Bradford Harris - Bank of the Market Valley

BOTJ Stock  USD 14.75  0.25  1.72%   

Insider

Bradford Harris is Market Valley of Bank of the
Address 828 Main Street, Lynchburg, VA, United States, 24504
Phone434 846 2000
Webhttps://www.bankofthejames.bank

Bank of the Management Efficiency

At this time, Bank of the's Return On Capital Employed is relatively stable compared to the past year. Return On Equity is expected to hike to 0.15 this year, although the value of Return On Tangible Assets will most likely fall to 0.01. At this time, Bank of the's Non Current Liabilities Total is relatively stable compared to the past year. Non Current Liabilities Other is expected to hike to about 11.6 M this year, although the value of Total Current Liabilities is projected to rise to (456 K). Bank of the's management efficiency ratios could be used to measure how well Bank of the manages its routine affairs as well as how well it operates its assets and liabilities.
Bank of the currently holds 19.93 M in liabilities with Debt to Equity (D/E) ratio of 9.94, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Bank of the's use of debt, we should always consider it together with its cash and equity.

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Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. The company was founded in 1998 and is headquartered in Lynchburg, Virginia. Bank operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 153 people. Bank of the (BOTJ) is traded on NASDAQ Exchange in USA. It is located in 828 Main Street, Lynchburg, VA, United States, 24504 and employs 172 people. Bank of the is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Bank of the Leadership Team

Elected by the shareholders, the Bank of the's board of directors comprises two types of representatives: Bank of the inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bank. The board's role is to monitor Bank of the's management team and ensure that shareholders' interests are well served. Bank of the's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bank of the's outside directors are responsible for providing unbiased perspectives on the board's policies.
Michael Syrek, President James
Brandon Farmer, Executive COO
Bradford Harris, Market Valley
Harry Umberger, Executive VP of Bank of the James and Sr. Credit Officer of Bank of the James
Brian Cash, President of Bank of the James Mortgage
Glenn Dillon, President of BOTJ Investment Group Inc
Todd Scruggs, Principal Financial Officer, Treasurer, Secretary, Director, CFO of Bank of the James, Executive VP of Bank of the James, Secretary of Bank of the James and Director of Bank of the James
Robert III, President Director

Bank Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Bank of the a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether Bank of the is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Bank Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Bank Of The Stock. Highlighted below are key reports to facilitate an investment decision about Bank Of The Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank of the. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.
For more information on how to buy Bank Stock please use our How to buy in Bank Stock guide.
You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank of the. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank of the listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
0.4
Earnings Share
1.86
Revenue Per Share
9.668
Quarterly Revenue Growth
0.048
The market value of Bank of the is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank of the's value that differs from its market value or its book value, called intrinsic value, which is Bank of the's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank of the's market value can be influenced by many factors that don't directly affect Bank of the's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank of the's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank of the is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank of the's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.