W R Profitability Analysis

WRB Stock  USD 70.55  1.19  1.72%   
Considering W R's profitability and operating efficiency indicators, W R's profitability may be sliding down. It has an above-average chance of reporting lower numbers next quarter. Profitability indicators assess W R's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
1985-09-30
Previous Quarter
401.3 M
Current Value
511 M
Quarterly Volatility
121.5 M
 
Black Monday
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
At present, W R's Price To Sales Ratio is projected to increase slightly based on the last few years of reporting. The current year's EV To Sales is expected to grow to 1.68, whereas Days Sales Outstanding is forecasted to decline to 134.61. At present, W R's Operating Income is projected to increase significantly based on the last few years of reporting. The current year's Income Before Tax is expected to grow to about 2.7 B, whereas Accumulated Other Comprehensive Income is projected to grow to (798.8 M). At present, W R's Gross Profit is projected to increase significantly based on the last few years of reporting. The current year's Pretax Profit Margin is expected to grow to 0.21, whereas Net Profit Margin is forecasted to decline to 0.06.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.350.26
Significantly Up
Slightly volatile
Net Profit Margin0.06220.12
Way Down
Slightly volatile
Operating Profit Margin0.370.19
Way Up
Pretty Stable
Pretax Profit Margin0.210.19
Significantly Up
Slightly volatile
Return On Assets0.02030.039
Way Down
Slightly volatile
Return On Equity0.0960.19
Way Down
Slightly volatile
For W R profitability analysis, we use financial ratios and fundamental drivers that measure the ability of W R to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well W R Berkley utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between W R's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of W R Berkley over time as well as its relative position and ranking within its peers.

W R's Revenue Breakdown by Earning Segment

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The next projected EPS of W R is estimated to be 1.1607 with future projections ranging from a low of 1.108 to a high of 1.21. W R's most recent 12-month trailing earnings per share (EPS TTM) is at 4.76. Please be aware that the consensus of earnings estimates for W R Berkley is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
W R is projected to generate 1.1607 in earnings per share on the 31st of March 2026. W R earnings estimates show analyst consensus about projected W R Berkley EPS (Earning Per Share). It derives the highest and the lowest estimates based on W R's historical volatility. Many public companies, such as W R, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

W R Revenue Breakdown by Earning Segment

By analyzing W R's earnings estimates, investors can diagnose different trends across W R's analyst sentiment over time as well as compare current estimates against different timeframes.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of W R. If investors know WRB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about W R listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.407
Dividend Share
0.34
Earnings Share
4.76
Revenue Per Share
36.884
Quarterly Revenue Growth
0.108
The market value of W R Berkley is measured differently than its book value, which is the value of WRB that is recorded on the company's balance sheet. Investors also form their own opinion of W R's value that differs from its market value or its book value, called intrinsic value, which is W R's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because W R's market value can be influenced by many factors that don't directly affect W R's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between W R's value and its price as these two are different measures arrived at by different means. Investors typically determine if W R is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, W R's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

W R Berkley Return On Asset vs. Return On Equity Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining W R's current stock value. Our valuation model uses many indicators to compare W R value to that of its competitors to determine the firm's financial worth.
W R Berkley is rated first in return on equity category among its peers. It is rated fifth in return on asset category among its peers reporting about  0.18  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for W R Berkley is roughly  5.45 . At present, W R's Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the W R's earnings, one of the primary drivers of an investment's value.

WRB Return On Asset vs. Return On Equity

Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.

W R

Return On Equity

 = 

Net Income

Total Equity

 = 
0.21
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
Return on Asset or ROA shows how effective is the management of the company in generating income from utilizing all of the assets at their disposal. It is a useful ratio to evaluate the performance of different departments of a company as well as to understand management performance over time.

W R

Return On Asset

 = 

Net Income

Total Assets

 = 
0.0383
Return on Asset measures overall efficiency of a company in generating profits from its total assets. It is expressed as the percentage of profits earned per dollar of Asset. A low ROA typically means that a company is asset-intensive and therefore will needs more money to continue generating revenue in the future.

WRB Return On Asset Comparison

W R is currently under evaluation in return on asset category among its peers.

W R Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in W R, profitability is also one of the essential criteria for including it into their portfolios because, without profit, W R will eventually generate negative long term returns. The profitability progress is the general direction of W R's change in net profit over the period of time. It can combine multiple indicators of W R, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-840.8 M-798.8 M
Operating Income2.6 B2.7 B
Income Before Tax2.6 B2.7 B
Total Other Income Expense NetB2.1 B
Net IncomeB2.1 B
Income Tax Expense586.4 M615.7 M
Net Income Applicable To Common SharesB2.1 B
Net Income From Continuing OpsB2.1 B
Interest Income104 M104.7 M
Net Interest Income-145.9 M-153.2 M
Change To Netincome-371 M-352.4 M
Net Income Per Share 3.95  4.15 
Income Quality 2.41  2.31 
Net Income Per E B T 0.70  0.56 

WRB Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on W R. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of W R position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the W R's important profitability drivers and their relationship over time.

