Home Federal Valuation
| HFBL Stock | USD 12.40 0.11 0.90% |
At this time, the firm appears to be overvalued. Home Federal Bancorp retains a regular Real Value of $8.02 per share. The prevalent price of the firm is $12.4. Our model calculates the value of Home Federal Bancorp from evaluating the firm fundamentals such as Return On Equity of 0.0633, return on asset of 0.0051, and Current Valuation of 1.98 M as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Home Federal's valuation include:
Price Book 0.7151 | Enterprise Value 2 M | Price Sales 1.9672 | Trailing PE 11.257 | Enterprise Value Revenue 2.2814 |
Overvalued
Today
Please note that Home Federal's price fluctuation is out of control at this time. Calculation of the real value of Home Federal Bancorp is based on 3 months time horizon. Increasing Home Federal's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Home stock is determined by what a typical buyer is willing to pay for full or partial control of Home Federal Bancorp. Since Home Federal is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Home Stock. However, Home Federal's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 12.4 | Real 8.02 | Hype 12.4 | Naive 12.75 |
The intrinsic value of Home Federal's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Home Federal's stock price.
Estimating the potential upside or downside of Home Federal Bancorp helps investors to forecast how Home stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Home Federal more accurately as focusing exclusively on Home Federal's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Home Federal's intrinsic value based on its ongoing forecasts of Home Federal's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Home Federal's closest peers.
Home Federal Cash |
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Home Valuation Trend
Knowing Home Federal's actual value is paramount for traders when making sound investment determinations. Using both Home Federal's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Home Federal Total Value Analysis
Home Federal Bancorp is currently forecasted to have valuation of 1.98 M with market capitalization of 38.4 M, debt of 7 M, and cash on hands of 64.08 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Home Federal fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.98 M | 38.4 M | 7 M | 64.08 M |
Home Federal Investor Information
About 42.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.72. Some equities with similar Price to Book (P/B) outperform the market in the long run. Home Federal Bancorp last dividend was issued on the 28th of October 2024. The entity had 2:1 split on the 1st of April 2021. Based on the analysis of Home Federal's profitability, liquidity, and operating efficiency, Home Federal Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.19 | 0.1985 |
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| Operating Income | 6.7 M | 4.1 M |
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Home Federal Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Home suggests not a very effective usage of assets in November.Home Federal Ownership Allocation
The market capitalization of Home Federal is $38.4 Million. Home Federal secures significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Home Federal Profitability Analysis
The company reported the previous year's revenue of 20.5 M. Net Income was 3.59 M with profit before overhead, payroll, taxes, and interest of 20.5 M.Home Federal Past Distributions to stockholders
About Home Federal Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Home Federal Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Home Federal Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing Home Federal's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Home Federal's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Home Federal. We calculate exposure to Home Federal's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Home Federal's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 20.5 M | 14 M | |
| Pretax Profit Margin | 0.20 | 0.22 | |
| Operating Profit Margin | 0.20 | 0.19 | |
| Net Profit Margin | 0.18 | 0.16 | |
| Gross Profit Margin | 0.90 | 0.80 |
Home Federal Quarterly Retained Earnings |
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A single share of Home Federal represents a small ownership stake in the entity. As a stockholder of Home, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Home Federal Dividends Analysis For Valuation
At this time, Home Federal's Dividend Yield is quite stable compared to the past year. Dividend Payout Ratio is expected to rise to 0.46 this year, although the value of Dividends Paid will most likely fall to about 846.8 K. . At this time, Home Federal's Retained Earnings are quite stable compared to the past year. Earnings Yield is expected to rise to 0.11 this year, although the value of Earning Assets will most likely fall to about 58.5 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 1.6 M | 846.8 K | |
| Dividend Yield | 0.04 | 0.05 | |
| Dividend Payout Ratio | 0.44 | 0.46 | |
| Dividend Paid And Capex Coverage Ratio | 0.54 | 0.52 |
There are various types of dividends Home Federal can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Home shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Home Federal Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Home pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Home Federal by the value of the dividends paid out.
Home Federal Growth Indicators
Investing in growth stocks can be very risky. If the company such as Home Federal does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 3.1 M | |
| Quarterly Earnings Growth Y O Y | -0.211 |
Home Federal Current Valuation Indicators
Home Federal's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Home Federal's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Home Federal, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Home Federal's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Home Federal's worth.When determining whether Home Federal Bancorp is a strong investment it is important to analyze Home Federal's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Home Federal's future performance. For an informed investment choice regarding Home Stock, refer to the following important reports: Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Home Federal Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Home Federal. If investors know Home will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Home Federal listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.21) | Dividend Share 0.505 | Earnings Share 1.09 | Revenue Per Share 6.465 | Quarterly Revenue Growth (0.13) |
The market value of Home Federal Bancorp is measured differently than its book value, which is the value of Home that is recorded on the company's balance sheet. Investors also form their own opinion of Home Federal's value that differs from its market value or its book value, called intrinsic value, which is Home Federal's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Home Federal's market value can be influenced by many factors that don't directly affect Home Federal's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Home Federal's value and its price as these two are different measures arrived at by different means. Investors typically determine if Home Federal is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Home Federal's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.