PT Bank (Germany) Analysis

BYRA Stock  EUR 0.20  0.01  5.26%   
Below is the normalized historical share price chart for PT Bank Rakyat extending back to December 16, 2003. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of PT Bank stands at 0.20, as last reported on the 14th of February 2026, with the highest price reaching 0.20 and the lowest price hitting 0.19 during the day.
200 Day MA
0.199
50 Day MA
0.1904
Beta
0.256
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
The current Long Term Debt is estimated to decrease to about 48.7 T. The current Short and Long Term Debt is estimated to decrease to about 35.3 T PT Bank's financial risk is the risk to PT Bank stockholders that is caused by an increase in debt.
The current Total Stockholder Equity is estimated to decrease to about 232.7 T. The current Other Stockholder Equity is estimated to decrease to about 18.6 T.
PT Bank Rakyat is overvalued with Real Value of 0.17 and Hype Value of 0.2. The main objective of PT Bank stock analysis is to determine its intrinsic value, which is an estimate of what PT Bank Rakyat is worth, separate from its market price. There are two main types of PT Bank's stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect PT Bank's performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of PT Bank's stock to identify patterns and trends that may indicate its future price movements.
The PT Bank stock is traded in Germany on Frankfurt Exchange, with the market opening at 08:00:00 and closing at 22:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in Germany. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and PT Bank's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in PT Bank Rakyat. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.

BYRA Stock Analysis Notes

About 56.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.7. Some equities with similar Price to Book (P/B) outperform the market in the long run. PT Bank Rakyat has Price/Earnings To Growth (PEG) ratio of 1.92. The entity last dividend was issued on the 30th of December 2025. The firm had 5:1 split on the 10th of November 2017. PT Bank Rakyat Indonesia Tbk provides various banking products and services in Indonesia, Asia, and the United States. PT Bank Rakyat Indonesia Tbk was founded in 1968 and is headquartered in Jakarta, Indonesia. PT BANK operates under Banks - Regional - Asia classification in Germany and is traded on Frankfurt Stock Exchange. It employs 61010 people. For more info on PT Bank Rakyat please contact the company at 62 21 251 0244 or go to https://bri.co.id.

PT Bank Quarterly Total Revenue

44.77 Trillion

PT Bank Rakyat Investment Alerts

PT Bank Rakyat had very high historical volatility over the last 90 days
PT Bank Rakyat has some characteristics of a very speculative penny stock
About 56.0% of the company shares are held by company insiders

BYRA Market Capitalization

The company currently falls under 'Large-Cap' category with a current market capitalization of 32.51 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate PT Bank's market, we take the total number of its shares issued and multiply it by PT Bank's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

BYRA Profitablity

PT Bank's profitability indicators refer to fundamental financial ratios that showcase PT Bank's ability to generate income relative to its revenue or operating costs. If, let's say, PT Bank is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, PT Bank's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of PT Bank's profitability requires more research than a typical breakdown of PT Bank's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.41 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average.

Management Efficiency

PT Bank Rakyat has return on total asset (ROA) of 0.0277 % which means that it generated a profit of $0.0277 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.1694 %, meaning that it generated $0.1694 on every $100 dollars invested by stockholders. PT Bank's management efficiency ratios could be used to measure how well PT Bank manages its routine affairs as well as how well it operates its assets and liabilities. The PT Bank's current Other Current Assets is estimated to increase to about 201.6 T, while Total Assets are projected to decrease to roughly 1553.7 T.
Evaluating the management effectiveness of PT Bank allows investors to assess its financial health and operational efficiency. Coupled with an analysis of its growth prospects and the current market dynamics, we evaluate the stock's true value and future potential. Key indicators such as revenue, earnings or debt levels are examined alongside external factors like economic trends and regulatory changes. The BYRA Stock analysis seeks to determine whether the stock is undervalued, appropriately priced, or overvalued, thereby guiding your investment decisions.
Profit Margin
0.4104
Forward Dividend Yield
0.096
Beta
0.256
Return On Assets
0.0277
Return On Equity
0.1694

Technical Drivers

As of the 14th of February 2026, PT Bank owns the market risk adjusted performance of 0.1492, and Standard Deviation of 6.04. PT Bank Rakyat technical analysis gives you tools to exploit past data patterns in attempt to determine a pattern that determines the direction of the company's future prices. Please check PT Bank Rakyat semi deviation, coefficient of variation, and the relationship between the mean deviation and downside deviation to decide if PT Bank Rakyat is priced more or less accurately, providing market reflects its prevailing price of 0.2 per share.

PT Bank Rakyat Price Movement Analysis

Study
The minimum time period for execution of this function requires larger time horizon. Please increase the time horizon for this function. The output start index for this execution was zero with a total number of output elements of zero. The Instantaneous Trendline is a moving-average-like indicator which is formed by removing the Dominant Cycle from PT Bank Rakyat price series.

PT Bank Outstanding Bonds

PT Bank issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. PT Bank Rakyat uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most BYRA bonds can be classified according to their maturity, which is the date when PT Bank Rakyat has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

PT Bank Predictive Daily Indicators

PT Bank intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of PT Bank stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

PT Bank Forecast Models

PT Bank's time-series forecasting models are one of many PT Bank's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary PT Bank's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

PT Bank Rakyat Debt to Cash Allocation

Many companies such as PT Bank, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
PT Bank Rakyat has accumulated 1669.79 T in total debt. Debt can assist PT Bank until it has trouble settling it off, either with new capital or with free cash flow. So, PT Bank's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like PT Bank Rakyat sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for BYRA to invest in growth at high rates of return. When we think about PT Bank's use of debt, we should always consider it together with cash and equity.

PT Bank Total Assets Over Time

PT Bank Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the PT Bank's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of PT Bank, which in turn will lower the firm's financial flexibility.

PT Bank Corporate Bonds Issued

Most BYRA bonds can be classified according to their maturity, which is the date when PT Bank Rakyat has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

BYRA Long Term Debt

Long Term Debt

48.74 Trillion

At this time, PT Bank's Long Term Debt is most likely to increase significantly in the upcoming years.

About BYRA Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how PT Bank prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling BYRA shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as PT Bank. By using and applying BYRA Stock analysis, traders can create a robust methodology for identifying BYRA entry and exit points for their positions.
PT Bank Rakyat Indonesia Tbk provides various banking products and services in Indonesia, Asia, and the United States. PT Bank Rakyat Indonesia Tbk was founded in 1968 and is headquartered in Jakarta, Indonesia. PT BANK operates under Banks - Regional - Asia classification in Germany and is traded on Frankfurt Stock Exchange. It employs 61010 people.

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As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding PT Bank to your portfolios without increasing risk or reducing expected return.

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