US Century Price To Earning vs. Price To Book
| USCB Stock | USD 20.53 0.36 1.78% |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 1.36 | 1.53 |
|
| |||||
| Net Profit Margin | 0.32 | 0.2601 |
|
| |||||
| Operating Profit Margin | 0.33 | 0.45 |
|
| |||||
| Pretax Profit Margin | 0.42 | 0.3427 |
|
| |||||
| Return On Assets | 0.0069 | 0.0071 |
|
| |||||
| Return On Equity | 0.0685 | 0.0862 |
|
|
For US Century profitability analysis, we use financial ratios and fundamental drivers that measure the ability of US Century to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well US Century Bank utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between US Century's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of US Century Bank over time as well as its relative position and ranking within its peers.
USCB |
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of US Century. If investors know USCB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about US Century listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.842 | Dividend Share 0.15 | Earnings Share 1.04 | Revenue Per Share 3.66 | Quarterly Revenue Growth 0.328 |
The market value of US Century Bank is measured differently than its book value, which is the value of USCB that is recorded on the company's balance sheet. Investors also form their own opinion of US Century's value that differs from its market value or its book value, called intrinsic value, which is US Century's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because US Century's market value can be influenced by many factors that don't directly affect US Century's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between US Century's value and its price as these two are different measures arrived at by different means. Investors typically determine if US Century is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, US Century's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
US Century Bank Price To Book vs. Price To Earning Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining US Century's current stock value. Our valuation model uses many indicators to compare US Century value to that of its competitors to determine the firm's financial worth. US Century Bank is rated below average in price to earning category among its peers. It is rated third in price to book category among its peers fabricating about 0.37 of Price To Book per Price To Earning. The ratio of Price To Earning to Price To Book for US Century Bank is roughly 2.70 . As of November 23, 2024, Price To Book Ratio is expected to decline to 0.79. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the US Century's earnings, one of the primary drivers of an investment's value.USCB Price To Book vs. Price To Earning
Price to Earnings ratio is typically used for current valuation of a company and is one of the most popular ratios that investors monitor daily. Holding a low PE stock is less risky because when a company's profitability falls, it is likely that earnings will also go down as well. In other words, if you start from a lower position, your downside risk is limited. There are also some investors who believe that low Price to Earnings ratio reflects the low pricing because a given company is in trouble. On the other hand, a higher PE ratio means that investors are paying more for each unit of profit.
US Century |
| = | 5.15 X |
Generally speaking, the Price to Earnings ratio gives investors an idea of what the market is willing to pay for the company's current earnings.
Price to Book (P/B) ratio is used to relate a company book value to its current market price. A high P/B ratio indicates that investors expect executives to generate more returns on their investments from a given set of assets. Book value is the accounting value of assets minus liabilities.
US Century |
| = | 1.90 X |
Price to Book ratio is mostly used in financial services industries where assets and liabilities are typically represented by dollars. Although low Price to Book ratio generally implies that the firm is undervalued, it is often a good indicator that the company may be in financial or managerial distress and should be investigated more carefully.
USCB Price To Book Comparison
US Century is currently under evaluation in price to book category among its peers.
US Century Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in US Century, profitability is also one of the essential criteria for including it into their portfolios because, without profit, US Century will eventually generate negative long term returns. The profitability progress is the general direction of US Century's change in net profit over the period of time. It can combine multiple indicators of US Century, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -44.3 M | -42.1 M | |
| Operating Income | 30.8 M | 22 M | |
| Income Before Tax | 21.8 M | 18.4 M | |
| Total Other Income Expense Net | -9 M | -9.4 M | |
| Net Income Applicable To Common Shares | 46.3 M | 48.6 M | |
| Net Income | 16.5 M | 17.4 M | |
| Income Tax Expense | 5.3 M | 4.4 M | |
| Net Interest Income | 61.1 M | 60.7 M | |
| Interest Income | 93.6 M | 75.4 M | |
| Net Income From Continuing Ops | 18.3 M | 19.3 M | |
| Change To Netincome | 959.4 K | 1 M | |
| Net Income Per Share | 0.84 | 0.79 | |
| Income Quality | 1.36 | 1.03 | |
| Net Income Per E B T | 0.76 | 0.84 |
USCB Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on US Century. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of US Century position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the US Century's important profitability drivers and their relationship over time.
Learn to be your own money manager
Our tools can tell you how much better you can do entering a position in US Century without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
Run Price Exposure Probability Now
Price Exposure ProbabilityAnalyze equity upside and downside potential for a given time horizon across multiple markets |
| All Next | Launch Module |
Use Investing Themes to Complement your US Century position
In addition to having US Century in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Broad Market ETFs Thematic Idea Now
Broad Market ETFs
ETF themes focus on helping investors to gain exposure to a broad range of assets, diversify, and lower overall costs. The Broad Market ETFs theme has 56 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Broad Market ETFs Theme or any other thematic opportunities.
| View All Next | Launch |
Check out World Market Map. You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
To fully project US Century's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of US Century Bank at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include US Century's income statement, its balance sheet, and the statement of cash flows.