Hanover Insurance (Germany) Today
| AF4 Stock | EUR 143.00 1.00 0.69% |
PerformanceWeakest
| Odds Of DistressLow
|
Hanover Insurance is trading at 143.00 as of the 15th of February 2026. This is a 0.69 percent decrease since the beginning of the trading day. The stock's lowest day price was 143.0. Hanover Insurance has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 17th of November 2025 and ending today, the 15th of February 2026. Click here to learn more.
Business Domain Insurance | Category Financial Services | Classification Financials |
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts. The company has 35.15 M outstanding shares. More on The Hanover Insurance
Moving together with Hanover Stock
Moving against Hanover Stock
Follow Valuation Profit Patterns Odds of Bankruptcy
Check how we calculate scores
Hanover Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Hanover Insurance's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Hanover Insurance or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| Chairman | Cynthia Egan |
| Thematic Ideas | (View all Themes) |
| Business Concentration | Property & Casualty Insurance, Insurance - Property & Casualty, Financial Services, Banks, Insurance Providers, Financials, Insurance, Insurance—Property & Casualty, Financial Services (View all Sectors) |
The Hanover Insurance (AF4) is traded on Frankfurt Exchange in Germany and employs 4,900 people. Hanover Insurance is listed under Property & Casualty Insurance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 5.03 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Hanover Insurance's market, we take the total number of its shares issued and multiply it by Hanover Insurance's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Hanover Insurance classifies itself under Insurance sector and is part of Financials industry. The entity has 35.15 M outstanding shares.
The Hanover Insurance has accumulated about 106.4 M in cash with 806.4 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.98.
Check Hanover Insurance Probability Of Bankruptcy
Ownership AllocationThe Hanover Insurance has a total of 35.15 Million outstanding shares. The majority of Hanover Insurance outstanding shares are owned by outside corporations. These institutional investors are usually referred to as non-private investors looking to purchase positions in Hanover Insurance to benefit from reduced commissions. Consequently, third-party entities are subject to a different set of regulations than regular investors in The Hanover Insurance. Please pay attention to any change in the institutional holdings of Hanover Insurance as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Hanover Ownership Details
Hanover Insurance Historical Income Statement
Hanover Stock Against Markets
Hanover Stock Analysis Notes
About 90.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.67. Some equities with similar Price to Book (P/B) outperform the market in the long run. Hanover Insurance recorded earning per share (EPS) of 15.26. The entity last dividend was issued on the 12th of December 2025. The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts. HANOVER INSUR operates under InsuranceProperty Casualty classification in Germany and is traded on Frankfurt Stock Exchange. It employs 4300 people. For more info on The Hanover Insurance please contact the company at 508 855 1000 or go to https://www.hanover.com.Hanover Insurance Quarterly Total Revenue |
|
Hanover Insurance Investment Alerts
| Hanover Insurance generated a negative expected return over the last 90 days | |
| The Hanover Insurance has accumulated 61.8 M in total debt with debt to equity ratio (D/E) of 0.25, which may suggest the company is not taking enough advantage from borrowing. Hanover Insurance has a current ratio of 0.36, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Hanover Insurance until it has trouble settling it off, either with new capital or with free cash flow. So, Hanover Insurance's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Hanover Insurance sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Hanover to invest in growth at high rates of return. When we think about Hanover Insurance's use of debt, we should always consider it together with cash and equity. | |
| Over 90.0% of Hanover Insurance shares are held by institutions such as insurance companies | |
| Latest headline from news.google.com: The Hanover Insurance Group, Inc. THG Shares Bought by ProShare Advisors LLC - MarketBeat |
Hanover Insurance Thematic Classifications
In addition to having Hanover Insurance stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
 | BanksAll money banks and credit services | |
 | Insurance ProvidersAll types of insurance and insurance brokerages |
Hanover Market Capitalization
The company currently falls under 'Mid-Cap' category with a current market capitalization of 5.03 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Hanover Insurance's market, we take the total number of its shares issued and multiply it by Hanover Insurance's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.Hanover Profitablity
Hanover Insurance's profitability indicators refer to fundamental financial ratios that showcase Hanover Insurance's ability to generate income relative to its revenue or operating costs. If, let's say, Hanover Insurance is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Hanover Insurance's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Hanover Insurance's profitability requires more research than a typical breakdown of Hanover Insurance's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.1 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.16 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.16. Management Efficiency
Hanover Insurance has return on total asset (ROA) of 0.0344 % which means that it generated a profit of $0.0344 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.206 %, meaning that it generated $0.206 on every $100 dollars invested by stockholders. Hanover Insurance's management efficiency ratios could be used to measure how well Hanover Insurance manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Hanover Insurance's Net Tangible Assets are most likely to decrease significantly in the upcoming years. The Hanover Insurance's current Other Current Assets is estimated to increase to about 2.2 B, while Total Assets are projected to decrease to roughly 15.4 B.Leadership effectiveness at The Hanover Insurance is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Technical Drivers
As of the 15th of February 2026, Hanover Insurance retains the Risk Adjusted Performance of (0.04), standard deviation of 1.41, and Market Risk Adjusted Performance of (0.29). Hanover Insurance technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out Hanover Insurance mean deviation, standard deviation, information ratio, as well as the relationship between the coefficient of variation and variance to decide if Hanover Insurance is priced fairly, providing market reflects its last-minute price of 143.0 per share.Hanover Insurance Price Movement Analysis
Transformation |
The output start index for this execution was zero with a total number of output elements of sixty-one. Hanover Insurance Tanh Of Price Series is a hyperbolic price transformation function.
Hanover Insurance Outstanding Bonds
Hanover Insurance issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Hanover Insurance uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Hanover bonds can be classified according to their maturity, which is the date when The Hanover Insurance has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| HANOVER INS GROUP Corp BondUS410867AF22 | View | |
| US410867AG05 Corp BondUS410867AG05 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
Hanover Insurance Predictive Daily Indicators
Hanover Insurance intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Hanover Insurance stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 143.0 | |||
| Day Typical Price | 143.0 | |||
| Price Action Indicator | (0.50) | |||
| Period Momentum Indicator | (1.00) |
Hanover Insurance Forecast Models
Hanover Insurance's time-series forecasting models are one of many Hanover Insurance's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Hanover Insurance's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.Be your own money manager
Our tools can tell you how much better you can do entering a position in Hanover Insurance without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
Run Performance Analysis Now
Performance AnalysisCheck effects of mean-variance optimization against your current asset allocation |
| All Next | Launch Module |
Hanover Insurance Corporate Directors
| Harriett Taggart | Independent Director | Profile | |
| Wendell Knox | Independent Director | Profile | |
| Daniel Henry | Independent Director | Profile | |
| Kathleen Lane | Independent Director | Profile |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in The Hanover Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.