Old Point Financial Analysis
| OPOFDelisted Stock | USD 42.10 1.39 3.41% |
Old Point Financial has over 73.77 Million in debt which may indicate that it relies heavily on debt financing. Old Point's financial risk is the risk to Old Point stockholders that is caused by an increase in debt.
Asset vs Debt
Equity vs Debt
Old Point's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Old Point's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Old Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Old Point's stakeholders.
For most companies, including Old Point, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Old Point Financial, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Old Point's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Given that Old Point's debt-to-equity ratio measures a Company's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which Old Point is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of Old Point to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, Old Point is said to be less leveraged. If creditors hold a majority of Old Point's assets, the Company is said to be highly leveraged.
Old Point Financial is overvalued with Real Value of 35.07 and Hype Value of 42.1. The main objective of Old Point delisted stock analysis is to determine its intrinsic value, which is an estimate of what Old Point Financial is worth, separate from its market price. There are two main types of Old Point's stock analysis: fundamental analysis and technical analysis.
The Old Point stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Old Point's ongoing operational relationships across important fundamental and technical indicators.
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Old Stock Analysis Notes
About 19.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.82. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Old Point Financial last dividend was issued on the 9th of June 2025. The entity had 5:4 split on the 2nd of October 2007. Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company was founded in 1922 and is headquartered in Hampton, Virginia. Old Point operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 273 people. To find out more about Old Point Financial contact Eugene II at 757 728 1200 or learn more at https://www.oldpoint.com.Old Point Financial Investment Alerts
| Old Point Financial is not yet fully synchronised with the market data | |
| Old Point Financial has a very high chance of going through financial distress in the upcoming years | |
| About 19.0% of the company outstanding shares are owned by corporate insiders |
Old Point Financial Upcoming and Recent Events
| 25th of April 2024 Upcoming Quarterly Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View |
Old Market Capitalization
The company currently falls under 'Small-Cap' category with a current market capitalization of 214.8 M.Old Profitablity
The company has Profit Margin (PM) of 0.14 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.17 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.17.Old Point Financial Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Old Point insiders, such as employees or executives, is commonly permitted as long as it does not rely on Old Point's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Old Point insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Old Point Outstanding Bonds
Old Point issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Old Point Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Old bonds can be classified according to their maturity, which is the date when Old Point Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Old Point Predictive Daily Indicators
Old Point intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Old Point stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Old Point Financial Debt to Cash Allocation
Many companies such as Old Point, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
Old Point Financial currently holds 73.77 M in liabilities with Debt to Equity (D/E) ratio of 8.63, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Old Point's use of debt, we should always consider it together with its cash and equity.Old Point Assets Financed by Debt
Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Old Point's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Old Point, which in turn will lower the firm's financial flexibility.Old Point Corporate Bonds Issued
Most Old bonds can be classified according to their maturity, which is the date when Old Point Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
About Old Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how Old Point prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Old shares will generate the highest return on investment. We also built our delisted stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Delisted Stock such as Old Point. By using and applying Old Stock analysis, traders can create a robust methodology for identifying Old entry and exit points for their positions.
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company was founded in 1922 and is headquartered in Hampton, Virginia. Old Point operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 273 people.
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Other Consideration for investing in Old Stock
If you are still planning to invest in Old Point Financial check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Old Point's history and understand the potential risks before investing.
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