Home Federal Bancorp Stock Z Score
| HFBL Stock | USD 12.40 0.11 0.90% |
Home | Z Score |
Home Federal Bancorp Company Z Score Analysis
Home Federal's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..
| |||||||
| |||||||
| |||||||
| |||||||
|
Home Z Score Driver Correlations
Understanding the fundamental principles of building solid financial models for Home Federal is extremely important. It helps to project a fair market value of Home Stock properly, considering its historical fundamentals such as Z Score. Since Home Federal's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Home Federal's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Home Federal's interrelated accounts and indicators.
Click cells to compare fundamentals
To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.
| Competition |
According to the company's disclosures, Home Federal Bancorp has a Z Score of 0.0. This is 100.0% lower than that of the Banks sector and about the same as Financials (which currently averages 0.0) industry. The z score for all United States stocks is 100.0% higher than that of the company.
Home Z Score Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Home Federal's direct or indirect competition against its Z Score to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Home Federal could also be used in its relative valuation, which is a method of valuing Home Federal by comparing valuation metrics of similar companies.Home Federal is currently under evaluation in z score category among its peers.
Home Federal ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Home Federal's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Home Federal's managers, analysts, and investors.Environmental | Governance | Social |
Home Federal Institutional Holders
Institutional Holdings refers to the ownership stake in Home Federal that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Home Federal's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Home Federal's value.| Shares | Bank Of America Corp | 2024-06-30 | 18.0 | Acadian Asset Management Llc | 2024-06-30 | 0.0 | Wells Fargo & Co | 2024-06-30 | 0.0 | Level Four Advisory Services, Llc | 2024-06-30 | 0.0 | Advisor Group Holdings, Inc. | 2024-06-30 | 0.0 | Alliancebernstein L.p. | 2024-06-30 | 89.2 K | Stilwell Value Llc | 2024-06-30 | 80 K | Fj Capital Management Llc | 2024-09-30 | 34.9 K | Geode Capital Management, Llc | 2024-09-30 | 15.2 K | Vanguard Group Inc | 2024-09-30 | 14.6 K | Dimensional Fund Advisors, Inc. | 2024-09-30 | 11 K |
Home Fundamentals
| Return On Equity | 0.0633 | ||||
| Return On Asset | 0.0051 | ||||
| Profit Margin | 0.17 % | ||||
| Operating Margin | 0.22 % | ||||
| Current Valuation | 1.98 M | ||||
| Shares Outstanding | 3.13 M | ||||
| Shares Owned By Insiders | 42.00 % | ||||
| Shares Owned By Institutions | 8.37 % | ||||
| Number Of Shares Shorted | 1.06 K | ||||
| Price To Earning | 13.15 X | ||||
| Price To Book | 0.72 X | ||||
| Price To Sales | 1.97 X | ||||
| Revenue | 20.5 M | ||||
| Gross Profit | 20.5 M | ||||
| EBITDA | 5.35 M | ||||
| Net Income | 3.59 M | ||||
| Cash And Equivalents | 64.08 M | ||||
| Cash Per Share | 21.48 X | ||||
| Total Debt | 7 M | ||||
| Debt To Equity | 4.53 % | ||||
| Book Value Per Share | 17.74 X | ||||
| Cash Flow From Operations | 2.32 M | ||||
| Short Ratio | 0.93 X | ||||
| Earnings Per Share | 1.09 X | ||||
| Number Of Employees | 78 | ||||
| Beta | 0.5 | ||||
| Market Capitalization | 38.4 M | ||||
| Total Asset | 637.51 M | ||||
| Retained Earnings | 14.05 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 1.92 % | ||||
| Net Asset | 637.51 M | ||||
| Last Dividend Paid | 0.51 |
About Home Federal Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Home Federal Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Home Federal using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Home Federal Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectCheck out Home Federal Piotroski F Score and Home Federal Valuation analysis. You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Home Federal. If investors know Home will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Home Federal listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.21) | Dividend Share 0.505 | Earnings Share 1.09 | Revenue Per Share 6.465 | Quarterly Revenue Growth (0.13) |
The market value of Home Federal Bancorp is measured differently than its book value, which is the value of Home that is recorded on the company's balance sheet. Investors also form their own opinion of Home Federal's value that differs from its market value or its book value, called intrinsic value, which is Home Federal's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Home Federal's market value can be influenced by many factors that don't directly affect Home Federal's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Home Federal's value and its price as these two are different measures arrived at by different means. Investors typically determine if Home Federal is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Home Federal's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.