Consumer Portfolio Valuation
| CPSS Stock | USD 12.44 0.01 0.08% |
At this time, the firm appears to be undervalued. Consumer Portfolio shows a prevailing Real Value of $15.98 per share. The current price of the firm is $12.44. Our model approximates the value of Consumer Portfolio from analyzing the firm fundamentals such as Profit Margin of 0.12 %, return on equity of 0.0771, and Current Valuation of 3.34 B as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Consumer Portfolio's valuation include:
Undervalued
Today
Please note that Consumer Portfolio's price fluctuation is not too volatile at this time. Calculation of the real value of Consumer Portfolio is based on 3 months time horizon. Increasing Consumer Portfolio's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Consumer stock is determined by what a typical buyer is willing to pay for full or partial control of Consumer Portfolio Services. Since Consumer Portfolio is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Consumer Stock. However, Consumer Portfolio's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 12.44 | Real 15.98 | Target 18.0 | Hype 12.53 | Naive 12.92 |
The intrinsic value of Consumer Portfolio's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Consumer Portfolio's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Consumer Portfolio Services helps investors to forecast how Consumer stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Consumer Portfolio more accurately as focusing exclusively on Consumer Portfolio's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Consumer Portfolio's intrinsic value based on its ongoing forecasts of Consumer Portfolio's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Consumer Portfolio's closest peers.
Consumer Portfolio Cash |
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Consumer Valuation Trend
Consumer Portfolio's real value is important for investors to make better decisions and a more accurate overall view of Consumer Portfolio's financial worth over time. Using both Consumer Portfolio's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Consumer Portfolio Total Value Analysis
Consumer Portfolio Services is currently projected to have valuation of 3.34 B with market capitalization of 212.77 M, debt of 2.57 B, and cash on hands of 11.35 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Consumer Portfolio fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
3.34 B | 212.77 M | 2.57 B | 11.35 M |
Consumer Portfolio Investor Information
About 40.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.93. Some equities with similar Price to Book (P/B) outperform the market in the long run. Consumer Portfolio has Price/Earnings To Growth (PEG) ratio of 0.33. The entity had not issued any dividends in recent years. The firm had 2:1 split on the 15th of March 1996. Based on the analysis of Consumer Portfolio's profitability, liquidity, and operating efficiency, Consumer Portfolio Services is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.24 | 0.26 |
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Consumer Portfolio Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The newest return on assets of Consumer implies not a very effective usage of assets in January.Consumer Portfolio Ownership Allocation
Consumer Portfolio holds a total of 20.7 Million outstanding shares. Consumer Portfolio Services retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Consumer Portfolio Profitability Analysis
The company reported the previous year's revenue of 214.6 M. Net Income was 45.34 M with profit before overhead, payroll, taxes, and interest of 254.19 M.About Consumer Portfolio Valuation
The stock valuation mechanism determines Consumer Portfolio's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Consumer Portfolio based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Consumer Portfolio. We calculate exposure to Consumer Portfolio's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Consumer Portfolio's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 239.5 M | 198.7 M | |
| Pretax Profit Margin | 0.26 | 0.27 | |
| Operating Profit Margin | 0.26 | 0.24 | |
| Net Profit Margin | 0.19 | 0.20 | |
| Gross Profit Margin | 1.12 | 1.08 |
Consumer Portfolio Growth Indicators
Investing in growth stocks can be very risky. If the company such as Consumer Portfolio does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 25.2 M | |
| Quarterly Earnings Growth Y O Y | -0.512 | |
| Forward Price Earnings | 4.6729 |
Consumer Portfolio Current Valuation Indicators
Consumer Portfolio's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Consumer Portfolio's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Consumer Portfolio, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Consumer Portfolio's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Consumer Portfolio's worth.Additional Tools for Consumer Stock Analysis
When running Consumer Portfolio's price analysis, check to measure Consumer Portfolio's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Consumer Portfolio is operating at the current time. Most of Consumer Portfolio's value examination focuses on studying past and present price action to predict the probability of Consumer Portfolio's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Consumer Portfolio's price. Additionally, you may evaluate how the addition of Consumer Portfolio to your portfolios can decrease your overall portfolio volatility.