Upstart Holdings Stock Target Price and Analyst Consensus

UPST Stock  USD 66.07  0.45  0.68%   
The current analyst and expert consensus on Upstart Holdings is Buy with 6 hold recommendations. The current projected Upstart Holdings target price consensus is 62.11 with 16 analyst opinions. One of the most common ways Upstart Holdings analysts use to provide buy-or-sell recommendation to the public are conference calls analysis and financial statements evaluations. Some experts can also talk to Upstart Holdings vendors, executives, and/or customers. Upstart Holdings recommendation module provides expert sentiment on the projected Upstart Holdings target price to derive its highest and lowest estimates based on target price standard deviation of 7.6312.
Lowest Forecast
56.52
Highest Forecast
68.94
Target Price
62.11
Gross Profit is likely to drop to about 367.7 M in 2025. Pretax Profit Margin is likely to gain to -0.51 in 2025. At this time, Upstart Holdings' Short Term Debt is comparatively stable compared to the past year. Intangible Assets is likely to gain to about 21.1 M in 2025, whereas Other Current Liabilities is likely to drop slightly above 82.3 M in 2025.
  
It's important to approach Upstart Holdings' target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.

Upstart Holdings Target Price Consensus

Upstart target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Upstart Holdings' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   16  Buy
Most Upstart analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Upstart stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Upstart Holdings, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Upstart Holdings Target Price Projection

Upstart Holdings' current and average target prices are 66.07 and 62.11, respectively. The current price of Upstart Holdings is the price at which Upstart Holdings is currently trading. On the other hand, Upstart Holdings' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Upstart Holdings Market Quote on 29th of January 2025

Low Price62.81Odds
High Price66.56Odds

66.07

Target Price

Analyst Consensus On Upstart Holdings Target Price

Low Estimate56.52Odds
High Estimate68.94Odds

62.1071

Historical Lowest Forecast  56.52 Target Price  62.11 Highest Forecast  68.94
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Upstart Holdings and the information provided on this page.

Upstart Holdings Analyst Ratings

Upstart Holdings' analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Upstart Holdings stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Upstart Holdings' financials, market performance, and future outlook by experienced professionals. Upstart Holdings' historical ratings below, therefore, can serve as a valuable tool for investors.

Analyst Consensus Breakdown

Average Consensus Estimates

Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize Upstart Holdings price targets

Upstart Holdings' stock target price is an estimate of its future price, usually made by analysts. Using Upstart Holdings' target price to determine if it is a suitable investment can be done through the following steps:
  • Look at Upstart Holdings' target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if Upstart Holdings' stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional Upstart Holdings Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of Upstart Holdings is a key component of Upstart Holdings valuation and have some predictive power on the future returns of a Upstart Holdings.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Upstart Holdings' price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
56.1263.8271.52
Details
Intrinsic
Valuation
LowRealHigh
50.6058.3066.00
Details
Naive
Forecast
LowNextHigh
63.2270.9278.61
Details
Earnings
Estimates (0)
LowProjected EPSHigh
-0.16-0.12-0.04
Details

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Additional Tools for Upstart Stock Analysis

When running Upstart Holdings' price analysis, check to measure Upstart Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart Holdings is operating at the current time. Most of Upstart Holdings' value examination focuses on studying past and present price action to predict the probability of Upstart Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Upstart Holdings' price. Additionally, you may evaluate how the addition of Upstart Holdings to your portfolios can decrease your overall portfolio volatility.