Assurant (Germany) Analysis
| ZAS Stock | EUR 196.00 4.00 2.00% |
Assurant holds a debt-to-equity ratio of 0.391. Assurant's financial risk is the risk to Assurant stockholders that is caused by an increase in debt.
Asset vs Debt
Equity vs Debt
Assurant's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Assurant's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Assurant Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Assurant's stakeholders.
For most companies, including Assurant, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Assurant, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Assurant's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Given that Assurant's debt-to-equity ratio measures a Company's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which Assurant is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of Assurant to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, Assurant is said to be less leveraged. If creditors hold a majority of Assurant's assets, the Company is said to be highly leveraged.
Assurant is undervalued with Real Value of 208.79 and Hype Value of 196.0. The main objective of Assurant stock analysis is to determine its intrinsic value, which is an estimate of what Assurant is worth, separate from its market price. There are two main types of Assurant's stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect Assurant's performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of Assurant's stock to identify patterns and trends that may indicate its future price movements.
The Assurant stock is traded in Germany on Frankfurt Exchange, with the market opening at 08:00:00 and closing at 22:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in Germany. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Assurant's ongoing operational relationships across important fundamental and technical indicators.
Assurant |
Assurant Stock Analysis Notes
About 98.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.66. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Assurant last dividend was issued on the 24th of February 2023. Assurant, Inc., together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. Assurant, Inc. was founded in 1892 and is headquartered in New York, New York. ASSURANT INC operates under InsuranceSpecialty classification in Germany and is traded on Frankfurt Stock Exchange. It employs 13600 people. For more information please call Keith Demmings at 212 859 7000 or visit https://www.assurant.com.Assurant Investment Alerts
| Assurant has accumulated 2.13 B in total debt with debt to equity ratio (D/E) of 0.39, which is about average as compared to similar companies. Assurant has a current ratio of 0.58, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Assurant until it has trouble settling it off, either with new capital or with free cash flow. So, Assurant's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Assurant sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Assurant to invest in growth at high rates of return. When we think about Assurant's use of debt, we should always consider it together with cash and equity. | |
| Over 98.0% of Assurant outstanding shares are owned by institutional investors |
Assurant Market Capitalization
The company currently falls under 'Mid-Cap' category with a current market capitalization of 6.25 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Assurant's market, we take the total number of its shares issued and multiply it by Assurant's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.Assurant Profitablity
Assurant's profitability indicators refer to fundamental financial ratios that showcase Assurant's ability to generate income relative to its revenue or operating costs. If, let's say, Assurant is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Assurant's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Assurant's profitability requires more research than a typical breakdown of Assurant's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.03 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.05 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.05. Technical Drivers
As of the 28th of January, Assurant shows the Risk Adjusted Performance of 0.0957, downside deviation of 1.33, and Mean Deviation of 0.9229. In respect to fundamental indicators, the technical analysis model gives you tools to check existing technical drivers of Assurant, as well as the relationship between them. Please confirm Assurant potential upside, and the relationship between the maximum drawdown and semi variance to decide if Assurant is priced correctly, providing market reflects its regular price of 196.0 per share.Assurant Price Movement Analysis
The output start index for this execution was twenty-three with a total number of output elements of thirty-eight. The Moving Average is predictive technique used to analyze Assurant price data points by creating a series of averages of different subsets of Assurant entire price series.
Assurant Outstanding Bonds
Assurant issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Assurant uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Assurant bonds can be classified according to their maturity, which is the date when Assurant has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Assurant 7 percent Corp BondUS04621XAK46 | View | |
| ASSURANT INC 49 Corp BondUS04621XAJ72 | View | |
| ASSURANT INC 675 Corp BondUS04621XAD03 | View | |
| US04621XAM02 Corp BondUS04621XAM02 | View | |
| AIZ 265 15 JAN 32 Corp BondUS04621XAN84 | View | |
| AGO 36 15 SEP 51 Corp BondUS04621WAE03 | View | |
| ASSURED GTY HLDGS Corp BondUS04621WAA80 | View | |
| AGO 315 15 JUN 31 Corp BondUS04621WAD20 | View |
Assurant Predictive Daily Indicators
Assurant intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Assurant stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Rate Of Daily Change | 0.98 | |||
| Day Median Price | 196.0 | |||
| Day Typical Price | 196.0 | |||
| Price Action Indicator | (2.00) | |||
| Period Momentum Indicator | (4.00) | |||
| Relative Strength Index | 50.87 |
Assurant Forecast Models
Assurant's time-series forecasting models are one of many Assurant's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Assurant's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.Assurant Debt to Cash Allocation
Many companies such as Assurant, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
Assurant has accumulated 2.13 B in total debt with debt to equity ratio (D/E) of 0.39, which is about average as compared to similar companies. Assurant has a current ratio of 0.58, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Assurant until it has trouble settling it off, either with new capital or with free cash flow. So, Assurant's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Assurant sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Assurant to invest in growth at high rates of return. When we think about Assurant's use of debt, we should always consider it together with cash and equity.Assurant Assets Financed by Debt
Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Assurant's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Assurant, which in turn will lower the firm's financial flexibility.Assurant Corporate Bonds Issued
Most Assurant bonds can be classified according to their maturity, which is the date when Assurant has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
About Assurant Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how Assurant prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Assurant shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Assurant. By using and applying Assurant Stock analysis, traders can create a robust methodology for identifying Assurant entry and exit points for their positions.
Assurant, Inc., together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. Assurant, Inc. was founded in 1892 and is headquartered in New York, New York. ASSURANT INC operates under InsuranceSpecialty classification in Germany and is traded on Frankfurt Stock Exchange. It employs 13600 people.
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