US Century Current Valuation vs. Revenue
| USCB Stock | USD 20.53 0.36 1.78% |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 1.36 | 1.53 |
|
| |||||
| Net Profit Margin | 0.32 | 0.2601 |
|
| |||||
| Operating Profit Margin | 0.33 | 0.45 |
|
| |||||
| Pretax Profit Margin | 0.42 | 0.3427 |
|
| |||||
| Return On Assets | 0.0069 | 0.0071 |
|
| |||||
| Return On Equity | 0.0685 | 0.0862 |
|
|
For US Century profitability analysis, we use financial ratios and fundamental drivers that measure the ability of US Century to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well US Century Bank utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between US Century's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of US Century Bank over time as well as its relative position and ranking within its peers.
USCB |
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of US Century. If investors know USCB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about US Century listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.842 | Dividend Share 0.15 | Earnings Share 1.04 | Revenue Per Share 3.66 | Quarterly Revenue Growth 0.328 |
The market value of US Century Bank is measured differently than its book value, which is the value of USCB that is recorded on the company's balance sheet. Investors also form their own opinion of US Century's value that differs from its market value or its book value, called intrinsic value, which is US Century's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because US Century's market value can be influenced by many factors that don't directly affect US Century's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between US Century's value and its price as these two are different measures arrived at by different means. Investors typically determine if US Century is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, US Century's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
US Century Bank Revenue vs. Current Valuation Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining US Century's current stock value. Our valuation model uses many indicators to compare US Century value to that of its competitors to determine the firm's financial worth. US Century Bank is rated first in current valuation category among its peers. It is rated third in revenue category among its peers totaling about 0.13 of Revenue per Current Valuation. The ratio of Current Valuation to Revenue for US Century Bank is roughly 7.80 . At present, US Century's Total Revenue is projected to increase significantly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the US Century's earnings, one of the primary drivers of an investment's value.USCB Current Valuation vs. Competition
US Century Bank is rated first in current valuation category among its peers. After adjusting for long-term liabilities, total market size of Financials industry is at this time estimated at about 1.68 Billion. US Century totals roughly 496.02 Million in current valuation claiming about 30% of equities under Financials industry.
USCB Revenue vs. Current Valuation
Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
US Century |
| = | 496.02 M |
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.
US Century |
| = | 63.6 M |
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include products or services discounts, promotions, as well as early payments on invoices or services rendered in advance.
USCB Revenue vs Competition
US Century Bank is rated third in revenue category among its peers. Market size based on revenue of Financials industry is at this time estimated at about 715.13 Million. US Century holds roughly 63.6 Million in revenue claiming about 9% of equities under Financials industry.
US Century Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in US Century, profitability is also one of the essential criteria for including it into their portfolios because, without profit, US Century will eventually generate negative long term returns. The profitability progress is the general direction of US Century's change in net profit over the period of time. It can combine multiple indicators of US Century, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -44.3 M | -42.1 M | |
| Operating Income | 30.8 M | 22 M | |
| Income Before Tax | 21.8 M | 18.4 M | |
| Total Other Income Expense Net | -9 M | -9.4 M | |
| Net Income Applicable To Common Shares | 46.3 M | 48.6 M | |
| Net Income | 16.5 M | 17.4 M | |
| Income Tax Expense | 5.3 M | 4.4 M | |
| Net Interest Income | 61.1 M | 60.7 M | |
| Interest Income | 93.6 M | 75.4 M | |
| Net Income From Continuing Ops | 18.3 M | 19.3 M | |
| Change To Netincome | 959.4 K | 1 M | |
| Net Income Per Share | 0.84 | 0.79 | |
| Income Quality | 1.36 | 1.03 | |
| Net Income Per E B T | 0.76 | 0.84 |
USCB Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on US Century. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of US Century position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the US Century's important profitability drivers and their relationship over time.
Learn to be your own money manager
Our tools can tell you how much better you can do entering a position in US Century without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
Run Odds Of Bankruptcy Now
Odds Of BankruptcyGet analysis of equity chance of financial distress in the next 2 years |
| All Next | Launch Module |
Use Investing Themes to Complement your US Century position
In addition to having US Century in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Preferred Stock ETFs Thematic Idea Now
Preferred Stock ETFs
ETF themes focus on helping investors to gain exposure to a broad range of assets, diversify, and lower overall costs. The Preferred Stock ETFs theme has 16 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Preferred Stock ETFs Theme or any other thematic opportunities.
| View All Next | Launch |
Check out World Market Map. You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.
To fully project US Century's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of US Century Bank at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include US Century's income statement, its balance sheet, and the statement of cash flows.