Kearny Financial Valuation
| KRNY Stock | USD 8.21 0.06 0.73% |
At this time, the firm appears to be overvalued. Kearny Financial Corp secures a last-minute Real Value of $7.53 per share. The latest price of the firm is $8.21. Our model forecasts the value of Kearny Financial Corp from analyzing the firm fundamentals such as Return On Equity of -0.11, profit margin of (0.70) %, and Current Valuation of 1.83 B as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Kearny Financial's valuation include:
Price Book 0.7106 | Enterprise Value 1.8 B | Price Sales 4.159 | Forward PE 11.4943 | Enterprise Value Revenue 14.2299 |
Overvalued
Today
Please note that Kearny Financial's price fluctuation is somewhat reliable at this time. Calculation of the real value of Kearny Financial Corp is based on 3 months time horizon. Increasing Kearny Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Kearny Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Kearny Stock. However, Kearny Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 8.21 | Real 7.53 | Target 7.25 | Hype 8.19 | Naive 7.98 |
The intrinsic value of Kearny Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Kearny Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Kearny Financial Corp helps investors to forecast how Kearny stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Kearny Financial more accurately as focusing exclusively on Kearny Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Kearny Financial's intrinsic value based on its ongoing forecasts of Kearny Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Kearny Financial's closest peers.
Kearny Financial Cash |
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Kearny Valuation Trend
Analysing the historical paterns of Kearny Financial's enterprise value and its market capitalization is a good way to estimate and gauge the value of Kearny Financial Corp over time and is usually enough for investors to make rational market timing decisions.
Kearny Revenue by Product
Kearny Financial Total Value Analysis
Kearny Financial Corp is now estimated to have valuation of 1.83 B with market capitalization of 534.07 M, debt of 1.61 B, and cash on hands of 142.84 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Kearny Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.83 B | 534.07 M | 1.61 B | 142.84 M |
Kearny Financial Investor Information
About 12.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.71. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Kearny Financial Corp recorded a loss per share of 1.45. The entity last dividend was issued on the 6th of November 2024. The firm had 13804:1000 split on the 15th of May 2015. Based on the analysis of Kearny Financial's profitability, liquidity, and operating efficiency, Kearny Financial Corp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.32 | 0.34 |
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| Total Cash From Operating Activities | 35.2 M | 44 M |
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| Operating Income | 20.8 M | 21.9 M |
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Kearny Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Kearny Financial has an asset utilization ratio of 1.83 percent. This suggests that the Company is making $0.0183 for each dollar of assets. An increasing asset utilization means that Kearny Financial Corp is more efficient with each dollar of assets it utilizes for everyday operations.Kearny Financial Ownership Allocation
Kearny Financial Corp maintains a total of 64.58 Million outstanding shares. Over half of Kearny Financial's outstanding shares are owned by institutional investors. These institutional investors are typically referred to as corporate investors that shop for positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.Kearny Financial Profitability Analysis
The company reported the previous year's revenue of 140.6 M. Net Loss for the year was (86.67 M) with profit before overhead, payroll, taxes, and interest of 176.13 M.Kearny Financial Past Distributions to stockholders
About Kearny Financial Valuation
Our relative valuation model uses a comparative analysis of Kearny Financial. We calculate exposure to Kearny Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Kearny Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 140.6 M | 110.4 M | |
| Pretax Profit Margin | (0.57) | (0.55) | |
| Operating Profit Margin | 0.34 | 0.32 | |
| Net Loss | (0.62) | (0.59) | |
| Gross Profit Margin | 0.93 | 0.82 |
Kearny Financial Quarterly Retained Earnings |
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A single share of Kearny Financial represents a small ownership stake in the entity. As a stockholder of Kearny, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Kearny Financial Dividends Analysis For Valuation
Dividend Yield is likely to rise to 0.08 in 2024, whereas Dividends Paid is likely to drop slightly above 26.2 M in 2024. . Retained Earnings is likely to rise to about 376.1 M in 2024, whereas Retained Earnings Total Equity is likely to drop slightly above 360.1 M in 2024.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 27.6 M | 26.2 M | |
| Dividend Yield | 0.07 | 0.08 | |
| Dividend Payout Ratio | (0.32) | (0.30) | |
| Dividend Paid And Capex Coverage Ratio | 1.04 | 0.98 |
There are various types of dividends Kearny Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Kearny shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Kearny Financial Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Kearny pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Kearny Financial by the value of the dividends paid out.
Kearny Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 62.4 M | |
| Quarterly Earnings Growth Y O Y | -0.375 | |
| Forward Price Earnings | 11.4943 |
Kearny Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of Kearny Financial Corp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Kearny we look at many different elements of the entity such as Kearny's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Kearny Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Kearny Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Kearny Financial's worth.Additional Tools for Kearny Stock Analysis
When running Kearny Financial's price analysis, check to measure Kearny Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Kearny Financial is operating at the current time. Most of Kearny Financial's value examination focuses on studying past and present price action to predict the probability of Kearny Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Kearny Financial's price. Additionally, you may evaluate how the addition of Kearny Financial to your portfolios can decrease your overall portfolio volatility.