Citizens Bancshares Valuation
| CZBS Stock | USD 53.50 0.26 0.49% |
At this time, the firm appears to be fairly valued. Citizens Bancshares Corp shows a prevailing Real Value of $53.1 per share. The current price of the firm is $53.5. Our model approximates the value of Citizens Bancshares Corp from analyzing the firm fundamentals such as Return On Equity of 0.0638, current valuation of (5.07 M), and Profit Margin of 0.20 % as well as examining its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that Citizens Bancshares' price fluctuation is very steady at this time. Calculation of the real value of Citizens Bancshares Corp is based on 3 months time horizon. Increasing Citizens Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Citizens pink sheet is determined by what a typical buyer is willing to pay for full or partial control of Citizens Bancshares Corp. Since Citizens Bancshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Citizens Pink Sheet. However, Citizens Bancshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 53.5 | Real 53.1 | Hype 53.5 | Naive 51.59 |
The intrinsic value of Citizens Bancshares' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Citizens Bancshares' stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Citizens Bancshares Corp helps investors to forecast how Citizens pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Citizens Bancshares more accurately as focusing exclusively on Citizens Bancshares' fundamentals will not take into account other important factors: Citizens Bancshares Total Value Analysis
Citizens Bancshares Corp is currently forecasted to have valuation of (5.07 M) with market capitalization of 74.88 M, debt of 5.21 M, and cash on hands of 38.85 M. The negative valuation of Citizens Bancshares may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should vigilantly validate all of the Citizens Bancshares fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(5.07 M) | 74.88 M | 5.21 M | 38.85 M |
Citizens Bancshares Investor Information
About 45.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.58. Some equities with similar Price to Book (P/B) outperform the market in the long run. Citizens Bancshares Corp last dividend was issued on the 1st of March 2023. Based on the key indicators related to Citizens Bancshares' liquidity, profitability, solvency, and operating efficiency, Citizens Bancshares Corp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in April.Citizens Bancshares Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The newest return on assets of Citizens implies not a very effective usage of assets in March.Citizens Bancshares Ownership Allocation
The market capitalization of Citizens Bancshares Corp is $74.88 Million. Citizens Bancshares Corp retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.Citizens Bancshares Profitability Analysis
The company reported the previous year's revenue of 20.6 M. Net Income was 0 with profit before overhead, payroll, taxes, and interest of 22.57 M.About Citizens Bancshares Valuation
The pink sheet valuation mechanism determines Citizens Bancshares' current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Citizens Bancshares Corp based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Citizens Bancshares. We calculate exposure to Citizens Bancshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Citizens Bancshares's related companies.Citizens Bancshares Corporation operates as the holding company for Citizens Trust Bank that provides various commercial banking services to individual and corporate customers. The company was founded in 1921 and is headquartered in Atlanta, Georgia. Citizens Bancshares operates under BanksRegional classification in the United States and is traded on OTC Exchange.
8 Steps to conduct Citizens Bancshares' Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Citizens Bancshares' potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Citizens Bancshares' valuation analysis, follow these 8 steps:- Gather financial information: Obtain Citizens Bancshares' financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Citizens Bancshares' revenue streams: Identify Citizens Bancshares' primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Citizens Bancshares' industry and market trends, including the size of the market, growth rate, and competition.
- Establish Citizens Bancshares' growth potential: Evaluate Citizens Bancshares' management, business model, and growth potential.
- Determine Citizens Bancshares' financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Citizens Bancshares' estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Citizens Bancshares Growth Indicators
Investing in growth stocks can be very risky. If the company such as Citizens Bancshares does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Quarterly Earnings Growth Y O Y | -0.167 | |
| Quarterly Revenue Growth Y O Y | 0.037 | |
| Trailing Price Earnings | 18.5567 |
Additional Tools for Citizens Pink Sheet Analysis
When running Citizens Bancshares' price analysis, check to measure Citizens Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Bancshares is operating at the current time. Most of Citizens Bancshares' value examination focuses on studying past and present price action to predict the probability of Citizens Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Bancshares' price. Additionally, you may evaluate how the addition of Citizens Bancshares to your portfolios can decrease your overall portfolio volatility.