Projection vs Actual
Actual Earning per Share of RBB Bancorp refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering RBB Bancorp predict the company's earnings will be in the future. The higher the earnings per share of RBB Bancorp, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.RBB Bancorp Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as RBB Bancorp, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of RBB Bancorp should always be considered in relation to other companies to make a more educated investment decision.RBB Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact RBB Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
null | null | null | null | null | 0 | ||
2026-01-26 | 2025-12-31 | 0.49 | 0.59 | 0.1 | 20 | ||
2025-10-20 | 2025-09-30 | 0.41 | 0.59 | 0.18 | 43 | ||
2025-07-21 | 2025-06-30 | 0.36 | 0.36 | 0.0 | 0 | ||
2025-04-28 | 2025-03-31 | 0.38 | 0.13 | -0.25 | 65 | ||
2025-02-03 | 2024-12-31 | 0.36 | 0.25 | -0.11 | 30 | ||
2024-10-21 | 2024-09-30 | 0.38 | 0.39 | 0.01 | 2 | ||
2024-07-22 | 2024-06-30 | 0.34 | 0.39 | 0.05 | 14 | ||
2024-04-22 | 2024-03-31 | 0.34 | 0.43 | 0.09 | 26 | ||
2024-01-22 | 2023-12-31 | 0.35 | 0.64 | 0.29 | 82 | ||
2023-10-23 | 2023-09-30 | 0.49 | 0.62 | 0.13 | 26 | ||
2023-07-24 | 2023-06-30 | 0.57 | 0.58 | 0.01 | 1 | ||
2023-04-24 | 2023-03-31 | 0.72 | 0.58 | -0.14 | 19 | ||
2023-01-23 | 2022-12-31 | 0.89 | 0.92 | 0.03 | 3 | ||
2022-10-24 | 2022-09-30 | 0.86 | 0.87 | 0.01 | 1 | ||
2022-07-25 | 2022-06-30 | 0.75 | 0.8 | 0.05 | 6 | ||
2022-04-25 | 2022-03-31 | 0.72 | 0.74 | 0.02 | 2 | ||
2022-01-24 | 2021-12-31 | 0.73 | 0.79 | 0.06 | 8 | ||
2021-10-25 | 2021-09-30 | 0.68 | 0.78 | 0.1 | 14 | ||
2021-07-26 | 2021-06-30 | 0.64 | 0.67 | 0.03 | 4 | ||
2021-04-26 | 2021-03-31 | 0.55 | 0.63 | 0.08 | 14 | ||
2021-01-25 | 2020-12-31 | 0.48 | 0.56 | 0.08 | 16 | ||
2020-10-26 | 2020-09-30 | 0.32 | 0.43 | 0.11 | 34 | ||
2020-07-27 | 2020-06-30 | 0.28 | 0.34 | 0.06 | 21 | ||
2020-04-20 | 2020-03-31 | 0.42 | 0.35 | -0.07 | 16 | ||
2020-01-27 | 2019-12-31 | 0.51 | 0.53 | 0.02 | 3 | ||
2019-10-21 | 2019-09-30 | 0.38 | 0.4 | 0.02 | 5 | ||
2019-07-22 | 2019-06-30 | 0.5 | 0.5 | 0.0 | 0 | ||
2019-04-22 | 2019-03-31 | 0.55 | 0.51 | -0.04 | 7 | ||
2019-01-28 | 2018-12-31 | 0.52 | 0.5 | -0.02 | 3 | ||
2018-10-22 | 2018-09-30 | 0.57 | 0.48 | -0.09 | 15 | ||
2018-07-23 | 2018-06-30 | 0.49 | 0.54 | 0.05 | 10 | ||
2018-04-23 | 2018-03-31 | 0.42 | 0.52 | 0.1 | 23 | ||
2018-01-22 | 2017-12-31 | 0.4 | 0.37 | -0.03 | 7 | ||
2017-10-23 | 2017-09-30 | 0.41 | 0.39 | -0.02 | 4 | ||
2017-05-31 | 2017-03-31 | 0 | 0.4 | 0.4 | 0 |
Use RBB Bancorp in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if RBB Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in RBB Bancorp will appreciate offsetting losses from the drop in the long position's value.RBB Bancorp Pair Trading
RBB Bancorp Pair Trading Analysis
The ability to find closely correlated positions to RBB Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace RBB Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back RBB Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling RBB Bancorp to buy it.
The correlation of RBB Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as RBB Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if RBB Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for RBB Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your RBB Bancorp position
In addition to having RBB Bancorp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Railroads
Companies involved in manufacturing and maintenance of freight railroads and passenger trains as well as providing railroad services to public. The Railroads theme has 45 constituents at this time.
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Check out Your Equity Center. For information on how to trade RBB Stock refer to our How to Trade RBB Stock guide.You can also try the Share Portfolio module to track or share privately all of your investments from the convenience of any device.
To fully project RBB Bancorp's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of RBB Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include RBB Bancorp's income statement, its balance sheet, and the statement of cash flows.