Regional Management Corp Stock Analysis

Regional Stock Analysis Notes

About 79.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.05. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Regional Management Corp has Price/Earnings To Growth (PEG) ratio of 0.42. The entity last dividend was issued on the 21st of November 2024. The firm had 5:1 split on the 13th of August 2003. Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina. Regional Managment operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 1691 people. To find out more about Regional Management Corp contact the company at 864 448 7000 or learn more at https://www.regionalmanagement.com.

Regional Management Corp Investment Alerts

Regional Management Corp Upcoming and Recent Events

Regional Largest EPS Surprises

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Regional Management Environmental, Social, and Governance (ESG) Scores

Regional Management Thematic Classifications

Regional Stock Institutional Investors

Note, although Regional Management's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Regional Market Capitalization

The company currently falls under 'Small-Cap' category with a market capitalization of 370.75 M.

Regional Profitablity

The company has Net Profit Margin (PM) of 0.04 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.21 %, which signifies that for every $100 of sales, it has a net operating income of $0.21.

Management Efficiency

Regional Management Corp has Return on Asset (ROA) of 0.0366 % which means that for every $100 of assets, it generated a profit of $0.0366. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.0695 %, which means that it produced $0.0695 on every 100 dollars invested by current stockholders. Regional Management's management efficiency ratios could be used to measure how well Regional Management manages its routine affairs as well as how well it operates its assets and liabilities. As of the 31st of January 2025, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.06. At this time, Regional Management's Total Assets are very stable compared to the past year. As of the 31st of January 2025, Non Current Assets Total is likely to grow to about 104.7 M, while Other Assets are likely to drop about 44.2 M.

Technical Drivers

As of the 31st of January, Regional Management holds the Risk Adjusted Performance of 0.1257, semi deviation of 1.9, and Coefficient Of Variation of 702.07. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Regional Management, as well as the relationship between them. Please check Regional Management Corp downside deviation, jensen alpha, as well as the relationship between the Jensen Alpha and downside variance to decide if Regional Management Corp is priced some-what accurately, providing market reflects its current price of 36.48 per share. Given that Regional Management has jensen alpha of 0.2957, we recommend you to check out Regional Management Corp's recent market performance to make sure the company can sustain itself at a future point.

Regional Management Corp Price Movement Analysis

Regional Management Corp Insider Trading Activities

Regional Management Outstanding Bonds

Regional Management Predictive Daily Indicators

Regional Management Corporate Filings

Regional Management Forecast Models

Regional Management's time-series forecasting models are one of many Regional Management's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Regional Management's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Stock analysis is the technique used by a trader or investor to examine and evaluate how Regional Management prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Regional shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Regional Management. By using and applying Regional Stock analysis, traders can create a robust methodology for identifying Regional entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Regional analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Regional analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

Regional Management Corp stock analysis indicators help investors evaluate how Regional Management stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Regional Management shares will generate the highest return on investment. By understating and applying Regional Management stock analysis, traders can identify Regional Management position entry and exit signals to maximize returns.

Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population. You can also try the Fundamental Analysis module to view fundamental data based on most recent published financial statements.

Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.