BCB Bancorp Valuation
| BCBP Stock | USD 11.78 0.05 0.43% |
At this time, the entity appears to be fairly valued. BCB Bancorp owns a latest Real Value of $12.02 per share. The recent price of the entity is $11.78. Our model approximates the value of BCB Bancorp from examining the entity fundamentals such as return on asset of 0.0058, and Shares Outstanding of 17.06 M as well as evaluating its technical indicators and probability of bankruptcy. Key fundamental drivers impacting BCB Bancorp's valuation include:
Fairly Valued
Today
Please note that BCB Bancorp's price fluctuation is not too volatile at this time. Calculation of the real value of BCB Bancorp is based on 3 months time horizon. Increasing BCB Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
BCB Bancorp's intrinsic value may or may not be the same as its current market price of 11.78, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 11.78 | Real 12.02 | Target 14.5 | Hype 11.78 | Naive 11.94 |
The intrinsic value of BCB Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence BCB Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of BCB Bancorp helps investors to forecast how BCB stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of BCB Bancorp more accurately as focusing exclusively on BCB Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use BCB Bancorp's intrinsic value based on its ongoing forecasts of BCB Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against BCB Bancorp's closest peers.
BCB Bancorp Cash |
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BCB Valuation Trend
BCB Bancorp's real value is important for investors to make better decisions and a more accurate overall view of BCB Bancorp's financial worth over time. Using both BCB Bancorp's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
BCB Bancorp Total Value Analysis
BCB Bancorp is currently forecasted to have valuation of 533.22 M with market capitalization of 181.21 M, debt of 523.75 M, and cash on hands of 221.76 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the BCB Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
533.22 M | 181.21 M | 523.75 M | 221.76 M |
BCB Bancorp Investor Information
About 13.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.61. Some equities with similar Price to Book (P/B) outperform the market in the long run. BCB Bancorp has Price/Earnings To Growth (PEG) ratio of 1.67. The entity last dividend was issued on the 7th of February 2025. The firm had 125:100 split on the 28th of October 2005. Based on the analysis of BCB Bancorp's profitability, liquidity, and operating efficiency, BCB Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 21.7 M | 40.4 M |
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BCB Bancorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of BCB connotes not a very effective usage of assets in January.BCB Bancorp Ownership Allocation
BCB Bancorp secures a total of 17.06 Million outstanding shares. 30% of BCB Bancorp outstanding shares are owned by institutions. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Therefore, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please note that no matter how many assets the company retains, if the real value of the entity is less than the current market value, you may not be able to make money on it.BCB Bancorp Profitability Analysis
The company reported the previous year's revenue of 102.05 M. Net Income was 29.48 M with profit before overhead, payroll, taxes, and interest of 89.64 M.BCB Bancorp Past Distributions to stockholders
About BCB Bancorp Valuation
The stock valuation mechanism determines BCB Bancorp's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of BCB Bancorp based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of BCB Bancorp. We calculate exposure to BCB Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of BCB Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 124.4 M | 130.6 M | |
| Pretax Profit Margin | 0.47 | 0.35 | |
| Operating Profit Margin | 0.63 | 0.66 | |
| Net Profit Margin | 0.26 | 0.27 | |
| Gross Profit Margin | 0.95 | 0.85 |
A single share of BCB Bancorp represents a small ownership stake in the entity. As a stockholder of BCB, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
BCB Bancorp Dividends Analysis For Valuation
As of 01/31/2025, Dividend Paid And Capex Coverage Ratio is likely to grow to 3.41, while Dividends Paid is likely to drop slightly above 6.8 M. . At this time, BCB Bancorp's Retained Earnings are relatively stable compared to the past year. As of 01/31/2025, Retained Earnings Total Equity is likely to grow to about 139 M, while Price Earnings Ratio is likely to drop 4.37.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 12.8 M | 6.8 M | |
| Dividend Yield | 0.05 | 0.04 | |
| Dividend Payout Ratio | 0.34 | 0.30 | |
| Dividend Paid And Capex Coverage Ratio | 2.58 | 3.41 |
There are various types of dividends BCB Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of BCB shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from BCB Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When BCB pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of BCB Bancorp by the value of the dividends paid out.
BCB Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as BCB Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 16.9 M | |
| Quarterly Earnings Growth Y O Y | -0.073 | |
| Forward Price Earnings | 8.1833 |
BCB Bancorp Current Valuation Indicators
BCB Bancorp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final BCB Bancorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as BCB Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use BCB Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes BCB Bancorp's worth.Additional Tools for BCB Stock Analysis
When running BCB Bancorp's price analysis, check to measure BCB Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy BCB Bancorp is operating at the current time. Most of BCB Bancorp's value examination focuses on studying past and present price action to predict the probability of BCB Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move BCB Bancorp's price. Additionally, you may evaluate how the addition of BCB Bancorp to your portfolios can decrease your overall portfolio volatility.