Andover Bancorp Valuation

ANDC Stock  USD 20.00  0.25  1.27%   
At this time, the firm appears to be fairly valued. Andover Bancorp shows a prevailing Real Value of $20.75 per share. The current price of the firm is $20.0. Our model approximates the value of Andover Bancorp from analyzing the firm fundamentals such as return on equity of 0.11, and Profit Margin of 0.30 % as well as examining its technical indicators and probability of bankruptcy.
Fairly Valued
Today
20.00
Please note that Andover Bancorp's price fluctuation is not too volatile at this time. Calculation of the real value of Andover Bancorp is based on 3 months time horizon. Increasing Andover Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Andover Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Andover Pink Sheet. However, Andover Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  20.0 Real  20.75 Hype  20.0 Naive  17.93
The real value of Andover Pink Sheet, also known as its intrinsic value, is the underlying worth of Andover Bancorp Company, which is reflected in its stock price. It is based on Andover Bancorp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Andover Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
20.75
Real Value
24.15
Upside
Estimating the potential upside or downside of Andover Bancorp helps investors to forecast how Andover pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Andover Bancorp more accurately as focusing exclusively on Andover Bancorp's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
17.6921.9026.11
Details
Hype
Prediction
LowEstimatedHigh
16.6020.0023.40
Details
Naive
Forecast
LowNext ValueHigh
14.5317.9321.33
Details

Andover Bancorp Total Value Analysis

Andover Bancorp is presently forecasted to have valuation of 42.66 M with market capitalization of 49.59 M, debt of , and cash on hands of . Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Andover Bancorp fundamentals before making equity appraisal based on enterprise value of the company

Andover Bancorp Investor Information

The company last dividend was issued on the 16th of December 2022. Andover Bancorp had 50:1 split on the 30th of October 2013. Based on the analysis of Andover Bancorp's profitability, liquidity, and operating efficiency, Andover Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.

Andover Bancorp Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Andover indicates not a very effective usage of assets in November.

Andover Bancorp Ownership Allocation

The market capitalization of Andover Bancorp is $49.59 Million. Almost 99.86 percent of Andover Bancorp outstanding shares are held by general public with 0.14 % by other corporate entities. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.

Andover Bancorp Profitability Analysis

The company reported the previous year's revenue of 17.91 M. Net Income was 5.39 M with profit before overhead, payroll, taxes, and interest of 17.91 M.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Andover Bancorp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Andover Bancorp and how it compares across the competition.

About Andover Bancorp Valuation

The pink sheet valuation mechanism determines Andover Bancorp's current worth on a weekly basis. Our valuation model uses a comparative analysis of Andover Bancorp. We calculate exposure to Andover Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Andover Bancorp's related companies.
Andover Bancorp, Inc. operates as the bank holding company for Andover Bank that provides commercial and retail banking products and services. Andover Bancorp, Inc. was founded in 1884 and is headquartered in Andover, Ohio. Andover Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 90 people.

8 Steps to conduct Andover Bancorp's Valuation Analysis

Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Andover Bancorp's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Andover Bancorp's valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain Andover Bancorp's financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine Andover Bancorp's revenue streams: Identify Andover Bancorp's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research Andover Bancorp's industry and market trends, including the size of the market, growth rate, and competition.
  • Establish Andover Bancorp's growth potential: Evaluate Andover Bancorp's management, business model, and growth potential.
  • Determine Andover Bancorp's financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Andover Bancorp's estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the company being valued. We also recomment to seek professional assistance to ensure accuracy.

Andover Bancorp Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Retained Earnings63.5 M

Complementary Tools for Andover Pink Sheet analysis

When running Andover Bancorp's price analysis, check to measure Andover Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Andover Bancorp is operating at the current time. Most of Andover Bancorp's value examination focuses on studying past and present price action to predict the probability of Andover Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Andover Bancorp's price. Additionally, you may evaluate how the addition of Andover Bancorp to your portfolios can decrease your overall portfolio volatility.
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