Bank First Valuation

Bank First Investor Information

About 35.0% of the company shares are held by institutions such as insurance companies. The book value of Bank First was currently reported as 65.47. The company recorded earning per share (EPS) of 7.22. Bank First National last dividend was issued on the 25th of March 2026. The entity had 2:1 split on the 21st of October 2002. Based on the key indicators related to Bank First's liquidity, profitability, solvency, and operating efficiency, Bank First National may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.

Bank First Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Bank First has an asset utilization ratio of 5.35 percent. This indicates that the Company is making $0.0535 for each dollar of assets. An increasing asset utilization means that Bank First National is more efficient with each dollar of assets it utilizes for everyday operations.

Bank First Profitability Analysis

Based on Bank First's profitability indicators, Bank First National may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess Bank First's ability to earn profits and add value for shareholders. The current year's Gross Profit is expected to grow to about 177.6 M, whereas Pretax Profit Margin is forecasted to decline to 0.26.

	Current Value	Last Year	Change From Last Year	10 Year Trend
Gross Profit Margin	0.53	0.7034	Way Down	Pretty Stable
Net Profit Margin	0.2	0.2973	Way Down	Slightly volatile
Operating Profit Margin	0.26	0.3667	Way Down	Pretty Stable
Pretax Profit Margin	0.26	0.3667	Way Down	Pretty Stable
Return On Assets	0.0092	0.0131	Way Down	Slightly volatile
Return On Equity	0.12	0.1025	Fairly Up	Pretty Stable

Bank First Earnings per Share Projection vs Actual

The next projected EPS of Bank First is estimated to be 2.35 with future projections ranging from a low of 2.3 to a high of 2.4. Bank First's most recent 12-month trailing earnings per share (EPS TTM) is at 7.22. Please be aware that the consensus of earnings estimates for Bank First National is based on EPS before non-recurring items and includes expenses related to employee stock options. Bank First is projected to generate 2.35 in earnings per share on the 31st of March 2026. Bank First earnings estimates show analyst consensus about projected Bank First EPS (Earning Per Share). It derives the highest and the lowest estimates based on Bank First's historical volatility. Many public companies, such as Bank First, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Bank First Earnings Estimation Breakdown

The calculation of Bank First's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Bank First is estimated to be 2.35 with the future projection ranging from a low of 2.3 to a high of 2.4. Please be aware that this consensus of annual earnings estimates for Bank First National is based on EPS before non-recurring items and includes expenses related to employee stock options.

Bank First Earnings Projection Consensus

Bank First Ownership Allocation

The market capitalization of Bank First National is $1.55 Billion. 30% of Bank First National outstanding shares are owned by other corporate entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.

Bank First Profitability Analysis

The company reported the last year's revenue of 240.45 M. Total Income to common stockholders was 65.56 M with profit before taxes, overhead, and interest of 172.63 M.

Bank First Past Distributions to stockholders

A single share of Bank First represents a small ownership stake in the entity. As a stockholder of Bank, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.

Valuation refers to the process of determining the present value of Bank First National and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Bank we look at many different elements of the entity such as Bank's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.

When running Bank First's price analysis, check to measure Bank First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank First is operating at the current time. Most of Bank First's value examination focuses on studying past and present price action to predict the probability of Bank First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bank First's price. Additionally, you may evaluate how the addition of Bank First to your portfolios can decrease your overall portfolio volatility.