Consumer Portfolio Company Insiders

CPSS Stock  USD 8.83  0.14  1.56%   
Consumer Portfolio's insiders are aggressively selling. The analysis of insider sentiment suggests that vertually all Consumer Portfolio Services insiders are, at present, panicking. Consumer Portfolio employs about 918 people. The company is managed by 17 executives with a total tenure of roughly 122 years, averaging almost 7.0 years of service per executive, having 54.0 employees per reported executive.
Charles Bradley  Chairman
Chairman, CEO and Pres
Christopher Terry  President
Senior Vice President- Asset Recovery

Insider Sentiment 0

 Mostly Selling

 
Selling
 
Buying

Latest Trades

2025-09-16Noel JacksonDisposed 9369 @ 8.49View
2025-06-13Greg WasherDisposed 3000 @ 10.1View
2025-06-12Greg WasherDisposed 6647 @ 10.06View
2025-06-11Greg WasherDisposed 9648 @ 9.88View
2025-06-06April CrispDisposed 100 @ 9.75View
2025-05-16Greg WasherDisposed 140 @ 8.96View
2025-05-15Greg WasherDisposed 6254 @ 9.16View
2025-03-12William B RobertsDisposed 4176 @ 9.25View
2025-03-10William B RobertsDisposed 200 @ 9.57View
2025-03-07William B RobertsDisposed 6259 @ 9.41View
2025-03-05William B RobertsDisposed 534 @ 9.4View
2024-12-12April CrispDisposed 2500 @ 11.15View
2024-12-04William B RobertsDisposed 15000 @ 10.45View
2024-12-02William B RobertsDisposed 10000 @ 10.33View
2024-11-27William B RobertsDisposed 275 @ 10.27View
2024-11-25William B RobertsDisposed 10000 @ 10.64View
2024-11-22Daniel S WoodDisposed 8000 @ 10.49View
2024-11-20Daniel S WoodDisposed 3000 @ 10.38View
2024-11-18William B RobertsDisposed 15000 @ 10.49View
2024-11-14William B RobertsDisposed 5000 @ 10.37View
Monitoring Consumer Portfolio's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Consumer Portfolio Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.

Consumer Portfolio's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Consumer Portfolio's future performance. Based on our forecasts, it is anticipated that Consumer will maintain a workforce of slightly above 920 employees by February 2026.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Consumer Portfolio Management Team Effectiveness

Return On Equity is likely to gain to 0.06 in 2026, whereas Return On Tangible Assets are likely to drop 0 in 2026. At this time, Consumer Portfolio's Total Assets are comparatively stable compared to the past year. Other Assets is likely to gain to about 4.2 B in 2026, whereas Total Current Assets are likely to drop slightly above 12.8 M in 2026. Consumer Portfolio's management efficiency ratios could be used to measure how well Consumer Portfolio manages its routine affairs as well as how well it operates its assets and liabilities.
Net Income Applicable To Common Shares is likely to gain to about 103.8 M in 2026, whereas Common Stock Shares Outstanding is likely to drop slightly above 23.7 M in 2026.
Consumer Portfolio holds a total of 22.07 Million outstanding shares. Consumer Portfolio Services retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
 
Shares in Circulation  
First Issued
1992-06-30
Previous Quarter
24.2 M
Current Value
24 M
Avarage Shares Outstanding
21.6 M
Quarterly Volatility
M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Some institutional investors establish a significant position in stocks such as Consumer Portfolio in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of Consumer Portfolio, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.

Consumer Portfolio Workforce Comparison

Consumer Portfolio Services is rated second in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 5,154. Consumer Portfolio retains roughly 918 in number of employees claiming about 18% of equities under Financials industry.

Consumer Portfolio Profit Margins

The company has Profit Margin (PM) of 0.1 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.14 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.14.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.380.47
Significantly Down
Pretty Stable
Return On Equity0.0620.059
Sufficiently Up
Slightly volatile

