Consumer Portfolio Company Insiders
| CPSS Stock | USD 8.83 0.14 1.56% |
Consumer Portfolio's insiders are aggressively selling. The analysis of insider sentiment suggests that vertually all Consumer Portfolio Services insiders are, at present, panicking. Consumer Portfolio employs about 918 people. The company is managed by 17 executives with a total tenure of roughly 122 years, averaging almost 7.0 years of service per executive, having 54.0 employees per reported executive.
| Charles Bradley Chairman Chairman, CEO and Pres |
| Christopher Terry President Senior Vice President- Asset Recovery |
Insider Sentiment 0
Mostly Selling
Selling | Buying |
Latest Trades
| 2025-09-16 | Noel Jackson | Disposed 9369 @ 8.49 | View | ||
| 2025-06-13 | Greg Washer | Disposed 3000 @ 10.1 | View | ||
| 2025-06-12 | Greg Washer | Disposed 6647 @ 10.06 | View | ||
| 2025-06-11 | Greg Washer | Disposed 9648 @ 9.88 | View | ||
| 2025-06-06 | April Crisp | Disposed 100 @ 9.75 | View | ||
| 2025-05-16 | Greg Washer | Disposed 140 @ 8.96 | View | ||
| 2025-05-15 | Greg Washer | Disposed 6254 @ 9.16 | View | ||
| 2025-03-12 | William B Roberts | Disposed 4176 @ 9.25 | View | ||
| 2025-03-10 | William B Roberts | Disposed 200 @ 9.57 | View | ||
| 2025-03-07 | William B Roberts | Disposed 6259 @ 9.41 | View | ||
| 2025-03-05 | William B Roberts | Disposed 534 @ 9.4 | View | ||
| 2024-12-12 | April Crisp | Disposed 2500 @ 11.15 | View | ||
| 2024-12-04 | William B Roberts | Disposed 15000 @ 10.45 | View | ||
| 2024-12-02 | William B Roberts | Disposed 10000 @ 10.33 | View | ||
| 2024-11-27 | William B Roberts | Disposed 275 @ 10.27 | View | ||
| 2024-11-25 | William B Roberts | Disposed 10000 @ 10.64 | View | ||
| 2024-11-22 | Daniel S Wood | Disposed 8000 @ 10.49 | View | ||
| 2024-11-20 | Daniel S Wood | Disposed 3000 @ 10.38 | View | ||
| 2024-11-18 | William B Roberts | Disposed 15000 @ 10.49 | View | ||
| 2024-11-14 | William B Roberts | Disposed 5000 @ 10.37 | View |
Monitoring Consumer Portfolio's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Consumer Portfolio Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real. Consumer Portfolio's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Consumer Portfolio's future performance. Based on our forecasts, it is anticipated that Consumer will maintain a workforce of slightly above 920 employees by February 2026.Consumer Portfolio Management Team Effectiveness
Return On Equity is likely to gain to 0.06 in 2026, whereas Return On Tangible Assets are likely to drop 0 in 2026. At this time, Consumer Portfolio's Total Assets are comparatively stable compared to the past year. Other Assets is likely to gain to about 4.2 B in 2026, whereas Total Current Assets are likely to drop slightly above 12.8 M in 2026. Consumer Portfolio's management efficiency ratios could be used to measure how well Consumer Portfolio manages its routine affairs as well as how well it operates its assets and liabilities.Net Income Applicable To Common Shares is likely to gain to about 103.8 M in 2026, whereas Common Stock Shares Outstanding is likely to drop slightly above 23.7 M in 2026. Consumer Portfolio holds a total of 22.07 Million outstanding shares. Consumer Portfolio Services retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Shares in Circulation | First Issued 1992-06-30 | Previous Quarter 24.2 M | Current Value 24 M | Avarage Shares Outstanding 21.6 M | Quarterly Volatility 6 M |
Consumer Portfolio Workforce Comparison
Consumer Portfolio Services is rated second in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 5,154. Consumer Portfolio retains roughly 918 in number of employees claiming about 18% of equities under Financials industry.
