Home Loan Financial Valuation
| HLFNDelisted Stock | USD 29.50 0.00 0.00% |
At this time, the firm appears to be overvalued. Home Loan Financial retains a regular Real Value of $25.56 per share. The prevalent price of the firm is $29.5. Our model calculates the value of Home Loan Financial from evaluating the firm fundamentals such as Return On Asset of 0.0164, return on equity of 0.13, and Current Valuation of 14.66 M as well as inspecting its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Home Loan's price fluctuation is very steady at this time. Calculation of the real value of Home Loan Financial is based on 3 months time horizon. Increasing Home Loan's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Home Loan is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Home Pink Sheet. However, Home Loan's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 29.5 | Real 25.56 | Hype 29.5 | Naive 28.89 |
The intrinsic value of Home Loan's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Home Loan's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Home Loan Financial helps investors to forecast how Home pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Home Loan more accurately as focusing exclusively on Home Loan's fundamentals will not take into account other important factors: Home Loan Total Value Analysis
Home Loan Financial is currently forecasted to have valuation of 14.66 M with market capitalization of 41.29 M, debt of 4.56 M, and cash on hands of 13.46 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Home Loan fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
14.66 M | 41.29 M | 4.56 M | 13.46 M |
Home Loan Investor Information
The company last dividend was issued on the 26th of January 2023. Home Loan Financial had 600:1 split on the 29th of August 2005. Based on the analysis of Home Loan's profitability, liquidity, and operating efficiency, Home Loan Financial is not in a good financial situation at the present time. It has a very high likelihood of going through financial trouble in January.Home Loan Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Home Loan has an asset utilization ratio of 7.29 percent. This suggests that the Company is making $0.0729 for each dollar of assets. An increasing asset utilization means that Home Loan Financial is more efficient with each dollar of assets it utilizes for everyday operations.Home Loan Profitability Analysis
The company reported the previous year's revenue of 11.69 M. Net Income was 4.16 M with profit before overhead, payroll, taxes, and interest of 11.32 M.About Home Loan Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Home Loan Financial. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Home Loan Financial based exclusively on its fundamental and basic technical indicators. By analyzing Home Loan's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Home Loan's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Home Loan. We calculate exposure to Home Loan's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Home Loan's related companies.Home Loan Financial Corporation, a unitary thrift holding company, provides various banking products and services in the United States. The company was incorporated in 1997 and is based in Coshocton, Ohio. Home Loan operates under BanksRegional classification in the United States and is traded on OTC Exchange.
8 Steps to conduct Home Loan's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Home Loan's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Home Loan's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Home Loan's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Home Loan's revenue streams: Identify Home Loan's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Home Loan's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Home Loan's growth potential: Evaluate Home Loan's management, business model, and growth potential.
- Determine Home Loan's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Home Loan's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Home Loan Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Quarterly Earnings Growth Y O Y | 0.169 | |
| Retained Earnings | 29.6 M |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.
Other Consideration for investing in Home Pink Sheet
If you are still planning to invest in Home Loan Financial check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Home Loan's history and understand the potential risks before investing.
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