Glacier Bancorp Valuation

GBCI Stock  USD 58.33  1.24  2.17%   
At this time, the firm appears to be overvalued. Glacier Bancorp retains a regular Real Value of $45.05 per share. The prevalent price of the firm is $58.33. Our model calculates the value of Glacier Bancorp from evaluating the firm fundamentals such as return on equity of 0.0597, and Return On Asset of 0.0065 as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Glacier Bancorp's valuation include:
Price Book
1.9513
Enterprise Value
9.4 B
Price Sales
8.2963
Forward PE
22.5225
Trailing PE
35.2407
Overvalued
Today
58.33
Please note that Glacier Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Glacier Bancorp is based on 3 months time horizon. Increasing Glacier Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Glacier Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Glacier Stock. However, Glacier Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  58.33 Real  45.05 Target  33.29 Hype  57.09 Naive  54.14
The intrinsic value of Glacier Bancorp's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Glacier Bancorp's stock price.
45.05
Real Value
62.80
Upside
Estimating the potential upside or downside of Glacier Bancorp helps investors to forecast how Glacier stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Glacier Bancorp more accurately as focusing exclusively on Glacier Bancorp's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
0.420.510.44
Details
Hype
Prediction
LowEstimatedHigh
54.7157.0959.47
Details
Potential
Annual Dividend
LowForecastedHigh
0.850.880.91
Details
7 Analysts
Consensus
LowTarget PriceHigh
30.2933.2936.95
Details
When choosing an evaluation method for Glacier Bancorp, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.

Glacier Bancorp Cash

1.42 Billion

Glacier Valuation Trend

Glacier Bancorp's real value analysis enables investors to forecast the earnings more efficiently. Using both Glacier Bancorp's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing decisions.

Glacier Revenue by Product

Glacier Bancorp Total Value Analysis

Glacier Bancorp is currently forecasted to have valuation of 9.37 B with market capitalization of 6.47 B, debt of 2.95 B, and cash on hands of 425.21 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Glacier Bancorp fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
9.37 B
6.47 B
2.95 B
425.21 M

Glacier Bancorp Investor Information

About 86.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.95. Some equities with similar Price to Book (P/B) outperform the market in the long run. Glacier Bancorp has Price/Earnings To Growth (PEG) ratio of 2.1. The entity last dividend was issued on the 10th of December 2024. The firm had 3:2 split on the 15th of December 2006. Based on the analysis of Glacier Bancorp's profitability, liquidity, and operating efficiency, Glacier Bancorp is performing exceptionally good at this time. It has a great probability to report excellent financial results in December.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.790.4826
Way Up
Pretty Stable
Total Cash From Operating Activities525.8 M500.7 M
Sufficiently Up
Slightly volatile
Operating Income282.5 M269.1 M
Sufficiently Up
Slightly volatile

Glacier Bancorp Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Glacier signifies not a very effective usage of assets in November.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Glacier Bancorp Ownership Allocation

Glacier Bancorp has a total of 113.4 Million outstanding shares. The majority of Glacier Bancorp outstanding shares are owned by outside corporations. These institutional investors are usually referred to as non-private investors looking to purchase positions in Glacier Bancorp to benefit from reduced commissions. Consequently, third-party entities are subject to a different set of regulations than regular investors in Glacier Bancorp. Please pay attention to any change in the institutional holdings of Glacier Bancorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.

Glacier Bancorp Profitability Analysis

The company reported the previous year's revenue of 787.47 M. Net Income was 222.93 M with profit before overhead, payroll, taxes, and interest of 884.97 M.

Glacier Bancorp Past Distributions to stockholders

About Glacier Bancorp Valuation

An absolute valuation paradigm, as applied to Glacier Stock, attempts to find the value of Glacier Bancorp based on its fundamental and basic technical indicators. By analyzing Glacier Bancorp's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Glacier Bancorp's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Glacier Bancorp. We calculate exposure to Glacier Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Glacier Bancorp's related companies.
Last ReportedProjected for Next Year
Gross Profit787.5 M826.8 M
Pretax Profit Margin 0.34  0.43 
Operating Profit Margin 0.48  0.79 
Net Profit Margin 0.28  0.22 
Glacier Bancorp's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Glacier Bancorp's value is low or high relative to the company's performance and growth projections. Determining the market value of Glacier Bancorp can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Glacier Bancorp represents a small ownership stake in the entity. As a stockholder of Glacier, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Glacier Bancorp Dividends Analysis For Valuation

The Glacier Bancorp's current Dividends Paid is estimated to increase to about 154 M, while Dividend Yield is projected to decrease to 0.02. . As of now, Glacier Bancorp's Retained Earnings are increasing as compared to previous years. The Glacier Bancorp's current Retained Earnings Total Equity is estimated to increase to about 1.2 B, while Earning Assets are projected to decrease to under 2.5 B.
Last ReportedProjected for Next Year
Dividends Paid146.7 M154 M
Dividend Yield 0.03  0.02 
Dividend Payout Ratio 0.66  0.43 
Dividend Paid And Capex Coverage Ratio 2.56  1.91 
There are various types of dividends Glacier Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Glacier shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Glacier Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Glacier pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Glacier Bancorp by the value of the dividends paid out.

Glacier Bancorp Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding110.9 M
Quarterly Earnings Growth Y O Y-0.043
Forward Price Earnings22.5225

Glacier Bancorp Current Valuation Indicators

Valuation refers to the process of determining the present value of Glacier Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Glacier we look at many different elements of the entity such as Glacier's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Glacier Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Glacier Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Glacier Bancorp's worth.

Complementary Tools for Glacier Stock analysis

When running Glacier Bancorp's price analysis, check to measure Glacier Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Glacier Bancorp is operating at the current time. Most of Glacier Bancorp's value examination focuses on studying past and present price action to predict the probability of Glacier Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Glacier Bancorp's price. Additionally, you may evaluate how the addition of Glacier Bancorp to your portfolios can decrease your overall portfolio volatility.
Performance Analysis
Check effects of mean-variance optimization against your current asset allocation
Commodity Channel
Use Commodity Channel Index to analyze current equity momentum
Equity Analysis
Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities
Portfolio Suggestion
Get suggestions outside of your existing asset allocation including your own model portfolios
Portfolio Comparator
Compare the composition, asset allocations and performance of any two portfolios in your account
Global Markets Map
Get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes
Pair Correlation
Compare performance and examine fundamental relationship between any two equity instruments
Portfolio Diagnostics
Use generated alerts and portfolio events aggregator to diagnose current holdings
Equity Search
Search for actively traded equities including funds and ETFs from over 30 global markets