Consumer Portfolio Profit Margins
The company has Profit Margin (PM) of 0.1 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.14 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.14.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.38 | 0.47 |
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| Return On Equity | 0.062 | 0.059 |
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Consumer Portfolio Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Consumer Portfolio insiders, such as employees or executives, is commonly permitted as long as it does not rely on Consumer Portfolio's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Consumer Portfolio insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2025-09-01 | 2.6667 | 16 | 6 | 1,264,169 | 145,703 |
| 2025-06-01 | 0.5238 | 22 | 42 | 1,025,719 | 1,376,911 |
| 2024-12-01 | 0.1154 | 3 | 26 | 7,500 | 287,198 |
| 2024-09-01 | 0.1429 | 1 | 7 | 5,000 | 140,000 |
| 2024-06-01 | 0.4359 | 17 | 39 | 991,215 | 1,597,852 |
| 2023-12-01 | 0.4 | 2 | 5 | 90,000 | 141,661 |
| 2023-06-01 | 0.3194 | 23 | 72 | 1,329,688 | 2,584,043 |
| 2023-03-01 | 0.8636 | 19 | 22 | 622,231 | 736,752 |
| 2022-12-01 | 1.1667 | 7 | 6 | 126,500 | 165,632 |
| 2022-09-01 | 0.3333 | 2 | 6 | 21,000 | 80,673 |
| 2022-06-01 | 0.931 | 54 | 58 | 2,759,966 | 1,722,823 |
| 2022-03-01 | 0.9333 | 42 | 45 | 1,767,242 | 1,274,523 |
| 2021-12-01 | 0.8824 | 15 | 17 | 671,022 | 661,236 |
| 2021-09-01 | 2.3333 | 35 | 15 | 1,353,600 | 281,800 |
| 2021-06-01 | 1.2667 | 19 | 15 | 404,738 | 486,256 |
| 2020-12-01 | 0.0435 | 1 | 23 | 200,000 | 354,394 |
| 2020-06-01 | 2.0 | 24 | 12 | 1,258,000 | 236,150 |
| 2020-03-01 | 1.0 | 1 | 1 | 25,000 | 25,000 |
| 2019-06-01 | 0.875 | 7 | 8 | 336,000 | 342,489 |
| 2019-03-01 | 0.3333 | 1 | 3 | 30,000 | 60,000 |
| 2018-09-01 | 0.5 | 1 | 2 | 2,000,000 | 2,000,005 |
| 2018-03-01 | 0.9 | 18 | 20 | 333,200 | 419,841 |
| 2017-12-01 | 0.0606 | 2 | 33 | 160,000 | 403,089 |
| 2017-09-01 | 0.5333 | 8 | 15 | 140,000 | 182,463 |
| 2017-06-01 | 2.5 | 20 | 8 | 1,205,000 | 115,000 |
| 2017-03-01 | 0.4706 | 16 | 34 | 347,500 | 433,315 |
| 2016-12-01 | 1.0909 | 12 | 11 | 400,000 | 323,699 |
| 2016-09-01 | 1.0 | 1 | 1 | 40,000 | 40,000 |
| 2016-06-01 | 0.7727 | 17 | 22 | 1,230,000 | 293,800 |
| 2016-03-01 | 0.25 | 1 | 4 | 10,000 | 27,000 |
| 2015-12-01 | 1.7 | 17 | 10 | 179,000 | 153,370 |
| 2015-09-01 | 1.0 | 8 | 8 | 54,700 | 46,345 |
| 2015-06-01 | 1.0444 | 47 | 45 | 2,105,955 | 942,031 |
| 2015-03-01 | 1.25 | 10 | 8 | 184,402 | 195,800 |
| 2014-12-01 | 0.2059 | 7 | 34 | 80,222 | 120,000 |
| 2014-09-01 | 5.0 | 55 | 11 | 1,751,100 | 218,000 |
| 2014-06-01 | 0.2333 | 7 | 30 | 350,000 | 482,792 |
| 2014-03-01 | 0.8421 | 32 | 38 | 812,422 | 840,171 |
| 2013-12-01 | 0.1 | 10 | 100 | 3,855,790 | 5,049,784 |
| 2013-09-01 | 0.5733 | 43 | 75 | 945,650 | 1,769,500 |
| 2013-06-01 | 0.5806 | 18 | 31 | 1,409,225 | 697,708 |
| 2013-03-01 | 0.6957 | 16 | 23 | 1,105,000 | 2,029,424 |
| 2012-12-01 | 1.6667 | 5 | 3 | 182,500 | 65,000 |
| 2012-09-01 | 4.3333 | 26 | 6 | 375,440 | 164,000 |
| 2012-06-01 | 3.6 | 18 | 5 | 578,657 | 1,006,250 |
| 2011-06-01 | 21.0 | 21 | 1 | 2,595,000 | 1,870 |
| 2009-12-01 | 0.4182 | 23 | 55 | 560,000 | 1,085,000 |
| 2009-09-01 | 1.0 | 1 | 1 | 1,564,324 | 1,564,324 |
| 2009-06-01 | 7.0 | 7 | 1 | 155,000 | 5,000 |
| 2007-09-01 | 0.1261 | 15 | 119 | 178,000 | 2,179,755 |
