Ponce Financial Group Stock Today

PDLB Stock  USD 16.54  0.06  0.36%   

Performance

Fair

 
Weak
 
Strong

Odds Of Distress

Tiny

 
High
 
Low
Ponce Financial is trading at 16.54 as of the 14th of February 2026, a 0.36 percent decrease since the beginning of the trading day. The stock's open price was 16.6. Ponce Financial has a very small chance of experiencing financial distress in the next few years but had a somewhat fair performance during the last 90 days. The performance scores are derived for the period starting the 16th of November 2025 and ending today, the 14th of February 2026. Click here to learn more.
Business Domain
Banks
IPO Date
2nd of October 2017
Category
Financial Services
Classification
Financials
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York. PDL Community operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 22.93 M outstanding shares of which 271.31 K shares are at this time shorted by private and institutional investors with about 3.96 trading days to cover. More on Ponce Financial Group

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Follow Valuation Options Odds of Bankruptcy
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Ponce Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO PresidentCarlos Naudon
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Nasdaq Bank, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.03860.0603
Way Down
Pretty Stable
Gross Profit Margin0.770.545
Significantly Up
Slightly volatile
Total Current Liabilities1.2 B1.1 B
Significantly Up
Slightly volatile
Non Current Liabilities Total1.7 B1.6 B
Sufficiently Up
Slightly volatile
Total Assets1.9 B3.2 B
Way Down
Slightly volatile
Total Current Assets2.9 B2.7 B
Sufficiently Up
Slightly volatile
Debt Levels
Ponce Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Ponce Financial's financial leverage. It provides some insight into what part of Ponce Financial's total assets is financed by creditors.
Liquidity
Ponce Financial Group currently holds 654.81 M in liabilities with Debt to Equity (D/E) ratio of 6.12, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Ponce Financial's use of debt, we should always consider it together with its cash and equity.

Sale Purchase Of Stock

0.0
Ponce Financial Group (PDLB) is traded on NASDAQ Exchange in USA and employs 216 people. Ponce Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 380.71 M. Ponce Financial Group conducts business under Banks sector and is part of Financials industry. The entity has 22.93 M outstanding shares of which 271.31 K shares are at this time shorted by private and institutional investors with about 3.96 trading days to cover. Ponce Financial Group currently holds about 277.43 M in cash with 7.21 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 12.01.
Check Ponce Financial Probability Of Bankruptcy
Ownership Allocation
Ponce Financial owns a total of 22.93 Million outstanding shares. 30% of Ponce Financial Group outstanding shares are owned by third-party entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check Ponce Ownership Details

Ponce Stock Institutional Holders

InstituionRecorded OnShares
Northern Trust Corp2025-06-30
157.1 K
Renaissance Technologies Corp2025-06-30
145.5 K
Alliancebernstein L.p.2025-06-30
134.3 K
Connor Clark & Lunn Inv Mgmt Ltd2025-06-30
74.1 K
Wittenberg Investment Management Inc2025-06-30
64.2 K
Charles Schwab Investment Management Inc2025-06-30
62.4 K
Morgan Stanley - Brokerage Accounts2025-06-30
60.1 K
Los Angeles Capital Management Llc2025-06-30
59.5 K
Bank Of New York Mellon Corp2025-06-30
52.6 K
M3f, Inc.2025-06-30
2.3 M
T. Rowe Price Investment Management,inc.2025-06-30
M
View Ponce Financial Diagnostics

Ponce Financial Historical Income Statement

At present, Ponce Financial's Tax Provision is projected to decrease significantly based on the last few years of reporting. The current year's Interest Income is expected to grow to about 196.4 M, whereas Net Interest Income is forecasted to decline to about 50.1 M. View More Fundamentals

Ponce Stock Against Markets

Ponce Financial Corporate Management

When determining whether Ponce Financial Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Ponce Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Ponce Financial Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Ponce Financial Group Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Ponce Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ponce Financial. Anticipated expansion of Ponce directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Ponce Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
2.569
Earnings Share
1.2
Revenue Per Share
4.635
Quarterly Revenue Growth
0.396
Return On Assets
0.0092
The market value of Ponce Financial Group is measured differently than its book value, which is the value of Ponce that is recorded on the company's balance sheet. Investors also form their own opinion of Ponce Financial's value that differs from its market value or its book value, called intrinsic value, which is Ponce Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ponce Financial's market value can be influenced by many factors that don't directly affect Ponce Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Ponce Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Ponce Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Ponce Financial's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.