Consumer Portfolio Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Consumer Portfolio insiders, such as employees or executives, is commonly permitted as long as it does not rely on Consumer Portfolio's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Consumer Portfolio insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-09-01
2.6667
16
6
 1,264,169 
 145,703 
2025-06-01
0.5238
22
42
 1,025,719 
 1,376,911 
2024-12-01
0.1154
3
26
 7,500 
 287,198 
2024-09-01
0.1429
1
7
 5,000 
 140,000 
2024-06-01
0.4359
17
39
 991,215 
 1,597,852 
2023-12-01
0.4
2
5
 90,000 
 141,661 
2023-06-01
0.3194
23
72
 1,329,688 
 2,584,043 
2023-03-01
0.8636
19
22
 622,231 
 736,752 
2022-12-01
1.1667
7
6
 126,500 
 165,632 
2022-09-01
0.3333
2
6
 21,000 
 80,673 
2022-06-01
0.931
54
58
 2,759,966 
 1,722,823 
2022-03-01
0.9333
42
45
 1,767,242 
 1,274,523 
2021-12-01
0.8824
15
17
 671,022 
 661,236 
2021-09-01
2.3333
35
15
 1,353,600 
 281,800 
2021-06-01
1.2667
19
15
 404,738 
 486,256 
2020-12-01
0.0435
1
23
 200,000 
 354,394 
2020-06-01
2.0
24
12
 1,258,000 
 236,150 
2020-03-01
1.0
1
1
 25,000 
 25,000 
2019-06-01
0.875
7
8
 336,000 
 342,489 
2019-03-01
0.3333
1
3
 30,000 
 60,000 
2018-09-01
0.5
1
2
 2,000,000 
 2,000,005 
2018-03-01
0.9
18
20
 333,200 
 419,841 
2017-12-01
0.0606
2
33
 160,000 
 403,089 
2017-09-01
0.5333
8
15
 140,000 
 182,463 
2017-06-01
2.5
20
8
 1,205,000 
 115,000 
2017-03-01
0.4706
16
34
 347,500 
 433,315 
2016-12-01
1.0909
12
11
 400,000 
 323,699 
2016-09-01
1.0
1
1
 40,000 
 40,000 
2016-06-01
0.7727
17
22
 1,230,000 
 293,800 
2016-03-01
0.25
1
4
 10,000 
 27,000 
2015-12-01
1.7
17
10
 179,000 
 153,370 
2015-09-01
1.0
8
8
 54,700 
 46,345 
2015-06-01
1.0444
47
45
 2,105,955 
 942,031 
2015-03-01
1.25
10
8
 184,402 
 195,800 
2014-12-01
0.2059
7
34
 80,222 
 120,000 
2014-09-01
5.0
55
11
 1,751,100 
 218,000 
2014-06-01
0.2333
7
30
 350,000 
 482,792 
2014-03-01
0.8421
32
38
 812,422 
 840,171 
2013-12-01
0.1
10
100
 3,855,790 
 5,049,784 
2013-09-01
0.5733
43
75
 945,650 
 1,769,500 
2013-06-01
0.5806
18
31
 1,409,225 
 697,708 
2013-03-01
0.6957
16
23
 1,105,000 
 2,029,424 
2012-12-01
1.6667
5
3
 182,500 
 65,000 
2012-09-01
4.3333
26
6
 375,440 
 164,000 
2012-06-01
3.6
18
5
 578,657 
 1,006,250 
2011-06-01
21.0
21
1
 2,595,000 
 1,870 
2009-12-01
0.4182
23
55
 560,000 
 1,085,000 
2009-09-01
1.0
1
1
 1,564,324 
 1,564,324 
2009-06-01
7.0
7
1
 155,000 
 5,000 
2007-09-01
0.1261
15
119
 178,000 
 2,179,755 
2007-06-01
0.375
3
8
 75,000 
 65,000 
2007-03-01
0.1944
7
36
 61,000 
 335,697 
2005-12-01
0.125
3
24
 1,225 
 247,000 
2004-09-01
1.0
1
1
 11,000 
 11,000 
2004-03-01
1.3333
4
3
 40,400 
 16,000 
2003-12-01
0.3333
3
9
 84,200 
 76,200 
2003-09-01
4.0
4
1
 80,000 
 5,000 

Consumer Portfolio Notable Stakeholders

A Consumer Portfolio stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Consumer Portfolio often face trade-offs trying to please all of them. Consumer Portfolio's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Consumer Portfolio's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Charles BradleyChairman, CEO and PresProfile
Christopher TerrySenior Vice President- Asset RecoveryProfile
Teri RobinsonSenior Vice President - OriginationsProfile
Laurie StratenSenior Vice President - ServicingProfile
Jeffrey FritzCFO, Principal Accounting Officer and Executive VPProfile
Michael LavinChief Legal Officer and Executive VPProfile
John HartonSr. VP of MarketingProfile
Brian RayhillIndependent DirectorProfile
Bryan RayhillSecretary DirectorProfile
Lisette ReynosoSenior CounselProfile
Denesh BharwaniCFO AccountingProfile
Robert RiedlSenior OfficerProfile
Susan RyanSenior ServicingProfile
Catrina RalstonSenior ResourcesProfile
April CrispSenior AffairsProfile
Charles GonelSenior ServicingProfile
Michele BaumeisterSenior OriginationsProfile
String symbol = request.getParameter("s");

About Consumer Portfolio Management Performance

The success or failure of an entity such as Consumer Portfolio often depends on how effective the management is. Consumer Portfolio management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Consumer management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Consumer management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Capital Employed 0.01  0.01 
Return On Equity 0.06  0.06 
Please note, the imprecision that can be found in Consumer Portfolio's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Consumer Portfolio Services. Check Consumer Portfolio's Beneish M Score to see the likelihood of Consumer Portfolio's management manipulating its earnings.

Consumer Portfolio Workforce Analysis

Traditionally, organizations such as Consumer Portfolio use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Consumer Portfolio within its industry.

Consumer Portfolio Manpower Efficiency

Return on Consumer Portfolio Manpower

Revenue Per Employee428.7K
Revenue Per Executive23.1M
Net Income Per Employee20.9K
Net Income Per Executive1.1M
Working Capital Per Employee2.2M
Working Capital Per Executive119.8M

Additional Tools for Consumer Stock Analysis

When running Consumer Portfolio's price analysis, check to measure Consumer Portfolio's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Consumer Portfolio is operating at the current time. Most of Consumer Portfolio's value examination focuses on studying past and present price action to predict the probability of Consumer Portfolio's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Consumer Portfolio's price. Additionally, you may evaluate how the addition of Consumer Portfolio to your portfolios can decrease your overall portfolio volatility.