W R Profitability Trends

W R profitability trend refers to the progression of profit or loss within a business. An upward trend means that W R's profit has generally increased over time, and a downward profitability trend means profits are declining. Recognizing problems early in profitability trends allows investors to address revenue and cost issues in advance. Investors and analysts usually monitor three types of profitability trends: gross, operating, and net. Gross profit is the difference between revenue and costs of goods sold. Operating profit is W R's gross profit minus its overhead. After you account for other unusual revenue, expenses, and costs, you get net profit. Gross profit trends are often a good indicator of future profitability. If you have high gross profit margins, you have a better chance to cover overhead and make money.

W R Profitability Drivers Correlations

One of the toughest challenges investors face today is learning how to quickly synthesize and read into endless financial statements and information provided by the company, SEC reporting, and various external parties. Understanding the correlation between W R different financial indicators related to revenue and profit generation helps investors identify and prioritize their investing strategies towards W R in a much-optimized way. Analyzing correlations between profit drivers that are directly associated with dollar figures is the most effective way to break down W R's future profitability.

W R Earnings Estimation Breakdown

The calculation of W R's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of W R is estimated to be 1.1607 with the future projection ranging from a low of 1.108 to a high of 1.21. Please be aware that this consensus of annual earnings estimates for W R Berkley is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.0
1.11
Lowest
Expected EPS
1.1607
1.21
Highest

W R Earnings Projection Consensus

Suppose the current estimates of W R's value are higher than the current market price of the W R stock. In this case, investors may conclude that W R is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and W R's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
1887.45%
0.0
1.1607
4.76

W R Earnings History

Earnings estimate consensus by W R Berkley analysts from Wall Street is used by the market to judge W R's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only W R's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

W R Quarterly Gross Profit

687.05 Million

At present, W R's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Earnings Yield is expected to grow to 0.11, whereas Retained Earnings Total Equity is forecasted to decline to about 7 B. The current year's Net Income Applicable To Common Shares is expected to grow to about 2.1 B, whereas Common Stock Shares Outstanding is forecasted to decline to about 399 M.
Hype
Prediction
LowEstimatedHigh
68.9170.4872.05
Details
Intrinsic
Valuation
LowRealHigh
70.3871.9573.52
Details
Naive
Forecast
LowNextHigh
70.8072.3773.94
Details
16 Analysts
Consensus
LowTargetHigh
66.3772.9480.96
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of WRB assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards W R. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving W R's stock price in the short term.

W R Earnings per Share Projection vs Actual

Actual Earning per Share of W R refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering W R Berkley predict the company's earnings will be in the future. The higher the earnings per share of W R, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

W R Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as W R, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of W R should always be considered in relation to other companies to make a more educated investment decision.

