University Bancorp Stock Technical Analysis
| UNIB Stock | USD 24.05 0.55 2.34% |
As of the 10th of February, University Bancorp has the Downside Deviation of 1.38, risk adjusted performance of 0.2349, and Standard Deviation of 2.07. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of University Bancorp, as well as the relationship between them. In other words, you can use this information to find out if the company will indeed mirror its model of past prices and volume data, or the prices will eventually revert. We were able to collect and analyze data for eighteen technical drivers for University Bancorp, which can be compared to its competition.
University Bancorp Momentum Analysis
Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as University, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to UniversityUniversity |
University Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to University Bancorp's otc stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of University Bancorp.
| 11/12/2025 |
| 02/10/2026 |
If you would invest 0.00 in University Bancorp on November 12, 2025 and sell it all today you would earn a total of 0.00 from holding University Bancorp or generate 0.0% return on investment in University Bancorp over 90 days. University Bancorp is related to or competes with Westbury Bancorp, Boyle Bancorp, Katahdin Bankshares, BEO Bancorp, Cnb Community, Pinnacle Bankshares, and 1st Colonial. University Bancorp, Inc. operates as the bank holding company for University Bank that provides various personal, busine... More
University Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure University Bancorp's otc stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess University Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.38 | |||
| Information Ratio | 0.2377 | |||
| Maximum Drawdown | 15.73 | |||
| Value At Risk | (1.03) | |||
| Potential Upside | 5.04 |
University Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for University Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as University Bancorp's standard deviation. In reality, there are many statistical measures that can use University Bancorp historical prices to predict the future University Bancorp's volatility.| Risk Adjusted Performance | 0.2349 | |||
| Jensen Alpha | 0.617 | |||
| Total Risk Alpha | 0.3521 | |||
| Sortino Ratio | 0.3561 | |||
| Treynor Ratio | (1.38) |
University Bancorp February 10, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.2349 | |||
| Market Risk Adjusted Performance | (1.37) | |||
| Mean Deviation | 1.14 | |||
| Downside Deviation | 1.38 | |||
| Coefficient Of Variation | 350.56 | |||
| Standard Deviation | 2.07 | |||
| Variance | 4.27 | |||
| Information Ratio | 0.2377 | |||
| Jensen Alpha | 0.617 | |||
| Total Risk Alpha | 0.3521 | |||
| Sortino Ratio | 0.3561 | |||
| Treynor Ratio | (1.38) | |||
| Maximum Drawdown | 15.73 | |||
| Value At Risk | (1.03) | |||
| Potential Upside | 5.04 | |||
| Downside Variance | 1.9 | |||
| Semi Variance | (0.24) | |||
| Expected Short fall | (2.43) | |||
| Skewness | 3.55 | |||
| Kurtosis | 17.11 |
University Bancorp Backtested Returns
University Bancorp appears to be not too volatile, given 3 months investment horizon. University Bancorp owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.32, which indicates the firm had a 0.32 % return per unit of risk over the last 3 months. By inspecting University Bancorp's technical indicators, you can evaluate if the expected return of 0.69% is justified by implied risk. Please review University Bancorp's Risk Adjusted Performance of 0.2349, standard deviation of 2.07, and Downside Deviation of 1.38 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, University Bancorp holds a performance score of 25. The entity has a beta of -0.42, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, returns on owning University Bancorp are expected to decrease at a much lower rate. During the bear market, University Bancorp is likely to outperform the market. Please check University Bancorp's semi variance, day median price, and the relationship between the value at risk and kurtosis , to make a quick decision on whether University Bancorp's existing price patterns will revert.
Auto-correlation | 0.86 |
Very good predictability
University Bancorp has very good predictability. Overlapping area represents the amount of predictability between University Bancorp time series from 12th of November 2025 to 27th of December 2025 and 27th of December 2025 to 10th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of University Bancorp price movement. The serial correlation of 0.86 indicates that approximately 86.0% of current University Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.86 | |
| Spearman Rank Test | 0.8 | |
| Residual Average | 0.0 | |
| Price Variance | 3.93 |
University Bancorp technical otc stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, otc market cycles, or different charting patterns.
University Bancorp Technical Analysis
The output start index for this execution was one with a total number of output elements of sixty. The Normalized Average True Range is used to analyze tradable apportunities for University Bancorp across different markets.
About University Bancorp Technical Analysis
The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of University Bancorp on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of University Bancorp based on its technical analysis. In general, a bottom-up approach, as applied to this otc stock, focuses on University Bancorp price pattern first instead of the macroeconomic environment surrounding University Bancorp. By analyzing University Bancorp's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of University Bancorp's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to University Bancorp specific price patterns or momentum indicators. Please read more on our technical analysis page.
University Bancorp February 10, 2026 Technical Indicators
Most technical analysis of University help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for University from various momentum indicators to cycle indicators. When you analyze University charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.2349 | |||
| Market Risk Adjusted Performance | (1.37) | |||
| Mean Deviation | 1.14 | |||
| Downside Deviation | 1.38 | |||
| Coefficient Of Variation | 350.56 | |||
| Standard Deviation | 2.07 | |||
| Variance | 4.27 | |||
| Information Ratio | 0.2377 | |||
| Jensen Alpha | 0.617 | |||
| Total Risk Alpha | 0.3521 | |||
| Sortino Ratio | 0.3561 | |||
| Treynor Ratio | (1.38) | |||
| Maximum Drawdown | 15.73 | |||
| Value At Risk | (1.03) | |||
| Potential Upside | 5.04 | |||
| Downside Variance | 1.9 | |||
| Semi Variance | (0.24) | |||
| Expected Short fall | (2.43) | |||
| Skewness | 3.55 | |||
| Kurtosis | 17.11 |
University Bancorp February 10, 2026 Daily Trend Indicators
Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as University stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 0.00 | ||
| Daily Balance Of Power | Huge | ||
| Rate Of Daily Change | 1.02 | ||
| Day Median Price | 24.05 | ||
| Day Typical Price | 24.05 | ||
| Price Action Indicator | 0.28 |
Complementary Tools for University OTC Stock analysis
When running University Bancorp's price analysis, check to measure University Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy University Bancorp is operating at the current time. Most of University Bancorp's value examination focuses on studying past and present price action to predict the probability of University Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move University Bancorp's price. Additionally, you may evaluate how the addition of University Bancorp to your portfolios can decrease your overall portfolio volatility.
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