Byline Bancorp Valuation
| BY Stock | USD 31.33 0.40 1.29% |
At this time, the firm appears to be undervalued. Byline Bancorp shows a prevailing Real Value of $36.81 per share. The current price of the firm is $31.33. Our model approximates the value of Byline Bancorp from analyzing the firm fundamentals such as Return On Equity of 0.12, current valuation of 1.57 B, and Profit Margin of 0.32 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Byline Bancorp's valuation include:
Price Book 1.2522 | Enterprise Value 1.6 B | Price Sales 3.6743 | Forward PE 12.1359 | Trailing PE 11.2065 |
Undervalued
Today
Please note that Byline Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Byline Bancorp is based on 3 months time horizon. Increasing Byline Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Byline Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Byline Stock. However, Byline Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 31.33 | Real 36.81 | Target 24.8 | Hype 30.93 | Naive 30.05 |
The intrinsic value of Byline Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Byline Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Byline Bancorp helps investors to forecast how Byline stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Byline Bancorp more accurately as focusing exclusively on Byline Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Byline Bancorp's intrinsic value based on its ongoing forecasts of Byline Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Byline Bancorp's closest peers.
Byline Bancorp Cash |
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Byline Valuation Trend
Analysing the historical paterns of Byline Bancorp's enterprise value and its market capitalization is a good way to estimate and gauge the value of Byline Bancorp over time and is usually enough for investors to make rational market timing decisions.
Byline Bancorp Total Value Analysis
Byline Bancorp is currently anticipated to have takeover value of 1.57 B with market capitalization of 1.37 B, debt of 553.78 M, and cash on hands of 181.04 M. Please note that takeover value may be misleading and is a subject to accounting mistakes. We encourage investors to methodically examine all of the Byline Bancorp fundamentals before making investment evaluation based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.57 B | 1.37 B | 553.78 M | 181.04 M |
Byline Bancorp Investor Information
About 43.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.25. Some equities with similar Price to Book (P/B) outperform the market in the long run. Byline Bancorp last dividend was issued on the 5th of November 2024. Based on the analysis of Byline Bancorp's profitability, liquidity, and operating efficiency, Byline Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.Byline Bancorp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Byline Bancorp has an asset utilization ratio of 5.35 percent. This suggests that the Company is making $0.0535 for each dollar of assets. An increasing asset utilization means that Byline Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Byline Bancorp Ownership Allocation
Byline Bancorp holds a total of 44.39 Million outstanding shares. Byline Bancorp retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Byline Bancorp Profitability Analysis
The company generated the yearly revenue of 479.48 M. Reported Net Income was 107.88 M with gross profit of 298.39 M.Byline Bancorp Past Distributions to stockholders
About Byline Bancorp Valuation
Our relative valuation model uses a comparative analysis of Byline Bancorp. We calculate exposure to Byline Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Byline Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 479.5 M | 272.8 M | |
| Pretax Profit Margin | 0.41 | 0.43 | |
| Operating Profit Margin | 0.41 | 0.22 | |
| Net Profit Margin | 0.31 | 0.18 |
A single share of Byline Bancorp represents a small ownership stake in the entity. As a stockholder of Byline, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Byline Bancorp Dividends Analysis For Valuation
Dividend Payout Ratio is likely to rise to 0.18 in 2024, despite the fact that Dividends Paid is likely to grow to (13.9 M). . At this time, Byline Bancorp's Retained Earnings are fairly stable compared to the past year. Price Earnings To Growth Ratio is likely to rise to 0.68 in 2024, whereas Earning Assets are likely to drop slightly above 1.3 B in 2024.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -14.6 M | -13.9 M | |
| Dividend Yield | 0.02 | 0.01 | |
| Dividend Payout Ratio | 0.14 | 0.18 | |
| Dividend Paid And Capex Coverage Ratio | 9.00 | 4.62 |
There are various types of dividends Byline Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Byline shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Byline Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Byline pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Byline Bancorp by the value of the dividends paid out.
Byline Bancorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 40.4 M | |
| Quarterly Earnings Growth Y O Y | 0.062 | |
| Forward Price Earnings | 12.1359 |
Byline Bancorp Current Valuation Indicators
Valuation refers to the process of determining the present value of Byline Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Byline we look at many different elements of the entity such as Byline's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Byline Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Byline Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Byline Bancorp's worth.Additional Tools for Byline Stock Analysis
When running Byline Bancorp's price analysis, check to measure Byline Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Byline Bancorp is operating at the current time. Most of Byline Bancorp's value examination focuses on studying past and present price action to predict the probability of Byline Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Byline Bancorp's price. Additionally, you may evaluate how the addition of Byline Bancorp to your portfolios can decrease your overall portfolio volatility.