1ST SUMMIT Valuation
| FSMK Stock | USD 26.00 0.00 0.00% |
At this time, the firm appears to be fairly valued. 1ST SUMMIT BANCORP shows a prevailing Real Value of $25.96 per share. The current price of the firm is $26.0. Our model approximates the value of 1ST SUMMIT BANCORP from reviewing the firm fundamentals such as Profit Margin of 0.25 %, return on equity of 0.0684, and Current Valuation of 145.46 M as well as analyzing its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that 1ST SUMMIT's price fluctuation is very steady at this time. Calculation of the real value of 1ST SUMMIT BANCORP is based on 3 months time horizon. Increasing 1ST SUMMIT's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
1ST SUMMIT's intrinsic value may or may not be the same as its current market price of 26.00, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 26.0 | Real 25.96 | Hype 26.0 | Naive 25.82 |
The intrinsic value of 1ST SUMMIT's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence 1ST SUMMIT's stock price.
Estimating the potential upside or downside of 1ST SUMMIT BANCORP helps investors to forecast how 1ST pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of 1ST SUMMIT more accurately as focusing exclusively on 1ST SUMMIT's fundamentals will not take into account other important factors: 1ST SUMMIT Total Value Analysis
1ST SUMMIT BANCORP is currently expected to have valuation of 145.46 M with market capitalization of 75.76 M, debt of , and cash on hands of . Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the 1ST SUMMIT fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
145.46 M | 75.76 M |
1ST SUMMIT Investor Information
The company last dividend was issued on the 15th of June 2022. 1ST SUMMIT BANCORP had 2:1 split on the 20th of April 2022. Based on the key indicators related to 1ST SUMMIT's liquidity, profitability, solvency, and operating efficiency, 1ST SUMMIT BANCORP is not in a good financial situation at this time. It has a very high probability of going through financial hardship in March.1ST SUMMIT Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of 1ST suggests not a very effective usage of assets in January.1ST SUMMIT Profitability Analysis
The company reported the previous year's revenue of 33.54 M. Net Income was 8.23 M with profit before overhead, payroll, taxes, and interest of 33.54 M.About 1ST SUMMIT Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of 1ST SUMMIT BANCORP. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of 1ST SUMMIT BANCORP based exclusively on its fundamental and basic technical indicators. By analyzing 1ST SUMMIT's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of 1ST SUMMIT's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of 1ST SUMMIT. We calculate exposure to 1ST SUMMIT's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of 1ST SUMMIT's related companies.1ST SUMMIT BANCORP of Johnstown, Inc. operates as the bank holding company for 1ST SUMMIT BANK that provides various banking products and services. The company was formerly known as SUMMIT Bancorp, Inc. and changed its name to 1ST SUMMIT BANCORP of Johnstown, Inc. in 1996. 1ST SUMMIT BANCORP of Johnstown, Inc. was incorporated in 1924 and is based in Johnstown, Pennsylvania. 1st Summit operates under BanksRegional classification in the United States and is traded on OTC Exchange.
8 Steps to conduct 1ST SUMMIT's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates 1ST SUMMIT's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct 1ST SUMMIT's valuation analysis, follow these 8 steps:- Gather financial information: Obtain 1ST SUMMIT's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine 1ST SUMMIT's revenue streams: Identify 1ST SUMMIT's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research 1ST SUMMIT's industry and market trends, including the size of the market, growth rate, and competition.
- Establish 1ST SUMMIT's growth potential: Evaluate 1ST SUMMIT's management, business model, and growth potential.
- Determine 1ST SUMMIT's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate 1ST SUMMIT's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
1ST SUMMIT Growth Indicators
Investing in growth stocks can be very risky. If the company such as 1ST SUMMIT does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Price Earnings Ratio | 18.4098 | |
| Forward Annual Dividend Rate | 0.86 | |
| Trailing Price Earnings | 18.4098 | |
| Shares Float | 1.8 M |
Other Information on Investing in 1ST Pink Sheet
1ST SUMMIT financial ratios help investors to determine whether 1ST Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in 1ST with respect to the benefits of owning 1ST SUMMIT security.