PT Bank (Germany) Today

BYRA Stock  EUR 0.19  0.01  5.56%   

Performance

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Odds Of Distress

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PT Bank is trading at 0.19 as of the 4th of February 2026. This is a 5.56 percent up since the beginning of the trading day. The stock's lowest day price was 0.19. PT Bank has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 6th of November 2025 and ending today, the 4th of February 2026. Click here to learn more.
Business Domain
Banks
Category
Financial Services
Classification
Financials
PT Bank Rakyat Indonesia Tbk provides various banking products and services in Indonesia, Asia, and the United States. PT Bank Rakyat Indonesia Tbk was founded in 1968 and is headquartered in Jakarta, Indonesia. PT BANK operates under Banks - Regional - Asia classification in Germany and is traded on Frankfurt Stock Exchange. The company has 151.56 B outstanding shares. More on PT Bank Rakyat

BYRA Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. PT Bank's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding PT Bank or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary, PT Bank's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to PT Bank's managers, analysts, and investors.
Environment Score
Governance Score
Social Score
President DirectorHery Gunardi
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Financials, Banks, Banks - Regional - Asia, Financial Services (View all Sectors)
PT Bank Rakyat (BYRA) is traded on Frankfurt Exchange in Germany and employs 81,171 people. PT Bank is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Large-Cap' category with a current market capitalization of 30.44 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate PT Bank's market, we take the total number of its shares issued and multiply it by PT Bank's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. PT Bank Rakyat operates under Banks sector and is part of Financials industry. The entity has 151.56 B outstanding shares. PT Bank Rakyat has accumulated about 6.77 B in cash with 24.28 T of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 0.05.
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Ownership Allocation
PT Bank Rakyat secures a total of 151.56 Billion outstanding shares. PT Bank shows serious amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Since such a large part of the company is owned by insiders, it is advisable to analyze if each of these insiders have been buying or selling the stock in recent months. Please note that no matter how many assets the company retains, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check BYRA Ownership Details

PT Bank Historical Income Statement

At this time, PT Bank's Interest Expense is most likely to increase significantly in the upcoming years. The PT Bank's current Reconciled Depreciation is estimated to increase to about 7.1 T, while Selling General Administrative is projected to decrease to roughly 18.5 T. View More Fundamentals

BYRA Stock Against Markets

BYRA Stock Analysis Notes

About 56.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.74. Some equities with similar Price to Book (P/B) outperform the market in the long run. PT Bank Rakyat has Price/Earnings To Growth (PEG) ratio of 1.96. The entity last dividend was issued on the 30th of December 2025. The firm had 5:1 split on the 10th of November 2017. PT Bank Rakyat Indonesia Tbk provides various banking products and services in Indonesia, Asia, and the United States. PT Bank Rakyat Indonesia Tbk was founded in 1968 and is headquartered in Jakarta, Indonesia. PT BANK operates under Banks - Regional - Asia classification in Germany and is traded on Frankfurt Stock Exchange. It employs 61010 people. For more info on PT Bank Rakyat please contact the company at 62 21 251 0244 or go to https://bri.co.id.

PT Bank Quarterly Total Revenue

44.77 Trillion

PT Bank Rakyat Investment Alerts

PT Bank Rakyat generated a negative expected return over the last 90 days
PT Bank Rakyat has high historical volatility and very poor performance
PT Bank Rakyat has some characteristics of a very speculative penny stock
About 56.0% of the company shares are held by company insiders

BYRA Market Capitalization

The company currently falls under 'Large-Cap' category with a current market capitalization of 30.44 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate PT Bank's market, we take the total number of its shares issued and multiply it by PT Bank's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

BYRA Profitablity

PT Bank's profitability indicators refer to fundamental financial ratios that showcase PT Bank's ability to generate income relative to its revenue or operating costs. If, let's say, PT Bank is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, PT Bank's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of PT Bank's profitability requires more research than a typical breakdown of PT Bank's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.41 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average.

Management Efficiency

PT Bank Rakyat has return on total asset (ROA) of 0.0277 % which means that it generated a profit of $0.0277 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.1694 %, meaning that it generated $0.1694 on every $100 dollars invested by stockholders. PT Bank's management efficiency ratios could be used to measure how well PT Bank manages its routine affairs as well as how well it operates its assets and liabilities. The PT Bank's current Other Current Assets is estimated to increase to about 201.6 T, while Total Assets are projected to decrease to roughly 1553.7 T.
Evaluating the management effectiveness of PT Bank allows investors to assess its financial health and operational efficiency. Coupled with an analysis of its growth prospects and the current market dynamics, we evaluate the stock's true value and future potential. Key indicators such as revenue, earnings or debt levels are examined alongside external factors like economic trends and regulatory changes. The BYRA Stock analysis seeks to determine whether the stock is undervalued, appropriately priced, or overvalued, thereby guiding your investment decisions.
Profit Margin
0.4104
Forward Dividend Yield
0.0935
Beta
0.256
Return On Assets
0.0277
Return On Equity
0.1694

Technical Drivers

As of the 4th of February, PT Bank owns the market risk adjusted performance of 8.55, and Information Ratio of (0.10). PT Bank Rakyat technical analysis gives you tools to exploit past data patterns in attempt to determine a pattern that determines the direction of the company's future prices. Please check PT Bank Rakyat coefficient of variation, variance, and the relationship between the mean deviation and standard deviation to decide if PT Bank Rakyat is priced more or less accurately, providing market reflects its prevailing price of 0.19 per share.

PT Bank Rakyat Price Movement Analysis

Transformation
The output start index for this execution was zero with a total number of output elements of sixty-one. PT Bank Rakyat Inverse Tangent Over Price Movement function is an inverse trigonometric method to describe PT Bank price patterns.

PT Bank Outstanding Bonds

PT Bank issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. PT Bank Rakyat uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most BYRA bonds can be classified according to their maturity, which is the date when PT Bank Rakyat has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

PT Bank Predictive Daily Indicators

PT Bank intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of PT Bank stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

PT Bank Forecast Models

PT Bank's time-series forecasting models are one of many PT Bank's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary PT Bank's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Be your own money manager

Our tools can tell you how much better you can do entering a position in PT Bank without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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PT Bank Corporate Management

Elected by the shareholders, the PT Bank's board of directors comprises two types of representatives: PT Bank inside directors who are chosen from within the company, and outside directors, selected externally and held independent of BYRA. The board's role is to monitor PT Bank's management team and ensure that shareholders' interests are well served. PT Bank's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, PT Bank's outside directors are responsible for providing unbiased perspectives on the board's policies.

Other Information on Investing in BYRA Stock

PT Bank financial ratios help investors to determine whether BYRA Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in BYRA with respect to the benefits of owning PT Bank security.