United Community Banks, Stock Analysis
| UCB Stock | 34.27 1.14 3.44% |
United Community Banks, is overvalued with Real Value of 32.6 and Target Price of 32.64. The main objective of United Community stock analysis is to determine its intrinsic value, which is an estimate of what United Community Banks, is worth, separate from its market price. There are two main types of United Community's stock analysis: fundamental analysis and technical analysis.
The United Community stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and United Community's ongoing operational relationships across important fundamental and technical indicators.
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United Stock Analysis Notes
About 83.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.23. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. United Community Banks, last dividend was issued on the 16th of December 2024. The entity had 1:5 split on the 20th of June 2011. For more information please call Herbert Harton at 706 781 2265 or visit https://www.ucbi.com.United Community Quarterly Total Revenue |
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United Community Banks, Investment Alerts
Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. United Community's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding United Community Banks, or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
| United Community has a poor financial position based on the latest SEC disclosures | |
| Over 83.0% of the company outstanding shares are owned by institutional investors | |
| On 4th of October 2024 United Community paid 0.24 per share dividend to its current shareholders | |
| Latest headline from americanbanker.com: Truist commits 725 million to help Western N.C. rebuild after Helene |
United Largest EPS Surprises
Earnings surprises can significantly impact United Community's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-07-24 | 2024-06-30 | 0.51 | 0.58 | 0.07 | 13 |
United Market Capitalization
The company currently falls under 'Mid-Cap' category with a total capitalization of 4.09 B.United Profitablity
The company has Net Profit Margin of 0.23 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.35 %, which entails that for every 100 dollars of revenue, it generated $0.35 of operating income.| Last Reported | Projected for Next Year | ||
| Return On Equity | 0.06 | 0.06 |
Management Efficiency
The current year's Return On Equity is expected to grow to 0.06, whereas Return On Tangible Assets are forecasted to decline to 0. At present, United Community's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Other Current Assets is expected to grow to about 1.2 B, whereas Total Assets are forecasted to decline to about 24.8 B. United Community's management efficiency ratios could be used to measure how well United Community manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 27.73 | 41.67 | |
| Tangible Book Value Per Share | 19.31 | 36.19 | |
| Enterprise Value Over EBITDA | 34.41 | 36.13 | |
| Price Book Value Ratio | 1.06 | 2.10 | |
| Enterprise Value Multiple | 34.41 | 36.13 | |
| Price Fair Value | 1.06 | 2.10 | |
| Enterprise Value | 3.7 B | 3.9 B |
United Community showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Dividend Yield 0.028 | Operating Margin 0.3475 | Profit Margin 0.2305 | Forward Dividend Yield 0.028 | Beta 0.9 |
Technical Drivers
As of the 24th of November, United Community has the Coefficient Of Variation of 868.34, risk adjusted performance of 0.0952, and Semi Deviation of 1.56. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of United Community Banks,, as well as the relationship between them.United Community Banks, Price Movement Analysis
The output start index for this execution was two with a total number of output elements of fifty-nine. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. United Community middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for United Community Banks,. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
United Community Banks, Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific United Community insiders, such as employees or executives, is commonly permitted as long as it does not rely on United Community's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases United Community insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Alan Kumler over a week ago Disposition of 173 shares by Alan Kumler of United Community at 32.79 subject to Rule 16b-3 | ||
Robert Edwards over two weeks ago Disposition of 200 shares by Robert Edwards of United Community subject to Rule 16b-3 | ||
Robert Edwards over two months ago Disposition of 1100 shares by Robert Edwards of United Community subject to Rule 16b-3 | ||
Alan Kumler over two months ago Acquisition by Alan Kumler of 2790 shares of United Community subject to Rule 16b-3 |
United Community Outstanding Bonds
United Community issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. United Community Banks, uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most United bonds can be classified according to their maturity, which is the date when United Community Banks, has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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United Community Predictive Daily Indicators
United Community intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of United Community stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
United Community Forecast Models
United Community's time-series forecasting models are one of many United Community's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary United Community's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About United Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how United Community prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling United shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as United Community. By using and applying United Stock analysis, traders can create a robust methodology for identifying United entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | 0.18 | 0.17 | |
| Net Profit Margin | 0.14 | 0.14 |
Current United Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. United analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. United analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
| Target Price | Advice | # of Analysts | |
| 32.64 | Buy | 8 | Odds |
Most United analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand United stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of United Community Banks,, talking to its executives and customers, or listening to United conference calls.
United Stock Analysis Indicators
United Community Banks, stock analysis indicators help investors evaluate how United Community stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading United Community shares will generate the highest return on investment. By understating and applying United Community stock analysis, traders can identify United Community position entry and exit signals to maximize returns.
| Begin Period Cash Flow | 646.9 M | |
| Long Term Debt | 324.8 M | |
| Common Stock Shares Outstanding | 117.7 M | |
| Total Stockholder Equity | 3.3 B | |
| Tax Provision | 45 M | |
| Quarterly Earnings Growth Y O Y | -0.026 | |
| Property Plant And Equipment Net | 378.4 M | |
| Cash And Short Term Investments | 4.3 B | |
| Cash | 1 B | |
| Net Debt | -679.1 M | |
| 50 Day M A | 29.6742 | |
| Total Current Liabilities | 16.4 B | |
| Other Operating Expenses | 462.3 M | |
| Non Current Assets Total | 31 B | |
| Forward Price Earnings | 14.4509 | |
| Non Currrent Assets Other | -7.2 B | |
| Stock Based Compensation | 8.9 M |
Complementary Tools for United Stock analysis
When running United Community's price analysis, check to measure United Community's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Community is operating at the current time. Most of United Community's value examination focuses on studying past and present price action to predict the probability of United Community's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Community's price. Additionally, you may evaluate how the addition of United Community to your portfolios can decrease your overall portfolio volatility.
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