Croghan Bancshares Valuation

CHBH Stock  USD 49.90  0.10  0.20%   
At this time, the firm appears to be fairly valued. Croghan Bancshares shows a prevailing Real Value of $48.71 per share. The current price of the firm is $49.9. Our model approximates the value of Croghan Bancshares from analyzing the firm fundamentals such as Current Valuation of 136.88 M, return on equity of 0.11, and Profit Margin of 0.31 % as well as examining its technical indicators and probability of bankruptcy. . In general, most investors favor purchasing undervalued instruments and trading away overvalued instruments since, at some point, asset prices and their ongoing real values will blend.
Fairly Valued
Today
49.90
Please note that Croghan Bancshares' price fluctuation is very steady at this time. Calculation of the real value of Croghan Bancshares is based on 3 months time horizon. Increasing Croghan Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Croghan otc stock is determined by what a typical buyer is willing to pay for full or partial control of Croghan Bancshares. Since Croghan Bancshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Croghan OTC Stock. However, Croghan Bancshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  49.9 Real  48.71 Hype  49.9
The intrinsic value of Croghan Bancshares' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Croghan Bancshares' stock price.
48.71
Real Value
54.89
Upside
Estimating the potential upside or downside of Croghan Bancshares helps investors to forecast how Croghan otc stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Croghan Bancshares more accurately as focusing exclusively on Croghan Bancshares' fundamentals will not take into account other important factors:
Hype
Prediction
LowEstimatedHigh
48.8149.9050.99
Details

Croghan Bancshares Total Value Analysis

Croghan Bancshares is currently forecasted to have valuation of 136.88 M with market capitalization of 135.21 M, debt of 17.5 M, and cash on hands of 14.37 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Croghan Bancshares fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
136.88 M
135.21 M
17.5 M
14.37 M

Croghan Bancshares Investor Information

The company has price-to-book (P/B) ratio of 1.18. Some equities with similar Price to Book (P/B) outperform the market in the long run. Croghan Bancshares recorded earning per share (EPS) of 6.33. The entity last dividend was issued on the 12th of January 2023. Based on the key indicators related to Croghan Bancshares' liquidity, profitability, solvency, and operating efficiency, Croghan Bancshares is not in a good financial situation at the moment. It has a very high risk of going through financial straits in January.

Croghan Bancshares Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Croghan Bancshares has an asset utilization ratio of 4.17 percent. This signifies that the OTC Stock is making $0.0417 for each dollar of assets. An increasing asset utilization means that Croghan Bancshares is more efficient with each dollar of assets it utilizes for everyday operations.

Croghan Bancshares Ownership Allocation

The market capitalization of Croghan Bancshares is $135.21 Million. Almost 99.75 percent of Croghan Bancshares outstanding shares are held by general public with 0.25 % by other corporate entities. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.

Croghan Bancshares Profitability Analysis

The company reported the previous year's revenue of 46.34 M. Net Income was 15.23 M with profit before overhead, payroll, taxes, and interest of 44.67 M.

About Croghan Bancshares Valuation

An absolute valuation paradigm, as applied to Croghan OTC Stock, attempts to find the value of Croghan Bancshares based on its fundamental and basic technical indicators. By analyzing Croghan Bancshares's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Croghan Bancshares's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Croghan Bancshares. We calculate exposure to Croghan Bancshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Croghan Bancshares's related companies.
Croghan Bancshares, Inc. operates as the holding company for the Croghan Colonial Bank, a state-chartered bank that provides a range of commercial and retail banking services to individuals and business clients in Ohio. The company was incorporated in 1888 and is headquartered in Fremont, Ohio. Croghan Bancshares operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 203 people.

8 Steps to conduct Croghan Bancshares' Valuation Analysis

OTC Stock's valuation is the process of determining the worth of any otc stock in monetary terms. It estimates Croghan Bancshares' potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of otc stock valuation is a single number representing a OTC Stock's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Croghan Bancshares' valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain Croghan Bancshares' financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine Croghan Bancshares' revenue streams: Identify Croghan Bancshares' primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research Croghan Bancshares' industry and market trends, including the size of the market, growth rate, and competition.
  • Establish Croghan Bancshares' growth potential: Evaluate Croghan Bancshares' management, business model, and growth potential.
  • Determine Croghan Bancshares' financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the OTC Stock's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Croghan Bancshares' estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the otc stock being valued. We also recomment to seek professional assistance to ensure accuracy.

Croghan Bancshares Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding2.2 M
Quarterly Earnings Growth Y O Y0.061
Retained Earnings107.1 M
Forward Annual Dividend Rate2.28
Shares FloatM

Complementary Tools for Croghan OTC Stock analysis

When running Croghan Bancshares' price analysis, check to measure Croghan Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Croghan Bancshares is operating at the current time. Most of Croghan Bancshares' value examination focuses on studying past and present price action to predict the probability of Croghan Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Croghan Bancshares' price. Additionally, you may evaluate how the addition of Croghan Bancshares to your portfolios can decrease your overall portfolio volatility.
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