WRB Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact W R's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
null
nullnullnullnull
2025-10-20
2025-09-301.051.10.05
2025-07-21
2025-06-301.021.050.03
2025-04-21
2025-03-310.991.010.02
2025-01-27
2024-12-310.951.130.1818 
2024-10-21
2024-09-300.960.91-0.05
2024-07-22
2024-06-300.921.040.1213 
2024-04-23
2024-03-311.441.560.12
2024-01-24
2023-12-311.381.450.07
2023-10-23
2023-09-301.181.350.1714 
2023-07-20
2023-06-301.11.140.04
2023-04-20
2023-03-311.231.0-0.2318 
2023-01-26
2022-12-311.11.160.06
2022-10-24
2022-09-300.851.010.1618 
2022-07-21
2022-06-300.861.120.2630 
2022-04-25
2022-03-310.951.10.1515 
2022-01-27
2021-12-310.841.020.1821 
2021-10-21
2021-09-300.660.880.2233 
2021-07-22
2021-06-300.670.780.1116 
2021-04-20
2021-03-310.540.720.1833 
2021-01-26
2020-12-310.530.610.0815 
2020-10-20
2020-09-300.450.43-0.02
2020-07-21
2020-06-300.170.04-0.1376 
2020-04-21
2020-03-310.490.610.1224 
2020-01-28
2019-12-310.480.47-0.01
2019-10-22
2019-09-300.450.570.1226 
2019-07-23
2019-06-300.420.550.1330 
2019-04-23
2019-03-310.440.440.0
2019-01-29
2018-12-310.350.420.0720 
2018-10-23
2018-09-300.380.50.1231 
2018-07-24
2018-06-300.370.430.0616 
2018-04-24
2018-03-310.40.440.0410 
2018-01-30
2017-12-310.320.330.01
2017-10-24
2017-09-300.130.150.0215 
2017-07-25
2017-06-300.340.28-0.0617 
2017-04-24
2017-03-310.310.310.0
2017-01-31
2016-12-310.350.360.01
2016-10-25
2016-09-300.380.390.01
2016-07-25
2016-06-300.340.360.02
2016-04-26
2016-03-310.380.40.02
2016-02-02
2015-12-310.360.40.0411 
2015-10-26
2015-09-300.370.40.03
2015-07-27
2015-06-300.360.360.0
2015-04-27
2015-03-310.330.360.03
2015-02-03
2014-12-310.360.32-0.0411 
2014-10-23
2014-09-300.40.470.0717 
2014-07-28
2014-06-300.340.360.02
2014-04-22
2014-03-310.350.440.0925 
2014-01-28
2013-12-310.340.380.0411 
2013-10-21
2013-09-300.330.340.01
2013-07-22
2013-06-300.30.310.01
2013-04-23
2013-03-310.330.330.0
2013-01-28
2012-12-310.220.280.0627 
2012-10-22
2012-09-300.250.270.02
2012-07-24
2012-06-300.270.290.02
2012-04-23
2012-03-310.30.320.02
2012-01-31
2011-12-310.220.240.02
2011-10-26
2011-09-300.170.20.0317 
2011-07-25
2011-06-300.190.20.01
2011-04-25
2011-03-310.290.290.0
2011-02-02
2010-12-310.30.30.0
2010-10-25
2010-09-300.290.30.01
2010-07-26
2010-06-300.280.290.01
2010-04-26
2010-03-310.280.310.0310 
2010-02-08
2009-12-310.30.320.02
2009-10-26
2009-09-300.290.30.01
2009-07-27
2009-06-300.270.270.0
2009-04-27
2009-03-310.160.11-0.0531 
2009-02-09
2008-12-310.350.28-0.0720 
2008-10-28
2008-09-300.330.32-0.01
2008-07-23
2008-06-300.370.34-0.03
2008-04-24
2008-03-310.410.37-0.04
2008-02-11
2007-12-310.420.430.01
2007-10-22
2007-09-300.410.410.0
2007-07-23
2007-06-300.410.410.0
2007-04-23
2007-03-310.40.40.0
2007-02-08
2006-12-310.390.430.0410 
2006-10-25
2006-09-300.370.380.01
2006-07-25
2006-06-300.350.360.01
2006-04-24
2006-03-310.340.350.01
2006-02-13
2005-12-310.310.360.0516 
2005-10-24
2005-09-300.240.260.02
2005-07-25
2005-06-300.280.290.01
2005-04-26
2005-03-310.260.270.01
2005-02-14
2004-12-310.250.250.0
2004-10-26
2004-09-300.20.210.01
2004-07-26
2004-06-300.220.230.01
2004-04-27
2004-03-310.210.220.01
2004-02-11
2003-12-310.170.180.01
2003-10-27
2003-09-300.160.170.01
2003-07-23
2003-06-300.140.150.01
2003-04-25
2003-03-310.130.140.01
2003-02-10
2002-12-310.120.130.01
2002-10-29
2002-09-300.10.110.0110 
2002-07-24
2002-06-300.080.090.0112 
2002-04-29
2002-03-310.070.080.0114 
2002-02-14
2001-12-31-0.14-0.18-0.0428 
2001-10-25
2001-09-300.03-0.04-0.07233 
2001-07-26
2001-06-300.030.02-0.0133 
2001-04-26
2001-03-310.040.03-0.0125 
2001-02-05
2000-12-310.050.050.0
2000-10-31
2000-09-300.030.02-0.0133 
2000-07-31
2000-06-300.020.020.0
2000-04-26
2000-03-310.020.020.0
2000-03-13
1999-12-31-0.120.130.25208 
1999-10-22
1999-09-300.02-0.0032-0.0232116 
1999-07-29
1999-06-300.040.02-0.0250 
1999-04-29
1999-03-310.040.03-0.0125 
1999-02-25
1998-12-310.04-0.04-0.08200 
1998-10-29
1998-09-300.040.03-0.0125 
1998-08-03
1998-06-300.050.050.0
1998-04-27
1998-03-310.10.09-0.0110 
1998-02-25
1997-12-310.10.09-0.0110 
1997-10-27
1997-09-300.090.090.0
1997-07-29
1997-06-300.090.08-0.0111 
1997-05-09
1997-03-310.090.090.0
1997-02-26
1996-12-310.090.090.0
1996-10-30
1996-09-300.080.080.0
1996-08-05
1996-06-300.080.080.0
1996-04-30
1996-03-310.070.070.0
1996-02-21
1995-12-310.060.060.0
1995-10-29
1995-09-300.060.060.0

Use W R in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if W R position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in W R will appreciate offsetting losses from the drop in the long position's value.

W R Pair Trading

W R Berkley Pair Trading Analysis

The ability to find closely correlated positions to W R could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace W R when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back W R - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling W R Berkley to buy it.
The correlation of W R is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as W R moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if W R Berkley moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for W R can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your W R position

In addition to having W R in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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When determining whether W R Berkley offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of W R's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of W R Berkley Stock. Outlined below are crucial reports that will aid in making a well-informed decision on W R Berkley Stock:
Check out Your Current Watchlist.
You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
To fully project W R's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of W R Berkley at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include W R's income statement, its balance sheet, and the statement of cash flows.
Potential W R investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although W R investors may work on each financial statement separately, they are all related. The changes in W R's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on W R's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.