FNB Corp Valuation

FNB Stock  USD 17.39  0.20  1.16%   
At this time, the firm appears to be fairly valued. FNB Corp owns a latest Real Value of $17.99 per share. The recent price of the firm is $17.39. Our model computes the value of FNB Corp from reviewing the firm fundamentals such as Shares Outstanding of 358.14 M, current valuation of 8.18 B, and Return On Asset of 0.0104 as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting FNB Corp's valuation include:
Price Book
0.9277
Enterprise Value
8.2 B
Price Sales
3.9344
Forward PE
9.7276
Trailing PE
12.4214
Fairly Valued
Today
17.39
Please note that FNB Corp's price fluctuation is very steady at this time. Calculation of the real value of FNB Corp is based on 3 months time horizon. Increasing FNB Corp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since FNB Corp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of FNB Stock. However, FNB Corp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  17.39 Real  17.99 Target  19.19 Hype  17.39 Naive  16.62
The real value of FNB Stock, also known as its intrinsic value, is the underlying worth of FNB Corp Company, which is reflected in its stock price. It is based on FNB Corp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of FNB Corp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
17.99
Real Value
19.73
Upside
Estimating the potential upside or downside of FNB Corp helps investors to forecast how FNB stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of FNB Corp more accurately as focusing exclusively on FNB Corp's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
0.370.410.38
Details
Hype
Prediction
LowEstimatedHigh
15.6517.3919.13
Details
Potential
Annual Dividend
LowForecastedHigh
0.160.160.16
Details
9 Analysts
Consensus
LowTarget PriceHigh
17.4619.1921.30
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use FNB Corp's intrinsic value based on its ongoing forecasts of FNB Corp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against FNB Corp's closest peers. If more than one evaluation category is relevant for FNB Corp we suggest using both methods to arrive at a better estimate.

FNB Corp Cash

2.92 Billion

FNB Corp Total Value Analysis

FNB Corp is currently estimated to have company total value of 8.18 B with market capitalization of 6.25 B, debt of 4.27 B, and cash on hands of 2.28 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the FNB Corp fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
8.18 B
6.25 B
4.27 B
2.28 B

FNB Corp Investor Information

About 87.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.93. Some equities with similar Price to Book (P/B) outperform the market in the long run. FNB Corp has Price/Earnings To Growth (PEG) ratio of 1.22. The entity last dividend was issued on the 1st of December 2025. The firm had 105:100 split on the 13th of May 2003. Based on the analysis of FNB Corp's profitability, liquidity, and operating efficiency, FNB Corp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.170.19
Moderately Down
Very volatile
Total Cash From Operating Activities775.2 M738.3 M
Sufficiently Up
Slightly volatile
Operating Income670.2 M638.2 M
Sufficiently Up
Slightly volatile

FNB Corp Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. FNB Corp has an asset utilization ratio of 5.28 percent. This suggests that the Company is making $0.0528 for each dollar of assets. An increasing asset utilization means that FNB Corp is more efficient with each dollar of assets it utilizes for everyday operations.
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

FNB Corp Ownership Allocation

FNB Corp secures a total of 358.14 Million outstanding shares. The majority of FNB Corp outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to obtain positions in FNB Corp to benefit from reduced commissions. Thereupon, outside corporations are subject to a different set of regulations than regular investors in FNB Corp. Please pay attention to any change in the institutional holdings of FNB Corp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company retains, if the real value of the firm is less than the current market value, you may not be able to make money on it.

FNB Corp Profitability Analysis

The company reported the last year's revenue of 2.57 B. Total Income to common stockholders was 465 M with profit before taxes, overhead, and interest of 1.59 B.

FNB Corp Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates FNB Corp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in FNB Corp and how it compares across the competition.

About FNB Corp Valuation

The stock valuation mechanism determines FNB Corp's current worth on a weekly basis. Our valuation model uses a comparative analysis of FNB Corp. We calculate exposure to FNB Corp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of FNB Corp's related companies.
Last ReportedProjected for Next Year
Gross Profit1.7 B1.8 B
Pretax Profit Margin 0.19  0.17 
Operating Profit Margin 0.19  0.17 
Net Profit Margin 0.16  0.13 
Gross Profit Margin 0.53  0.54 
FNB Corp's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether FNB Corp's value is low or high relative to the company's performance and growth projections. Determining the market value of FNB Corp can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of FNB Corp represents a small ownership stake in the entity. As a stockholder of FNB, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

FNB Corp Dividends Analysis For Valuation

At present, FNB Corp's Dividend Yield is projected to slightly decrease based on the last few years of reporting. The current year's Dividend Payout Ratio is expected to grow to 0.45, whereas Dividends Paid is projected to grow to (193.4 M). . At present, FNB Corp's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Retained Earnings Total Equity is expected to grow to about 1.7 B, whereas Earning Assets are forecasted to decline to about 7.2 B.
Last ReportedProjected for Next Year
Dividends Paid-203.6 M-193.4 M
Dividend Yield 0.04  0.08 
Dividend Payout Ratio 0.34  0.45 
Dividend Paid And Capex Coverage Ratio 2.57  2.72 
There are various types of dividends FNB Corp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of FNB shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from FNB Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When FNB pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of FNB Corp by the value of the dividends paid out.

FNB Corp Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding362.6 M
Quarterly Earnings Growth Y O Y0.367
Forward Price Earnings9.7276

FNB Corp Current Valuation Indicators

Valuation refers to the process of determining the present value of FNB Corp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value FNB we look at many different elements of the entity such as FNB's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as FNB Corp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use FNB Corp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes FNB Corp's worth.

Complementary Tools for FNB Stock analysis

When running FNB Corp's price analysis, check to measure FNB Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FNB Corp is operating at the current time. Most of FNB Corp's value examination focuses on studying past and present price action to predict the probability of FNB Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FNB Corp's price. Additionally, you may evaluate how the addition of FNB Corp to your portfolios can decrease your overall portfolio volatility.
Piotroski F Score
Get Piotroski F Score based on the binary analysis strategy of nine different fundamentals
ETFs
Find actively traded Exchange Traded Funds (ETF) from around the world
Bond Analysis
Evaluate and analyze corporate bonds as a potential investment for your portfolios.
Idea Optimizer
Use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio
Aroon Oscillator
Analyze current equity momentum using Aroon Oscillator and other momentum ratios