American Riviera Valuation
| ARBV Stock | USD 19.87 0.02 0.10% |
At this time, the firm appears to be overvalued. American Riviera Bank shows a prevailing Real Value of $18.57 per share. The current price of the firm is $19.87. Our model approximates the value of American Riviera Bank from analyzing the firm fundamentals such as return on equity of 0.14, and Profit Margin of 0.27 % as well as examining its technical indicators and probability of bankruptcy. . In general, most investors favor buying undervalued instruments and disposing overvalued instruments since, at some point, asset prices and their ongoing real values will blend.
Overvalued
Today
Please note that American Riviera's price fluctuation is very steady at this time. Calculation of the real value of American Riviera Bank is based on 3 months time horizon. Increasing American Riviera's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the American otc stock is determined by what a typical buyer is willing to pay for full or partial control of American Riviera Bank. Since American Riviera is currently traded on the exchange, buyers and sellers on that exchange determine the market value of American OTC Stock. However, American Riviera's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 19.87 | Real 18.57 | Hype 19.87 |
The intrinsic value of American Riviera's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence American Riviera's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of American Riviera Bank helps investors to forecast how American otc stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of American Riviera more accurately as focusing exclusively on American Riviera's fundamentals will not take into account other important factors: American Riviera Total Value Analysis
American Riviera Bank is presently forecasted to have valuation of (135.44 M) with market capitalization of 105.34 M, debt of 18 M, and cash on hands of 178.88 M. The negative valuation of American Riviera may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should vigilantly validate all of the American Riviera fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(135.44 M) | 105.34 M | 18 M | 178.88 M |
American Riviera Investor Information
About 14.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.18. Some equities with similar Price to Book (P/B) outperform the market in the long run. American Riviera Bank had not issued any dividends in recent years. The entity had 11:10 split on the 9th of November 2022. Based on the key measurements obtained from American Riviera's financial statements, American Riviera Bank is not in a good financial situation at the moment. It has a very high risk of going through financial straits in December.American Riviera Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of American indicates not a very effective usage of assets in November.American Riviera Ownership Allocation
The market capitalization of American Riviera Bank is $105.34 Million. Almost 85.94 percent of American Riviera outstanding shares are held by general public with 14.06 % by other corporate entities. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.American Riviera Profitability Analysis
The company reported the previous year's revenue of 42.67 M. Net Income was 11.83 M with profit before overhead, payroll, taxes, and interest of 42.34 M.About American Riviera Valuation
Our relative valuation model uses a comparative analysis of American Riviera. We calculate exposure to American Riviera's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of American Riviera's related companies.American Riviera Bancorp operates as a bank holding company for American Riviera Bank that provides a range of community banking products and services for businesses and consumers in California. The company was incorporated in 2006 and is headquartered in Santa Barbara, California. American Riviera is traded on OTC Exchange in the United States.
8 Steps to conduct American Riviera's Valuation Analysis
OTC Stock's valuation is the process of determining the worth of any otc stock in monetary terms. It estimates American Riviera's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of otc stock valuation is a single number representing a OTC Stock's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct American Riviera's valuation analysis, follow these 8 steps:- Gather financial information: Obtain American Riviera's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine American Riviera's revenue streams: Identify American Riviera's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research American Riviera's industry and market trends, including the size of the market, growth rate, and competition.
- Establish American Riviera's growth potential: Evaluate American Riviera's management, business model, and growth potential.
- Determine American Riviera's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the OTC Stock's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate American Riviera's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
American Riviera Growth Indicators
Investing in growth stocks can be very risky. If the company such as American Riviera does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 5.1 M | |
| Quarterly Earnings Growth Y O Y | 0.438 | |
| Retained Earnings | 40.4 M |
Additional Tools for American OTC Stock Analysis
When running American Riviera's price analysis, check to measure American Riviera's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy American Riviera is operating at the current time. Most of American Riviera's value examination focuses on studying past and present price action to predict the probability of American Riviera's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move American Riviera's price. Additionally, you may evaluate how the addition of American Riviera to your portfolios can decrease your overall portfolio volatility.