Upstart Holdings Stock Today

UPST Stock  USD 62.96  1.54  2.39%   

Performance

6 of 100

 
Weak
 
Strong
Modest

Odds Of Distress

Less than 32

 
High
 
Low
Below Average
Upstart Holdings is selling for under 62.96 as of the 17th of January 2025; that is 2.39 percent decrease since the beginning of the trading day. The stock's last reported lowest price was 62.88. Upstart Holdings has about a 32 percent probability of financial distress in the next few years of operation and did not have a very good performance during the last 90 trading days. The performance scores are derived for the period starting the 18th of November 2024 and ending today, the 17th of January 2025. Click here to learn more.
Business Domain
Financial Services
IPO Date
16th of December 2020
Classification
Financials
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence lending platform in the United States. The company was founded in 2012 and is headquartered in San Mateo, California. Upstart Holdings operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. The company has 91.23 M outstanding shares of which 19.85 M shares are at this time shorted by private and institutional investors with about 3.22 trading days to cover. More on Upstart Holdings

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Follow Valuation Options Odds of Bankruptcy
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Upstart Stock Highlights

ESG Sustainability
Environmental
Governance
Social
Business ConcentrationConsumer Finance, Financial Services, Nasdaq CTA Artificial, NASDAQ Composite, NASDAQ Financial 100, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.310.23
Significantly Up
Slightly volatile
Gross Profit Margin0.690.86
Significantly Down
Pretty Stable
Total Current Liabilities120.4 M125.5 M
Sufficiently Down
Slightly volatile
Non Current Liabilities Total1.6 B1.5 B
Sufficiently Up
Slightly volatile
Total Assets1.3 B2.3 B
Way Down
Slightly volatile
Total Current Assets958.4 M1.9 B
Way Down
Slightly volatile
Debt Levels
Upstart Holdings can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Upstart Holdings' financial leverage. It provides some insight into what part of Upstart Holdings' total assets is financed by creditors.
Liquidity
Upstart Holdings currently holds 1.23 B in liabilities with Debt to Equity (D/E) ratio of 1.42, which is about average as compared to similar companies. Upstart Holdings has a current ratio of 20.94, suggesting that it is liquid enough and is able to pay its financial obligations when due. Note, when we think about Upstart Holdings' use of debt, we should always consider it together with its cash and equity.

Total Cashflows From Investing Activities

(137.81 Million)
Upstart Holdings (UPST) is traded on NASDAQ Exchange in USA. It is located in 2950 South Delaware Street, San Mateo, CA, United States, 94403 and employs 1,388 people. Upstart Holdings is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 5.88 B. Upstart Holdings conducts business under Consumer Finance sector and is part of Financials industry. The entity has 91.23 M outstanding shares of which 19.85 M shares are at this time shorted by private and institutional investors with about 3.22 trading days to cover. Upstart Holdings currently holds about 683.97 M in cash with (160.49 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 8.35.
Check Upstart Holdings Probability Of Bankruptcy
Ownership Allocation
Upstart Holdings shows a total of 91.23 Million outstanding shares. Over half of Upstart Holdings' outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check Upstart Ownership Details

Upstart Stock Institutional Holders

InstituionRecorded OnShares
Barclays Plc2024-09-30
1.2 M
Mirae Asset Global Etfs Holdings Ltd.2024-09-30
1.2 M
Renaissance Technologies Corp2024-09-30
1.1 M
Bank Of America Corp2024-09-30
940.5 K
Coatue Management Llc2024-09-30
870.9 K
Connor Clark & Lunn Inv Mgmt Ltd2024-09-30
725.6 K
Northern Trust Corp2024-09-30
673.4 K
Charles Schwab Investment Management Inc2024-09-30
642.9 K
Two Sigma Advisers, Llc2024-09-30
589 K
Vanguard Group Inc2024-09-30
7.4 M
Blackrock Inc2024-09-30
5.8 M
View Upstart Holdings Diagnostics

Upstart Holdings Historical Income Statement

At this time, Upstart Holdings' Total Other Income Expense Net is comparatively stable compared to the past year. Income Tax Expense is likely to gain to about 101.1 K in 2025, whereas Total Revenue is likely to drop slightly above 433.5 M in 2025. View More Fundamentals

Upstart Stock Against Markets

Upstart Holdings Corporate Management

David GirouardPresident, CoFounderProfile
Pavi RamamurthyChief OfficerProfile
Natalia MirgorodskayaCorporate ControllerProfile
Sanjay CFAChief OfficerProfile
Alice BerrySenior TreasuryProfile
Anna CounselmanCoFounder OperationsProfile
Alison NicollG SecProfile

Additional Tools for Upstart Stock Analysis

When running Upstart Holdings' price analysis, check to measure Upstart Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart Holdings is operating at the current time. Most of Upstart Holdings' value examination focuses on studying past and present price action to predict the probability of Upstart Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Upstart Holdings' price. Additionally, you may evaluate how the addition of Upstart Holdings to your portfolios can decrease your overall portfolio volatility.