| 2007-06-01 | 0.375 | 3 | 8 | 75,000 | 65,000 |
| 2007-03-01 | 0.1944 | 7 | 36 | 61,000 | 335,697 |
| 2005-12-01 | 0.125 | 3 | 24 | 1,225 | 247,000 |
| 2004-09-01 | 1.0 | 1 | 1 | 11,000 | 11,000 |
| 2004-03-01 | 1.3333 | 4 | 3 | 40,400 | 16,000 |
| 2003-12-01 | 0.3333 | 3 | 9 | 84,200 | 76,200 |
| 2003-09-01 | 4.0 | 4 | 1 | 80,000 | 5,000 |
Consumer Portfolio Notable Stakeholders
A Consumer Portfolio stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Consumer Portfolio often face trade-offs trying to please all of them. Consumer Portfolio's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Consumer Portfolio's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Charles Bradley | Chairman, CEO and Pres | Profile | |
| Christopher Terry | Senior Vice President- Asset Recovery | Profile | |
| Teri Robinson | Senior Vice President - Originations | Profile | |
| Laurie Straten | Senior Vice President - Servicing | Profile | |
| Jeffrey Fritz | CFO, Principal Accounting Officer and Executive VP | Profile | |
| Michael Lavin | Chief Legal Officer and Executive VP | Profile | |
| John Harton | Sr. VP of Marketing | Profile | |
| Brian Rayhill | Independent Director | Profile | |
| Bryan Rayhill | Secretary Director | Profile | |
| Lisette Reynoso | Senior Counsel | Profile | |
| Denesh Bharwani | CFO Accounting | Profile | |
| Robert Riedl | Senior Officer | Profile | |
| Susan Ryan | Senior Servicing | Profile | |
| Catrina Ralston | Senior Resources | Profile | |
| April Crisp | Senior Affairs | Profile | |
| Charles Gonel | Senior Servicing | Profile | |
| Michele Baumeister | Senior Originations | Profile |
About Consumer Portfolio Management Performance
The success or failure of an entity such as Consumer Portfolio often depends on how effective the management is. Consumer Portfolio management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Consumer management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Consumer management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Equity | 0.06 | 0.06 |
Please note, the imprecision that can be found in Consumer Portfolio's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Consumer Portfolio Services. Check Consumer Portfolio's Beneish M Score to see the likelihood of Consumer Portfolio's management manipulating its earnings.
Consumer Portfolio Workforce Analysis
Traditionally, organizations such as Consumer Portfolio use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Consumer Portfolio within its industry.Consumer Portfolio Manpower Efficiency
Return on Consumer Portfolio Manpower
| Revenue Per Employee | 428.7K | |
| Revenue Per Executive | 23.1M | |
| Net Income Per Employee | 20.9K | |
| Net Income Per Executive | 1.1M | |
| Working Capital Per Employee | 2.2M | |
| Working Capital Per Executive | 119.8M |
Additional Tools for Consumer Stock Analysis
When running Consumer Portfolio's price analysis, check to measure Consumer Portfolio's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Consumer Portfolio is operating at the current time. Most of Consumer Portfolio's value examination focuses on studying past and present price action to predict the probability of Consumer Portfolio's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Consumer Portfolio's price. Additionally, you may evaluate how the addition of Consumer Portfolio to your portfolios can decrease your overall portfolio volatility.