US Century Shares Owned By Institutions vs. Cash And Equivalents
USCB Stock | USD 20.53 0.36 1.78% |
Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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Gross Profit Margin | 1.36 | 1.53 |
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Net Profit Margin | 0.32 | 0.2601 |
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Operating Profit Margin | 0.33 | 0.45 |
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Pretax Profit Margin | 0.42 | 0.3427 |
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Return On Assets | 0.0069 | 0.0071 |
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Return On Equity | 0.0685 | 0.0862 |
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For US Century profitability analysis, we use financial ratios and fundamental drivers that measure the ability of US Century to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well US Century Bank utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between US Century's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of US Century Bank over time as well as its relative position and ranking within its peers.
USCB |
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of US Century. If investors know USCB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about US Century listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.842 | Dividend Share 0.15 | Earnings Share 1.04 | Revenue Per Share 3.66 | Quarterly Revenue Growth 0.328 |
The market value of US Century Bank is measured differently than its book value, which is the value of USCB that is recorded on the company's balance sheet. Investors also form their own opinion of US Century's value that differs from its market value or its book value, called intrinsic value, which is US Century's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because US Century's market value can be influenced by many factors that don't directly affect US Century's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between US Century's value and its price as these two are different measures arrived at by different means. Investors typically determine if US Century is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, US Century's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
US Century Bank Cash And Equivalents vs. Shares Owned By Institutions Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining US Century's current stock value. Our valuation model uses many indicators to compare US Century value to that of its competitors to determine the firm's financial worth. US Century Bank is rated first in shares owned by institutions category among its peers. It is rated fourth in cash and equivalents category among its peers creating about 1,363,089 of Cash And Equivalents per Shares Owned By Institutions. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the US Century's earnings, one of the primary drivers of an investment's value.USCB Cash And Equivalents vs. Shares Owned By Institutions
Shares Owned by Institutions show the percentage of the outstanding shares of stock issued by a company that is currently owned by other institutions such as asset management firms, hedge funds, or investment banks. Many investors like investing in companies with a large percentage of the firm owned by institutions because they believe that larger firms such as banks, pension funds, and mutual funds, will invest when they think that good things are going to happen.
US Century |
| = | 63.90 % |
Since Institution investors conduct a lot of independent research they tend to be more involved and usually more knowledgeable about entities they invest as compared to amateur investors.
Cash or Cash Equivalents are the most liquid of all assets found on the company's balance sheet. It is used in calculating many of the firm's liquidity ratios and is a good indicator of the overall financial health of a company. Companies with a lot of cash are usually attractive takeover targets. Cash Equivalents are balance sheet items that are typically reported using currency printed on notes.
US Century |
| = | 87.1 M |
Cash equivalents represent current assets that are easily convertible to cash such as short term bonds, savings account, money market funds, or certificate of deposits (CDs). One of the important consideration companies make when classifying assets as cash equivalent is that investments they report on their balance sheets under current assets should have almost no risk of change in value over the next few months (usually three months).
USCB Cash And Equivalents Comparison
US Century is currently under evaluation in cash and equivalents category among its peers.
US Century Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in US Century, profitability is also one of the essential criteria for including it into their portfolios because, without profit, US Century will eventually generate negative long term returns. The profitability progress is the general direction of US Century's change in net profit over the period of time. It can combine multiple indicators of US Century, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last Reported | Projected for Next Year | ||
Accumulated Other Comprehensive Income | -44.3 M | -42.1 M | |
Operating Income | 30.8 M | 22 M | |
Income Before Tax | 21.8 M | 18.4 M | |
Total Other Income Expense Net | -9 M | -9.4 M | |
Net Income Applicable To Common Shares | 46.3 M | 48.6 M | |
Net Income | 16.5 M | 17.4 M | |
Income Tax Expense | 5.3 M | 4.4 M | |
Net Interest Income | 61.1 M | 60.7 M | |
Interest Income | 93.6 M | 75.4 M | |
Net Income From Continuing Ops | 18.3 M | 19.3 M | |
Change To Netincome | 959.4 K | 1 M | |
Net Income Per Share | 0.84 | 0.79 | |
Income Quality | 1.36 | 1.03 | |
Net Income Per E B T | 0.76 | 0.84 |
USCB Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on US Century. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of US Century position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the US Century's important profitability drivers and their relationship over time.
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Check out World Market Map. You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.
To fully project US Century's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of US Century Bank at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include US Century's income statement, its balance sheet, and the statement of cash flows.