Bank Of The Stock Today

BOTJ Stock  USD 14.75  0.25  1.72%   

Performance

8 of 100

 
Weak
 
Strong
OK

Odds Of Distress

Less than 6

 
High
 
Low
Low
Bank of the is selling for 14.75 as of the 26th of November 2024. This is a 1.72% increase since the beginning of the trading day. The stock's last reported lowest price was 14.6. Bank of the has only a 6 % chance of going through financial distress over the next few years but had a somewhat ok performance during the last 90 days. Equity ratings for Bank of the are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 27th of October 2024 and ending today, the 26th of November 2024. Click here to learn more.
Business Domain
Banks
IPO Date
10th of August 2000
Category
Financial Services
Classification
Financials
Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. The company has 4.54 M outstanding shares of which 5.25 K shares are currently shorted by private and institutional investors with about 0.85 trading days to cover. More on Bank of the

Bank Stock Highlights

ESG Sustainability
Environmental
Governance
Social
President JamesMichael Syrek
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00510.009
Way Down
Slightly volatile
Asset Turnover0.04770.0406
Fairly Up
Pretty Stable
Gross Profit Margin0.470.89
Way Down
Slightly volatile
Non Current Liabilities Total954.8 M909.3 M
Sufficiently Up
Slightly volatile
Total Assets527 M969.4 M
Way Down
Slightly volatile
Total Current Assets73.8 M77.7 M
Notably Down
Slightly volatile
Total Cash From Operating Activities5.6 M9.5 M
Way Down
Slightly volatile
Debt Levels
Bank of the can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Bank of the's financial leverage. It provides some insight into what part of Bank of the's total assets is financed by creditors.
Liquidity
Bank of the currently holds 19.93 M in liabilities with Debt to Equity (D/E) ratio of 9.94, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Bank of the's use of debt, we should always consider it together with its cash and equity.

Other Cashflows From Financing Activities

42.6 Million
Bank of the (BOTJ) is traded on NASDAQ Exchange in USA. It is located in 828 Main Street, Lynchburg, VA, United States, 24504 and employs 172 people. Bank of the is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Micro-Cap' category with a current market capitalization of 67.01 M. Bank of the conducts business under Banks sector and is part of Financials industry. The entity has 4.54 M outstanding shares of which 5.25 K shares are currently shorted by private and institutional investors with about 0.85 trading days to cover. Bank of the currently holds about 81.02 M in cash with 9.49 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 17.5, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Check Bank of the Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Bank of the is $67.01 Million. Bank of the shows 15.42 percent of its outstanding shares held by insiders and 21.92 percent owned by other corporate entities. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check Bank Ownership Details

Bank Stock Institutional Holders

InstituionRecorded OnShares
Empowered Funds, Llc2024-06-30
18.7 K
Montvue Capital Management Inc2024-09-30
12.7 K
Commonwealth Equity Services Inc2024-06-30
10.2 K
Blackrock Inc2024-06-30
9.3 K
Wells Fargo & Co2024-06-30
6.3 K
Morgan Stanley - Brokerage Accounts2024-06-30
3.2 K
Tower Research Capital Llc2024-06-30
721
Bank Of America Corp2024-06-30
32.0
Acadian Asset Management Llc2024-06-30
0.0
Pettyjohn Co2024-06-30
249.4 K
Vanguard Group Inc2024-09-30
192.6 K
View Bank of the Diagnostics

Bank of the Historical Income Statement

At this time, Bank of the's Income Before Tax is relatively stable compared to the past year. Net Income is expected to hike to about 9.1 M this year, although the value of Selling And Marketing Expenses will most likely fall to nearly 526.5 K. View More Fundamentals

Bank Stock Against Markets

Bank of the Corporate Management

Harry UmbergerExecutive VP of Bank of the James and Sr. Credit Officer of Bank of the JamesProfile
Bradford HarrisMarket ValleyProfile
Brian CashPresident of Bank of the James MortgageProfile
Glenn DillonPresident of BOTJ Investment Group IncProfile
When determining whether Bank of the is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Bank Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Bank Of The Stock. Highlighted below are key reports to facilitate an investment decision about Bank Of The Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank of the. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.
For more information on how to buy Bank Stock please use our How to buy in Bank Stock guide.
You can also try the Stocks Directory module to find actively traded stocks across global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank of the. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank of the listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
0.4
Earnings Share
1.86
Revenue Per Share
9.668
Quarterly Revenue Growth
0.048
The market value of Bank of the is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank of the's value that differs from its market value or its book value, called intrinsic value, which is Bank of the's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank of the's market value can be influenced by many factors that don't directly affect Bank of the's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank of the's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank of the is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank of the's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.