LendingClub Corp Stock Target Price and Analyst Consensus

LC Stock  USD 13.49  0.79  5.53%   
The current analyst and expert consensus on LendingClub Corp is Strong Buy, with 5 strong buy opinions. The current projected LendingClub Corp target price consensus is 18.65 with 10 analyst opinions. Check out Macroaxis Advice on LendingClub Corp to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.
The most common way LendingClub Corp analysts use to provide recommendation to the public is financial statements analysis. Many experts also interview LendingClub Corp executives and customers to further validate their buy or sell advice. LendingClub Corp buy-or-sell recommendation module provides average expert sentiment on the projected LendingClub Corp target price to derive its highest and lowest estimates based on projected price volatility of 3.8054.
Lowest Forecast
16.97
Highest Forecast
20.7
Target Price
18.65
At present, LendingClub Corp's Operating Profit Margin is projected to increase slightly based on the last few years of reporting. The current year's Net Profit Margin is expected to grow to 0.04, whereas Gross Profit is forecasted to decline to about 10 M. At present, LendingClub Corp's Total Current Liabilities is projected to decrease significantly based on the last few years of reporting. The current year's Accounts Payable is expected to grow to about 59.5 M, whereas Total Assets are forecasted to decline to about 4.2 B.
  
It's important to approach LendingClub Corp's target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.

LendingClub Corp Target Price Consensus

LendingClub target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. LendingClub Corp's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   10  Strong Buy
Most LendingClub analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand LendingClub stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of LendingClub Corp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

LendingClub Corp Target Price Projection

LendingClub Corp's current and average target prices are 13.49 and 18.65, respectively. The current price of LendingClub Corp is the price at which LendingClub Corp is currently trading. On the other hand, LendingClub Corp's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

LendingClub Corp Market Quote on 1st of February 2025

Low Price13.44Odds
High Price14.39Odds

13.49

Target Price

Analyst Consensus On LendingClub Corp Target Price

Low Estimate16.97Odds
High Estimate20.7Odds

18.65

Historical Lowest Forecast  16.97 Target Price  18.65 Highest Forecast  20.7
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on LendingClub Corp and the information provided on this page.

LendingClub Corp Analyst Ratings

LendingClub Corp's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about LendingClub Corp stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of LendingClub Corp's financials, market performance, and future outlook by experienced professionals. LendingClub Corp's historical ratings below, therefore, can serve as a valuable tool for investors.

Analyst Consensus Breakdown

Average Consensus Estimates

Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize LendingClub Corp price targets

LendingClub Corp's stock target price is an estimate of its future price, usually made by analysts. Using LendingClub Corp's target price to determine if it is a suitable investment can be done through the following steps:
  • Look at LendingClub Corp's target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if LendingClub Corp's stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional LendingClub Corp Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of LendingClub Corp is a key component of LendingClub Corp valuation and have some predictive power on the future returns of a LendingClub Corp.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of LendingClub Corp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
9.6213.4317.24
Details
Intrinsic
Valuation
LowRealHigh
11.6415.4519.26
Details
Naive
Forecast
LowNextHigh
9.1612.9616.77
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.040.110.16
Details

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Check out Macroaxis Advice on LendingClub Corp to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.
You can also try the Idea Optimizer module to use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio .
Please note, the presentation of LendingClub Corp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, LendingClub Corp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of LendingClub Corp's management manipulating its earnings.