Hanover Insurance Valuation
| AF4 Stock | EUR 145.00 4.00 2.68% |
At this time, the firm appears to be overvalued. Hanover Insurance retains a regular Real Value of €136.86 per share. The prevalent price of the firm is €145.0. Our model calculates the value of Hanover Insurance from evaluating the firm fundamentals such as Current Valuation of 5.33 B, return on asset of 0.0344, and Return On Equity of 0.21 as well as inspecting its technical indicators and probability of bankruptcy.
Price Book 1.7268 | Enterprise Value 5.3 B | Price Sales 0.7728 | Forward PE 10.2881 | Trailing PE 9.4278 |
Overvalued
Today
Please note that Hanover Insurance's price fluctuation is very steady at this time. Calculation of the real value of Hanover Insurance is based on 3 months time horizon. Increasing Hanover Insurance's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Hanover stock is determined by what a typical buyer is willing to pay for full or partial control of The Hanover Insurance. Since Hanover Insurance is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Hanover Stock. However, Hanover Insurance's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 145.0 | Real 136.86 | Hype 144.64 |
The real value of Hanover Stock, also known as its intrinsic value, is the underlying worth of Hanover Insurance Company, which is reflected in its stock price. It is based on Hanover Insurance's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Hanover Insurance's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of The Hanover Insurance helps investors to forecast how Hanover stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Hanover Insurance more accurately as focusing exclusively on Hanover Insurance's fundamentals will not take into account other important factors: Hanover Insurance Cash |
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Hanover Insurance Total Value Analysis
The Hanover Insurance is presently estimated to have takeover price of 5.33 B with market capitalization of 5.1 B, debt of 61.8 M, and cash on hands of 106.4 M. Please note that takeover price may be misleading and is a subject to mistakes in financial statements. We encourage investors to thoroughly investigate all of the Hanover Insurance fundamentals before making investing decisions based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
5.33 B | 5.1 B | 61.8 M | 106.4 M |
Hanover Insurance Investor Information
About 91.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.73. Some equities with similar Price to Book (P/B) outperform the market in the long run. Hanover Insurance recorded earning per share (EPS) of 15.38. The entity last dividend was issued on the 12th of December 2025. Based on the measurements of operating efficiency obtained from Hanover Insurance's historical financial statements, The Hanover Insurance is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 718.3 M | 927.4 M |
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| Operating Income | 440.2 M | 643.5 M |
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Hanover Insurance Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Hanover Insurance has an asset utilization ratio of 40.7 percent. This implies that the Company is making €0.41 for each dollar of assets. An increasing asset utilization means that The Hanover Insurance is more efficient with each dollar of assets it utilizes for everyday operations.Hanover Insurance Profitability Analysis
Based on the measurements of profitability obtained from Hanover Insurance's financial statements, The Hanover Insurance may not be well positioned to generate adequate gross income at the present time. It has a very high chance of underperforming in March. Profitability indicators assess Hanover Insurance's ability to earn profits and add value for shareholders.Net Income | First Reported 2016-12-31 | Previous Quarter 157.1 M | Current Value 178.7 M | Quarterly Volatility 63.8 M |
For Hanover Insurance profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Hanover Insurance to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Hanover Insurance utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Hanover Insurance's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Hanover Insurance over time as well as its relative position and ranking within its peers.
Hanover Insurance Earnings per Share Projection vs Actual
By analyzing Hanover Insurance's earnings estimates, investors can diagnose different trends across Hanover Insurance's analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for The Hanover Insurance is based on EPS before non-recurring items and includes expenses related to employee stock options.Hanover Insurance Ownership Allocation
The Hanover Insurance has a total of 35.15 Million outstanding shares. The majority of Hanover Insurance outstanding shares are owned by outside corporations. These institutional investors are usually referred to as non-private investors looking to purchase positions in Hanover Insurance to benefit from reduced commissions. Consequently, third-party entities are subject to a different set of regulations than regular investors in The Hanover Insurance. Please pay attention to any change in the institutional holdings of Hanover Insurance as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.Hanover Insurance Profitability Analysis
The company reported the revenue of 6.22 B. Net Income was 426 M with profit before overhead, payroll, taxes, and interest of 1.58 B.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Hanover Insurance's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Hanover Insurance and how it compares across the competition.
About Hanover Insurance Valuation
The stock valuation mechanism determines Hanover Insurance's current worth on a weekly basis. Our valuation model uses a comparative analysis of Hanover Insurance. We calculate exposure to Hanover Insurance's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Hanover Insurance's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 988.6 M | 766 M |
Hanover Insurance Quarterly Retained Earnings |
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Complementary Tools for Hanover Stock analysis
When running Hanover Insurance's price analysis, check to measure Hanover Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hanover Insurance is operating at the current time. Most of Hanover Insurance's value examination focuses on studying past and present price action to predict the probability of Hanover Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hanover Insurance's price. Additionally, you may evaluate how the addition of Hanover Insurance to your portfolios can decrease your overall portfolio volatility.
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